AV WIZARD
ActiveAV WIZARD has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 22% of 123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.26 in 2024), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.5%
Return on assets
15.5%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 123 sector peers (2025).
NBB · sector comparisonPosition among 123 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
13 d early
2023
1 d early
2022
3 d early
2021
2 d early
2020
8 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€21k▲ 5.2%
2024 · €20k
2019: €22k
2020: €37k
2021: €61k
2022: €20k
2023: €20k
2024: €20k
2019 → 2025
Total assets
€136k▼ 0.6%
2024 · €137k
2019: €68k
2020: €68k
2021: €93k
2022: €131k
2023: €106k
2024: €137k
2019 → 2025
Net result
€21k▼ 63.9%
2024 · €58k
2019: €3k
2020: €15k
2021: €24k
2022: €37k
2023: €19k
2024: €58k
2019 → 2025
Working capital
€28k▲ 12.8%
2024 · €25k
2019: €11k
2020: €37k
2021: €51k
2022: €18k
2023: €41k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€20k▼ 67.7%€20k=€20k▲ 1.6%€21k▲ 5.2%
Operating result€30k-€48k▲ 60.7%€26k▼ 45.9%€76k▲ 189%€29k▼ 61.7%
Net result€24k-€37k▲ 54.8%€19k▼ 49.0%€58k▲ 211%€21k▼ 63.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€14k▼ 16.1%
Current assets
€122k▲ 1.6%
Equity and liabilities €136k
Equity
€21k▲ 5.2%
Debt
€115k▼ 1.6%
The debt ratio falls from 85.4% to 84.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2024 · €82k
Cash flow
€26k▼
2024 · €64k
Solvency
15.5%▲
2024 · 14.6%
Current ratio
1.30▲
2024 · 1.26
Quick ratio
1.30▲
2024 · 1.26
Debt / equity
5.47▼
2024 · 5.85
ROE
100.2%▼
2024 · 292.3%
ROA
15.5%▼
2024 · 42.7%
Interest coverage
17.30▼
2024 · 35.71
Debt
€115k▼
2024 · €117k
Debt ≤ 1 year
€94k▼
2024 · €95k
Debt > 1 year
€20k=
2024 · €20k
Income taxes
€6k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€136k▼
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€14k▼
Plant, machinery and equipment23€16k€14k▼
Current assets29/58€120k€122k▲
Amounts receivable within one year40/41€31k€37k▲
Trade receivables40€22k€29k▲
Other amounts receivable41€8k€9k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€72k€19k▼
Deferred charges and accrued income490/1€18k€16k▼
Equity and liabilities
Total equity and liabilities10/49€137k€136k▼
Equity10/15€20k€21k▲
Contributions10/11€19k€19k=
Reserves13€165€165=
Distributable reserves133€165€165=
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€117k€115k▼
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€95k€94k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€0€5k▲
Taxes450/3€0€5k▲
Other amounts payable47/48€86k€77k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€594€0▼
Gross operating margin9900€87k€36k▼
Operating profit (loss)9901€76k€29k▼
Financial income75/76B€94€477▲
Recurring financial income75€94€477▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€74k€27k▼
Income taxes67/77€15k€6k▼
Profit (loss) for the period9904€58k€21k▼
Profit (loss) for the period to be appropriated9905€58k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€22k▼
Profit (loss) brought forward from the previous period14P€918€1k▲
Profit to be distributed694/7€58k€20k▼
Return on contributions (dividend)694€58k€20k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €58k ▲211%
Operating result €76k, net result €58k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.02
Current ratio from 1.31 to 3.02; short-term debt falls from €35k to €18k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lagesteenweg 221850 GrimbergenGround area
237 m²
Building footprint
92 m²
Volume, LiDAR
675 m³
Parcel 23402E0233/00S000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AV WIZARD
since 20182.276.294.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0233/00S000 | Flanders | 237 m² | 1 · 92 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
SOFTRONIC ENGINEERING
BE 0430.994.160
Brussel · Eq €20k
BESTICT
BE 0645.853.318
Ellezelles · Eq €19k
REBUTEC
BE 1028.769.924
Puurs-Sint-Amands · Eq €24k
CARPE NOCTEM
BE 0893.530.940
Genk · Eq €35k
Group-EKO
BE 0718.859.179
Huy · Eq €12k
Of 147 companies in sector 26200 we hold annual accounts for 85. 41 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2018
Fiscal year end31-12
Activities, NACEBEL
26200Manufacture of computer, electronic and optical products
26300Manufacture of computer, electronic and optical products
46441Wholesale trade
46499Wholesale of other household goods
47630Retail trade
47690Retail sale of other cultural and recreation goods
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.