Equity
€71,426 ▲ 248%
Equity rose in 2025 from €20,536 to €71,426.
AV Challenges
Overview
Lifetime
2 annual accounts with figures on one time axispeak €74,651 (2025)
€74,651▲ 194%
peak €50,890 (2025)
€50,890▲ 190%
peak €71,426 (2025)
€71,426▲ 248%
€24,907▲ 180%
Board1 name since 2024
1 directorBONTE Jordi
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Gross margin from €25,378 to €74,651Result from €17,536 to €50,890Equity from €20,536 to €71,426Debts from €8,896 to €24,907Investments €21,672Cash from €11,300 to €56,814
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Investments
€21,672 4.0 × depreciation
Green is investment, beige is depreciation.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%highest value
08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.06, cash €56,814
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €71,426 (74.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 68% of them on solvency, 77% on liquidity, 82% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as AV Challenges has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AV Challenges itself is lower: < 0.1% within 12 months. It rests on far more data about AV Challenges than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AV Challenges. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.06 (2.86 in 2024), above the usual 1.5. Short-term debt is 25.9% and cash 59% of total assets. 25.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 12 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Wijnegem to Brecht
New registered office: Lijsterbeslaan 22, 2960 Brecht · Previous registered office: Stokerijstraat 154, 2110 Wijnegem · Board meeting of 18-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010092276
Incorporation
Founding capital of €3,000, 100 shares · Founder: BONTE Jordi · Appointment: BONTE Jordi (director) · published on 10-06-2024 · Gazette deed
First establishment
Stokerijstraat 154, Wijnegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AV Challenges Brecht | €96,333 | €74,651 | 74.1% | - |
| JACS ADVIES Kontich | €95,334 | €69,653 | 60.4% | - |
| Blue Orbit Schelle | €105,458 | €74,927 | 90.0% | - |
| VDB Consultancy Rumst | €87,241 | €78,567 | 70.0% | - |
| Altika Mechelen | €105,216 | €72,931 | 79.4% | - |
| Terafex Mechelen | €95,252 | €80,094 | 62.5% | - |
| Marenx Consulting Essen | €90,455 | €74,436 | 80.1% | - |
These companies have the same main activity as AV Challenges: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €87,200 and €105,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 06-06-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.360.146.6892110 Wijnegem, since 06-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2024
Annual accounts 2025
- €74,651▲ 194%
- €50,890▲ 190%
- €71,426▲ 248%
- €96,333▲ 227%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on AV Challenges
AV Challenges has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,426 and a net result of €50,890.
Its solvency ranks better than 67% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 07-07-2026, 24 days before the deadline€74,651
▲ 194%
€68,682
▲ 180%
€50,890
▲ 190%
€51,188
▲ 210%
74.1%
▲ 4.4 percentage points
3.06
▲ 0.20
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €130,000 and €190,000.
Balance sheet
balance sheet total €96,333 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
74.1%
Higher than 67% of 21,206 companies in 2025.
3.06
Higher than 58% of 20,569 companies in 2025.
52.8%
Higher than 87% of 20,744 companies in 2025.
AV Challenges
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
96,333 | 29,433 | |
21/28 |
20,238 | 4,016 | |
22/27 |
20,238 | 4,016 | |
23 |
5,031 | - | |
24 |
14,244 | 4,016 | |
26 |
963 | - | |
29/58 |
76,094 | 25,417 | |
40/41 |
18,540 | 14,117 | |
40 |
18,540 | 14,117 | |
54/58 |
56,814 | 11,300 | |
490/1 |
741 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
96,333 | 29,433 | |
10/15 |
71,426 | 20,536 | |
10/11 |
3,000 | 3,000 | |
13 |
68,426 | 17,536 | |
133 |
68,426 | 17,536 | |
17/49 |
24,907 | 8,896 | |
42/48 |
24,907 | 8,896 | |
44 |
2,617 | 447 | |
440/4 |
2,617 | 447 | |
45 |
20,355 | 8,126 | |
450/3 |
18,040 | 8,126 | |
454/9 |
2,315 | - | |
47/48 |
1,934 | 323 | |
| Income statement | |||
9900 |
74,651 | 25,378 | |
630 |
5,449 | 815 | |
640/8 |
520 | - | |
9901 |
68,682 | 24,563 | |
75/76B |
41 | - | |
75 |
41 | - | |
65/66B |
2,900 | 1,558 | |
65 |
2,900 | 1,558 | |
9903 |
65,823 | 23,005 | |
67/77 |
14,933 | 5,469 | |
9904 |
50,890 | 17,536 | |
9905 |
50,890 | 17,536 | |
| Appropriation of the result | |||
9906 |
50,890 | 17,536 | |
691/2 |
50,890 | 17,536 | |
6921 |
50,890 | 17,536 | |
| Document | |||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 07-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 74,131 | 25,378 | ||
| 56,339 | 18,351 | ||
| 21,672 | 4,831 | ||
| 45,514 | - | ||
| 51,188 | 16,521 | ||
| 74.1% | 69.8% | ||
| 3.06 | 2.86 | ||
| 0.35 | 0.43 | ||
| 71.2% | 85.4% | ||
| 52.8% | 59.6% | ||
| 25.56 | 16.29 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €21,672 | €4,831 |
| Financial fixed assets | €0 | - |
| €5,449 | €815 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on AV Challenges
The operating result for 2025 is 180% higher than in 2024.
Debt's share of the balance-sheet total falls from 30.2% to 25.9%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
since 06-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 07-07-2026
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €714 in 2025
- Source
- deed of 10-06-2024
Articles of association
deed of 10-06-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met WVV-vermeldingen”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Ten minste vijftien dagen, naar evenredigheid van aantal aandelen in bezit”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, bestuurder(s) in functie indien geen andere benoemd”
Founder
At incorporation
deed of 10-06-2024 ↗
- BONTE Jordi sole founder · 100% at incorporation
Network & group
No group
AV Challenges has no parent and no holdings in its annual accounts. BONTE Jordi is the only director. AV Challenges shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
6 events since 2024Filings
Establishments
Address
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered office moved from Wijnegem to BrechtNew registered office: Lijsterbeslaan 22, 2960 Brecht · Previous registered office: Stokerijstraat 154, 2110 Wijnegem · Board meeting of 18-08-20262 points ▸
- Board meeting, 18-08-2026
- Registered-office move, Lijsterbeslaan 22, 2960 Brecht
Annual accounts 2025 filed NBBmicro format · 24 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · on the deadline day
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010092276
IncorporationFounding capital of €3,000, 100 shares · Founder: BONTE Jordi · Appointment: BONTE Jordi (director) · published on 10-06-20246 points ▸
- 100 shares
- Founding capital, €3,000, 100 shares
- Registered office clause, Stokerijstraat 154, 2110 Wijnegem
- Director appointment, BONTE Jordi
- Permanent representative, BONTE Jordi
- Founder, BONTE Jordi
- The deed holds 3 more points.
First establishment Stokerijstraat 154, Wijnegem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 6 June 2024, AV Challenges was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 In 2026 the registered office moved to Brecht.3 BONTE Jordi has served as director since 2024.4
Company details
Identity
- Enterprise number
- 1010.092.276
- VAT number
- BE 1010.092.276
- Peppol ID
- 0208:1010092276
- Other Peppol ID
- 9925:BE1010092276
- LEI code
- 254900ZGPOWL65BCPW06 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-06-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 21-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- AV Challenges in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-06-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- AV Challengesdeed of 10-06-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 10-06-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
63110
Computing infrastructure, data processing, hosting and other information service activities
70210
Activities of head offices; management consultancy activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Freelance AV consultant / developer; Offering audiovisual services to integrators & end customers; Supporting clients with complex…”deed of 10-06-2024 (in Dutch)
24 activities
- Freelance AV consultant / developer
- Offering audiovisual services to integrators & end customers
- Supporting clients with complex audiovisual challenges:
- System Design
- System Programming
- UX/UI Development
- System Startup / Commissioning
- System Maintenance / Support
- Networking Design / Configuration
- Driver Development
- System Configuration (MTR/Zoom/Teams)
- Project management
- Voor alle bovengenoemde activiteiten kan de vennootschap beroep doen op onderaannemers en derden om de activiteiten uit te oefenen in opdracht van de vennootschap,de onderaannemers kunnen ook verhuurd worden door de vennootschap aan de klanten van de vennootschap.
- Managementvennootschap in de ruimste zin van het woord
- Het geven van adviezen,het maken van studies,het voorbereiden en opgang brengen van organisatiesystemen,het in toepassing brengen van systemen voor gegevensverwerking en alle technieken in verband met het commercieel,technisch,administratief,economisch en algemeen beheer van ondernemingen,zowel in binnen als in buitenland.
- Organiseren van opleidingen en seminaries
- De vennootschap kan zich daarenboven interesseren door middel van inbrengen,van inschrijvingen,van financiële tussenkomsten,fusie op opslorping of op elk eendere wijze ook,in elke maatschappij,vennootschap of onderneming welke,hetzij gedeeltelijk een aan hare gelijkwaardig of gelijklopend voorwerp heeft of van aard is om een andere tak van haar activiteit te ontwikkelen of uit te breiden en dit zowel in België als in het buitenland.
- Alle nijverheids-,industriële,commerciële en administratieve verrichtingen,handelszaken en alle handelingen van roerende,onroerende of financiële aard te stellen zowel voor eigen rekening als voor rekening van derden die onrechtstreeks of rechtstreeks,hetzij geheel of gedeeltelijk betrekking hebben op het voorwerp van de vennootschap of van die aard zouden zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden of eenvoudig te bevorderen en welke niet verboden zijn door de wet.
- Haar voorwerp verwezenlijken zowel in België als in het buitenland op alle wijzen en manieren die zij best geschikt zal achten.
- Handelen voor eigen rekening,in consignatie,in commissie,als tussenpersoon of als vertegenwoordiger.
- Deelnemen in allerhande vennootschappen,ondernemingen,groeperingen of organisaties.
- Handelen als patrimoniumvennootschap.
- Haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand stellen en aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft.
- Functies van zaakvoerder,bestuurder,afgevaardigd bestuurder of vereffenaar van andere vennootschappen uitoefenen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Lijsterbeslaan 22 registered office 2960 Brecht | ||
| Stokerijstraat 154 2110 Wijnegem | 06-06-2024 | 2.360.146.689 |
1 former office
- 2110 Wijnegem until 18-08-2026 · deed of 06-11-2026
Buildings and parcels at the addresses
- Ground area
- 976 m²
- Buildings
- 255 m²
- Volume, LiDAR
- 1,640 m³
- Tallest building
- 11.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11009M0050/00B003 | 816 m² | 1 · 124 m² | 11.1 m · 3 |
| 11050B0254/00D003 | 160 m² | 1 · 131 m² | 10.9 m · 1 |