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AV INFORMATION TECHNOLOGY

Active
Armand Huysmanslaan 1 ·1050 Elsene, Belgium
KBO/BCE: BE 0788.349.484
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AV INFORMATION TECHNOLOGY is 0.9% (low). The 2025 annual accounts show equity of €20k and a net result of €15k. Equity is growing by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 2749 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 29-05-2026 63 d early 2026-00125597
31-12-2024 31-07-2025 06-05-2025 86 d early 2025-00089090
31-12-2023 31-07-2024 07-08-2024 7 d late 2024-00334676
31-12-2022 31-07-2023 07-07-2023 24 d early 2023-00213302

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€15k+38.8%
Working capital€17k+6.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 29-05-2026 with the NBB · fiscal year 2025 · micro
€-10k€0€10k€20kOperating result 2022: €-530€-530Net result 2022: €-3k€-3kOperating result 2023: €18k€18kNet result 2023: €11k€11kOperating result 2024: €18k€18kNet result 2024: €11k€11kOperating result 2025: €23k€23kNet result 2025: €15k€15k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~59.1%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-20k€0€20k€40k€60k2026: €36k (€32k - €39k)2027: €44k (€39k - €50k)2028: €53k (€46k - €61k)2022: €-1k2023: €10k2024: €20k2025: €20k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 27.7% 62.2%
better than 29% of 2749 sector peers
Net result €15k €40k
better than 25% of 2751 sector peers
Equity €20k €62k
better than 29% of 2750 sector peers
Gross operating margin €27k €63k
better than 23% of 2751 sector peers
Total assets €74k €121k
better than 25% of 2751 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P29
2022: P8 · n=37942023: P15 · n=58012024: P20 · n=73362025: P29 · n=27492022 2025
Improving position over 2022-2025 · n=2749-7336
Net result P25
2022: P12 · n=37922023: P30 · n=57972024: P28 · n=73332025: P25 · n=27512022 2025
Stable position over 2022-2025 · n=2751-7333
Equity P29
2022: P8 · n=37962023: P16 · n=58042024: P23 · n=73382025: P29 · n=27502022 2025
Improving position over 2022-2025 · n=2750-7338
Gross operating margin P23
2022: P11 · n=37862023: P30 · n=57932024: P25 · n=73272025: P23 · n=27512022 2025
Stable position over 2022-2025 · n=2751-7327
Describes the position versus peers, not a forecast.
EBITDA
€24k
+26.7% 22-25
Net profit
€15k
+38.8% 22-25
Cash flow
€16k
+35.4% 22-25
Total assets
€74k
+4.5% 22-25
Equity
€20k
0.0% 22-25
Working capital
€17k
+6.1% 22-25
Income taxes
€6k
-8.2% 22-25
Dividends
€15k
- 22-25
Debt
€53k
+6.3% 22-25
Debt ≤ 1y
€53k
+6.3% 22-25
Current ratio
1.33
-0.1% 22-25
Quick ratio
1.33
-0.1% 22-25
Solvency
27.7%
-4.3% 22-25
Debt / equity
2.61
+6.3% 22-25
ROE
72.6%
+38.8% 22-25
ROA
20.1%
+32.8% 22-25
Interest coverage
10.38
-52.9% 22-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€24k
Net profit€15k
Cash flow€16k
Staff costs-
Income taxes€6k
Dividends€15k
Total assets€74k
Equity€20k
Debt€53k
of which ≤ 1y€53k
of which > 1y-
Working capital€17k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.33
Quick ratio1.33
Working capital ratio23.6%
Solvency27.7%
Debt / equity2.61
Long-term debt ratio-
Interest coverage10.38
Gross margin-
Net margin-
ROA20.1%
ROE72.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€300
Current assets 29/58€71k
Amounts receivable within one year 40/41€46k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€20k
Contributions / capital 10/11€2k
Reserves 13€19k
Amounts payable 17/49€53k
Amounts payable within one year 42/48€53k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€27k
Operating result 9901€23k
Financial income 75€17
Financial charges 65€2k
Result before taxes 9903€21k
Income taxes 67/77€6k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
83 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
AV INFORMATION TECHNOLOGY
Armand Huysmanslaan 1, 1050 ElseneComputerconsultancy-activiteiten
since 20222.334.137.625
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area316 m²
Buildings1
Building footprint122 m²
Volume (LiDAR)2,170 m³
Tallest building20.4 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21445C0262/00X037 Brussels 316 m² 1 · 122 m² 20.4 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health83Profitability100Solvency50Growth78Stability94
81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 83
Profitability 100
Solvency 50
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR AV INFORMATION TECHNOLOGY
Registered office
Armand Huysmanslaan 1
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.