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AUTOSTEVENS

Active
Private limited companyfounded 20251 yr activeKoningin Astridlaan 38, 7700 Mouscron, BelgiumKBO/BCE: BE 1018.784.565
Summary

AUTOSTEVENS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,376 and a net result of €18,376. Its solvency ranks better than 28% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability83
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.26; short-term debt: 55.3% and cash: 2.8% of total assets), and 86.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.4%
Return on assets
11.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AUTOSTEVENS was incorporated on 16 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€21,376
Total assets
€159,812
Net result
€18,376
Working capital
€23,387

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €159,812
Fixed assets €47,989
Current assets €111,823
Equity and liabilities €159,812
Equity €21,376
Debt €138,437
Debt finances 86.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€26,111
Cash flow
€18,387
Current ratio
1.26
Quick ratio
0.08
Debt to equity
6.48
ROE
86.0%
ROA
11.5%
Interest coverage
45.84
Debt ≤ 1 year
€88,437
Debt > 1 year
€50,000
Income taxes
€7,183

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€159,812
Fixed assets21/28€47,989
Tangible fixed assets22/27€47,989
Land and buildings22€47,989
Current assets29/58€111,823
Stocks and contracts in progress3€104,427
Stocks30/36€104,427
Amounts receivable within one year40/41€2,999
Trade receivables40€1,719
Other amounts receivable41€1,280
Cash at bank and in hand54/58€4,398
Equity and liabilities
Total equity and liabilities10/49€159,812
Equity10/15€21,376
Contributions10/11€3,000
Reserves13€18,376
Distributable reserves133€18,376
Amounts payable17/49€138,437
Amounts payable after more than one year17€50,000
Financial debts170/4€50,000
Amounts payable within one year42/48€88,437
Trade debts44€6,235
Suppliers440/4€6,235
Taxes, remuneration and social security45€1,314
Taxes450/3€1,314
Other amounts payable47/48€80,888
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11
Other operating charges640/8€7,061
Gross operating margin9900€33,172
Operating profit (loss)9901€26,100
Financial income75/76B€28
Recurring financial income75€28
Financial charges65/66B€570
Recurring financial charges65€570
Profit (loss) for the period before taxes9903€25,558
Income taxes67/77€7,183
Profit (loss) for the period9904€18,376
Profit (loss) for the period to be appropriated9905€18,376
Appropriation of the result
Profit (loss) to be appropriated9906€18,376
Transfer to equity691/2€18,376
To other reserves6921€18,376

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11
Other operating charges640/8€7,061
Gross operating margin9900€33,172
Operating profit (loss)9901€26,100
Financial income75/76B€28
Recurring financial income75€28
Financial charges65/66B€570
Recurring financial charges65€570
Profit (loss) for the period before taxes9903€25,558
Income taxes67/77€7,183
Profit (loss) for the period9904€18,376
Profit (loss) for the period to be appropriated9905€18,376
Line2025
Assets
Total assets20/58€159,812
Fixed assets21/28€47,989
Tangible fixed assets22/27€47,989
Land and buildings22€47,989
Current assets29/58€111,823
Stocks and contracts in progress3€104,427
Stocks30/36€104,427
Amounts receivable within one year40/41€2,999
Trade receivables40€1,719
Other amounts receivable41€1,280
Cash at bank and in hand54/58€4,398
Equity and liabilities
Total equity and liabilities10/49€159,812
Equity10/15€21,376
Contributions10/11€3,000
Reserves13€18,376
Distributable reserves133€18,376
Amounts payable17/49€138,437
Amounts payable after more than one year17€50,000
Financial debts170/4€50,000
Amounts payable within one year42/48€88,437
Trade debts44€6,235
Suppliers440/4€6,235
Taxes, remuneration and social security45€1,314
Taxes450/3€1,314
Other amounts payable47/48€80,888
Line2025
Profit (loss) for the period9904€18,376
+ Depreciation and write-downs630€11
Operating cash flow (approximation)€18,387

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
1,384 m²
Building footprint
298 m²
Volume, LiDAR
1,042 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AUTOSTEVENS
Nieuwe Wereldstraat 551, 7700 MouscronRetail sale of cars and light vans (up to 3.5 tonnes)
since 20252.369.966.653
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54436A0566/00R003 Wallonia 1,214 m² 1 · 209 m² 7.3 m · 2 fl.
54435D0466/00Y003indicative Wallonia 170 m² 1 · 89 m² -
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. 591 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018784565
Also 9925:BE1018784565
Registered 01-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.