AVANTE
ActiveAVANTE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €943k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 68% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-25
Solvency89▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.33 in 2024; short-term debt: 33.5% and cash: 7.7% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
2023
1 d early
2022
25 d late
2021
30 d late
2020
3 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€943k▲ 1.0%
2024 · €933k
2018: €877k
2019: €1.01M
2020: €1.10M
2021: €993k
2022: €1.01M
2023: €899k
2024: €933k
2018 → 2025
Total assets
€1.46M▲ 1.3%
2024 · €1.44M
2018: €1.06M
2019: €1.15M
2020: €1.21M
2021: €1.02M
2022: €1.07M
2023: €1.36M
2024: €1.44M
2018 → 2025
Net result
€10k▼ 71.5%
2024 · €34k
2018: €116k
2019: €134k
2020: €84k
2021: €33k
2022: €19k
2023: €270k
2024: €34k
2018 → 2025
Working capital
€337k▲ 115%
2024 · €157k
2018: €434k
2019: €700k
2020: €609k
2021: €282k
2022: €303k
2023: €373k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€993k-€1.01M▲ 1.9%€899k▼ 11.2%€933k▲ 3.8%€943k▲ 1.0%
Operating result€47k-€28k▼ 40.8%€390k▲ 1,289%€81k▼ 79.4%€46k▼ 43.5%
Net result€33k-€19k▼ 42.6%€270k▲ 1,327%€34k▼ 87.4%€10k▼ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€634k▼ 21.5%
Current assets
€827k▲ 30.4%
Equity and liabilities €1.46M
Equity
€943k▲ 1.0%
Debt
€519k▲ 1.9%
The debt ratio rises from 35.3% to 35.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €170k
Cash flow
€45k▼
2024 · €124k
Solvency
64.5%▼
2024 · 64.7%
Current ratio
1.69▲
2024 · 1.33
Quick ratio
1.34▲
2024 · 0.86
Debt / equity
0.55▲
2024 · 0.55
ROE
1.0%▼
2024 · 3.7%
ROA
0.7%▼
2024 · 2.4%
Interest coverage
2.74▼
2024 · 5.46
Debt
€519k▲
2024 · €510k
Debt ≤ 1 year
€490k▲
2024 · €477k
Income taxes
€7k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€1.46M▲
Fixed assets21/28€808k€634k▼
Tangible fixed assets22/27€808k€634k▼
Land and buildings22€771k€587k▼
Furniture and vehicles24€38k€48k▲
Current assets29/58€634k€827k▲
Stocks and contracts in progress3€226k€170k▼
Stocks30/36€226k€170k▼
Amounts receivable within one year40/41€12k€116k▲
Trade receivables40€2k€113k▲
Other amounts receivable41€10k€3k▼
Current investments50/53€100k€408k▲
Cash at bank and in hand54/58€296k€113k▼
Deferred charges and accrued income490/1€500€20k▲
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.46M▲
Equity10/15€933k€943k▲
Contributions10/11€25k€25k=
Reserves13€908k€918k▲
Distributable reserves133€908k€918k▲
Amounts payable17/49€510k€519k▲
Amounts payable within one year42/48€477k€490k▲
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€71k€74k▲
Taxes450/3€71k€74k▲
Other amounts payable47/48€397k€415k▲
Accrued charges and deferred income492/3€32k€29k▼
Income statement
Code20242025
Non-recurring operating income76A€0€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€35k▼
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€174k€88k▼
Operating profit (loss)9901€81k€46k▼
Financial income75/76B€72€290▲
Recurring financial income75€72€290▲
Financial charges65/66B€31k€29k▼
Recurring financial charges65€31k€29k▼
Profit (loss) for the period before taxes9903€49k€17k▼
Income taxes67/77€15k€7k▼
Profit (loss) for the period9904€34k€10k▼
Profit (loss) for the period to be appropriated9905€34k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€10k▼
Transfer to equity691/2€34k€10k▼
To other reserves6921€34k€10k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €10k ▼71.5%
Net result drops to €10k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €270k ▲1327%
Operating result €390k, net result €270k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Equity above €1MEq €1.01M ▲1.9%
5 profitable years in a row build equity to €1.01M.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Equity above €1MEq €1.01M ▲15.3%
2 profitable years in a row build equity to €1.01M.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Hoolstraat 83540 Herk-de-StadGround area
2,181 m²
Building footprint
197 m²
Volume, LiDAR
687 m³
Parcel 71024C0083/00Z003, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kleine Hoolstraat 8, 3540 Herk-de-Stad
since 20032.133.117.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024C0083/00Z003 | Flanders | 2,180 m² | 1 · 197 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,730 EUR awarded · 2,730 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,730 EUR | 2,730 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,431 companies in sector 46180 we hold annual accounts for 1,887. 953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2003
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
68121Development of residential building projects
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50101
50103
70111
70200Business and other management consultancy
70220Business consulting
74142
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.