Autract
ActiveAutract has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 90% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency100=
Growth28▲+2
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.14 in 2024; short-term debt: 14.4% and cash: 0% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2023
143 d late
2022
83 d late
2021
61 d late
2020
113 d late
2019
127 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€25k▲ 3.5%
2024 · €24k
2019: €34k
2020: €29k
2021: €29k
2022: €23k
2023: €27k
2024: €24k
2019 → 2025
EBIT margin
-28.6%▲ 388.5pp
2024 · -417.0%
2019: 10.6%
2020: 39.5%
2021: 39.7%
2022: 46.7%
2023: -8.0%
2024: -417.0%
2019 → 2025
Net result
€-10k▲ 91.3%
2024 · €-114k
2018: €3k
2019: €-1k
2020: €7k
2021: €3k
2022: €7k
2023: €-4k
2024: €-114k
2018 → 2025
Working capital
€-40k▲ 10.1%
2024 · €-44k
2018: €-13k
2019: €-20k
2020: €-21k
2021: €-23k
2022: €-25k
2023: €-27k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k-€23k▼ 22.9%€27k▲ 19.2%€24k▼ 10.3%€25k▲ 3.5%
Equity€353k-€359k▲ 1.9%€355k▼ 1.1%€241k▼ 32.2%€231k▼ 4.2%
Operating result€12k-€11k▼ 9.3%€-2k€-101k▼ 4,585%€-7k▲ 92.9%
Net result€3k-€7k▲ 120%€-4k€-114k▼ 2,715%€-10k▲ 91.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €101k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€276k▼ 7.1%
Current assets
€46▼ 99.3%
Equity and liabilities €276k
Equity
€231k▼ 4.2%
Debt
€46k▼ 28.5%
The debt ratio falls from 20.9% to 16.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-83k
Cash flow
€11k▲
2024 · €-96k
Solvency
83.5%▲
2024 · 79.1%
Current ratio
0.00▼
2024 · 0.14
Quick ratio
0.00▼
2024 · 0.14
Debt / equity
0.20▼
2024 · 0.26
ROE
-4.3%▲
2024 · -47.5%
ROA
-3.6%▲
2024 · -37.6%
Interest coverage
4.98▲
2024 · -6.32
Debt
€46k▼
2024 · €64k
Debt ≤ 1 year
€40k▼
2024 · €51k
Debt > 1 year
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€304k€276k▼
Fixed assets21/28€298k€276k▼
Tangible fixed assets22/27€298k€276k▼
Land and buildings22€298k€276k▼
Current assets29/58€7k€46▼
Amounts receivable within one year40/41€7k-
Other amounts receivable41€7k-
Cash at bank and in hand54/58€46€46▲
Equity and liabilities
Total equity and liabilities10/49€304k€276k▼
Equity10/15€241k€231k▼
Contributions10/11€19k€19k=
Revaluation surpluses12€468k€468k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-248k€-258k▼
Amounts payable17/49€64k€46k▼
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€51k€40k▼
Current portion of amounts payable after more than one year42€9k€9k=
Financial debts43€25k€23k▼
Credit institutions430/8€25k€23k▼
Trade debts44€18k€6k▼
Suppliers440/4€18k€6k▼
Other amounts payable47/48-€2k
Income statement
Code20242025
Turnover70€24k€25k▲
Goods, raw materials, services and sundry goods60/61€5k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€21k▲
Other operating charges640/8€8k€6k▼
Non-recurring operating charges66A€94k-
Gross operating margin9900€19k€20k▲
Operating profit (loss)9901€-101k€-7k▲
Financial charges65/66B€13k€3k▼
Recurring financial charges65€13k€3k▼
Profit (loss) for the period before taxes9903€-114k€-10k▲
Profit (loss) for the period9904€-114k€-10k▲
Profit (loss) for the period to be appropriated9905€-114k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-248k€-258k▼
Profit (loss) brought forward from the previous period14P€-133k€-248k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-114k
Net result drops to €-114k, the lowest in the series; recovery starts the following year.
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 143 days late
2023
22-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 83 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
21-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 113 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 127 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Braemtstraat 861210 Sint-Joost-ten-NodeGround area
318 m²
Building footprint
197 m²
Volume, LiDAR
2,978 m³
2 parcels, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Braemtstraat 86, 1210 Sint-Joost-ten-Node
since 19772.013.792.650
AUTRACT
since 20072.164.243.016
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0070/00D017 | Brussels | 238 m² | 1 · 116 m² | 16.3 m · 4 fl. |
| 21572B0248/00T000 | Brussels | 80 m² | 1 · 80 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEFACO INTERNATIONAL
BE 0829.503.220
Lokeren · Eq €231k
FLOORHOUSE
BE 0898.406.278
Aartselaar · Eq €232k
Morlanwelz Bricolage
BE 0849.761.471
Morlanwelz · Eq €232k
HEUSY BRICO GARDEN
BE 0898.159.127
Verviers · Eq €233k
BRICO JABER
BE 0745.481.424
Anderlecht · Eq €235k
Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 1,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-01-1977
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.