AUTOTRUST
ActiveSummary
The computed 12-month bankruptcy probability of AUTOTRUST is 1.9% (moderate). The 2025 annual accounts show negative equity (€-56k) and a net result of €-23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 18400 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.72 in 2024; short-term debt: 180.5% and cash: 43.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-80.6%
Return on assets
-33.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-56k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
29 d late
2022
27 d late
2021
31 d late
2020
30 d late
2019
115 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-56k▼ 70.1%
2024 · €-33k
2018: €2k
2019: €-2k▼ -177% vs 2018
2020: €9k▲ +666% vs 2019
2021: €10k▲ +10.7% vs 2020
2022: €13k▲ +35.4% vs 2021highest in 8 years
2023: €-13k▼ -200% vs 2022
2024: €-33k▼ -148% vs 2023
2025: €-56k▼ -70.1% vs 2024lowest in 8 years
2018 → 2025
Total assets
€69k▼ 19.0%
2024 · €85k
2018: €108k
2019: €108k▼ -0.3% vs 2018
2020: €118k▲ +9.5% vs 2019highest in 8 years
2021: €114k▼ -3.2% vs 2020
2022: €112k▼ -2.2% vs 2021
2023: €98k▼ -12.2% vs 2022
2024: €85k▼ -13.2% vs 2023
2025: €69k▼ -19.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€-23k▼ 17.4%
2024 · €-19k
2018: €4k
2019: €-4k▼ -196% vs 2018
2020: €10k▲ +389% vs 2019highest in 8 years
2021: €938▼ -90.9% vs 2020
2022: €3k▲ +268% vs 2021
2023: €-26k▼ -864% vs 2022lowest in 8 years
2024: €-19k▲ +26.0% vs 2023
2025: €-23k▼ -17.4% vs 2024
2018 → 2025
Working capital
€-56k▼ 70.0%
2024 · €-33k
2018: €167
2019: €-2k▼ -1314% vs 2018
2020: €9k▲ +564% vs 2019
2021: €10k▲ +1.7% vs 2020
2022: €13k▲ +38.0% vs 2021highest in 8 years
2023: €-13k▼ -200% vs 2022
2024: €-33k▼ -148% vs 2023
2025: €-56k▼ -70.0% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€13k▲ 35.4%€-13k€-33k▼ 148%€-56k▼ 70.1%
2021: €10k
2022: €13k▲ +35.4% vs 2021highest in 5 years
2023: €-13k▼ -200% vs 2022
2024: €-33k▼ -148% vs 2023
2025: €-56k▼ -70.1% vs 2024lowest in 5 years
Operating result€1k-€4k▲ 235%€-26k€-19k▲ 26.1%€-23k▼ 17.6%
2021: €1k
2022: €4k▲ +235% vs 2021highest in 5 years
2023: €-26k▼ -790% vs 2022lowest in 5 years
2024: €-19k▲ +26.1% vs 2023
2025: €-23k▼ -17.6% vs 2024
Net result€938-€3k▲ 268%€-26k€-19k▲ 26.0%€-23k▼ 17.4%
2021: €938
2022: €3k▲ +268% vs 2021highest in 5 years
2023: €-26k▼ -864% vs 2022lowest in 5 years
2024: €-19k▲ +26.0% vs 2023
2025: €-23k▼ -17.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €19k in 2024; the loss grows.
Key figures and ratios
Solvency
-80.6%▼
2024 · -38.4%
Current ratio
0.55▼
2024 · 0.72
Quick ratio
0.27▼
2024 · 0.32
Debt to equity
-2.24▲
2024 · -3.61
ROA
-33.2%▼
2024 · -22.9%
Debt
€125k▲
2024 · €118k
Debt ≤ 1 year
€124k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€69k▼
Current assets29/58€85k€69k▼
Stocks and contracts in progress3€47k€36k▼
Stocks30/36€47k€36k▼
Amounts receivable within one year40/41€27k€268▼
Trade receivables40€25k-
Other amounts receivable41€3k€268▼
Cash at bank and in hand54/58€10k€30k▲
Deferred charges and accrued income490/1€317€3k▲
Equity and liabilities
Total equity and liabilities10/49€85k€69k▼
Equity10/15€-33k€-56k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-39k€-62k▼
Amounts payable17/49€118k€125k▲
Amounts payable within one year42/48€118k€124k▲
Trade debts44€9k€9k▼
Suppliers440/4€9k€9k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€107k€115k▲
Accrued charges and deferred income492/3-€50
Income statement
Code20242025
Other operating charges640/8€784€4k▲
Gross operating margin9900€-19k€-19k▼
Operating profit (loss)9901€-19k€-23k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€158€161▲
Recurring financial charges65€158€161▲
Profit (loss) for the period before taxes9903€-19k€-23k▼
Profit (loss) for the period9904€-19k€-23k▼
Profit (loss) for the period to be appropriated9905€-19k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-62k▼
Profit (loss) brought forward from the previous period14P€-19k€-39k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €180 | €180 | - | - | - | - |
| Other operating charges640/8 | €3k | €3k | €1k | €784 | €4k | ▲ 361% |
| Gross operating margin9900 | €4k | €7k | €-25k | €-19k | €-19k | ▼ 3.0% |
| Operating profit (loss)9901 | €1k | €4k | €-26k | €-19k | €-23k | ▼ 17.6% |
| Financial income75/76B | €0 | €46 | - | - | €0 | - |
| Recurring financial income75 | €0 | €46 | - | - | €0 | - |
| Financial charges65/66B | €147 | €173 | €163 | €158 | €161 | ▲ 2.0% |
| Recurring financial charges65 | €147 | €173 | €163 | €158 | €161 | ▲ 2.0% |
| Profit (loss) for the period before taxes9903 | €988 | €4k | €-26k | €-19k | €-23k | ▼ 17.4% |
| Income taxes67/77 | €50 | €219 | €13 | - | - | - |
| Profit (loss) for the period9904 | €938 | €3k | €-26k | €-19k | €-23k | ▼ 17.4% |
| Profit (loss) for the period to be appropriated9905 | €938 | €3k | €-26k | €-19k | €-23k | ▼ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114k | €112k | €98k | €85k | €69k | ▼ 19.0% |
| Fixed assets21/28 | €180 | - | - | - | - | - |
| Tangible fixed assets22/27 | €180 | - | - | - | - | - |
| Other tangible fixed assets26 | €180 | - | - | - | - | - |
| Current assets29/58 | €114k | €112k | €98k | €85k | €69k | ▼ 19.0% |
| Stocks and contracts in progress3 | €66k | €73k | €74k | €47k | €36k | ▼ 24.4% |
| Stocks30/36 | €66k | €73k | €74k | €47k | €36k | ▼ 24.4% |
| Amounts receivable within one year40/41 | €8k | €4k | €9k | €27k | €268 | ▼ 99.0% |
| Trade receivables40 | €3k | €1k | €8k | €25k | - | - |
| Other amounts receivable41 | €5k | €3k | €2k | €3k | €268 | ▼ 89.5% |
| Cash at bank and in hand54/58 | €39k | €34k | €13k | €10k | €30k | ▲ 190% |
| Deferred charges and accrued income490/1 | €1k | €1k | €2k | €317 | €3k | ▲ 831% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114k | €112k | €98k | €85k | €69k | ▼ 19.0% |
| Equity10/15 | €10k | €13k | €-13k | €-33k | €-56k | ▼ 70.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | - | - | - | - |
| Issued capital100 | - | €19k | - | - | - | - |
| Uncalled capital101 | - | €12k | - | - | - | - |
| Profit (loss) carried forward14 | €4k | €7k | €-19k | €-39k | €-62k | ▼ 58.9% |
| Amounts payable17/49 | €104k | €98k | €111k | €118k | €125k | ▲ 5.7% |
| Amounts payable within one year42/48 | €104k | €98k | €111k | €118k | €124k | ▲ 5.7% |
| Trade debts44 | €2k | €2k | €5k | €9k | €9k | ▼ 0.9% |
| Suppliers440/4 | €2k | €2k | €5k | €9k | €9k | ▼ 0.9% |
| Taxes, remuneration and social security45 | €99 | €268 | €232 | €2k | - | - |
| Taxes450/3 | €99 | €268 | €232 | €2k | - | - |
| Other amounts payable47/48 | €102k | €96k | €106k | €107k | €115k | ▲ 8.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €50 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €938 | €3k | €-26k | €-19k | €-23k | ▼ 17.4% |
| + Depreciation and write-downs630 | €180 | €180 | - | - | - | - |
| Operating cash flow (approximation) | €1k | €4k | €-26k | €-19k | €-23k | ▼ 17.4% |
| Change in cash | - | €-5k | €-21k | €-3k | €20k | ▲ 884% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
19-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2003
Ground area
433 m²
Building footprint
196 m²
Volume, LiDAR
2,145 m³
2 parcels, Brussels, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AUTOTRUST
since 20032.132.146.706
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0146/00Z000 | Brussels | 291 m² | 1 · 106 m² | 16.1 m · 5 fl. |
| 23643E0093/00B002indicative | Flanders | 142 m² | 1 · 89 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 2,321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.