AVALO

Active

Private limited companyfounded 197550 yrs activeRoeselaarsestraat 497, 8870 Izegem, BelgiumKBO/BCE: BE 0415.584.424

Summary

AVALO has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,160 and a net result of €4,834. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 79% of 646 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

AVALOActiveChecked score 94/100

Risk analysis Report Compare

Activity

Manufacture of other wood products

NACE 16281NACE 16291Manufacture of chemicals and chemical products NACE 20510

#8 oldest company in West Flanders, Wood and cork sector1 site

Size

€128,571total assets 2025

Equity: €92,160
Profit: €4,834

Turnover not published (abridged schema)

Financial health

94 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 27 d late0 of 3 deeds read

Why 94- Sector Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)+ Liquidity: current ratio 3.19, cash €35,553+ Founded in 1975+ Equity €92,160 (71.7% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 56% of its sector peers (NACE 16, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 97-3

equity 71.7% of total assets

Liquidity 73-7

short-term debt 28.3% · cash 27.7%

Profitability 73-10

return on assets 3.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,028 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.1% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.1% vs 02-2025 04-2025: 0.1%▲ +3.3% vs 03-2025 05-2025: 0.1%▲ +6.5% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +24.2% vs 06-2025 08-2025: 0.2%▲ +70.7% vs 07-2025highest value 09-2025: < 0.1%▼ -77.6% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.3% vs 03-2026 05-2026: 0.1%▲ +4.1% vs 04-2026 06-2026: 0.1%▼ -2.0% vs 05-2026 07-2026: 0.1%▲ +14.0% vs 06-2026 08-2026: 0.1%▲ +139% vs 07-2026 09-2026: 0.1%▼ -44.9% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

Liquidity: current ratio 3.19, cash €35,553 lowers the probability
Founded in 1975 lowers the probability for this profile
Sector Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16) raises the probability
Equity €92,160 (71.7% of total assets) lowers the probability

Credit up to €8,000 at 30 days acceptable

Liquidity ample (current ratio 3.19 against 6.57 in 2024; short-term debt: 28.3% and cash: 27.7% of total assets), and 28.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 16, micro). Better than this share of them on solvency 77%, liquidity 74%, profitability 51%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 3.19, cash €35,553

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 1975

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Sector Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)

In the bankruptcy model this factor raises the probability.

KBO

Equity €92,160 (71.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

26 d late

2023

8 d early

2022

30 d late

2021

31 d late

2020

4 d early

2019

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-08-26 Annual accounts filedfiscal year 2025 · micro…
26-08-25 Annual accounts filedfiscal year 2024 · micro…
23-07-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Positive: Oldest company in West Flanders, Wood and cork…in the Checked rankings #8 View
Positive: 6 profitable years in a rowprofit 2025: €4,834 6 years View
Active since 1975founded 23-12-1975 50 years View