AUTOSELECTIONS
ActiveAUTOSELECTIONS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €-25k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-3
Solvency31=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.8 in 2024; short-term debt: 46.8% and cash: 2.4% of total assets), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10345 sector peers (2025).
NBB · sector comparisonPosition among 10345 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
8 d late
2023
16 d early
2022
24 d early
2021
2 d early
2020
15 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€115k▼ 18.0%
2024 · €140k
2018: €47k
2019: €48k
2020: €71k
2021: €109k
2022: €154k
2023: €137k
2024: €140k
2018 → 2025
Total assets
€1.99M▼ 11.9%
2024 · €2.26M
2018: €924k
2019: €1.04M
2020: €1.04M
2021: €1.06M
2022: €1.41M
2023: €2.16M
2024: €2.26M
2018 → 2025
Net result
€-25k
2024 · €3k
2018: €13k
2019: €2k
2020: €22k
2021: €54k
2022: €62k
2023: €-17k
2024: €3k
2018 → 2025
Working capital
€-271k▼ 21.2%
2024 · €-224k
2018: €131k
2019: €169k
2020: €156k
2021: €154k
2022: €172k
2023: €-64k
2024: €-224k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€154k▲ 41.6%€137k▼ 10.8%€140k▲ 2.2%€115k▼ 18.0%
Operating result€86k-€113k▲ 32.1%€15k▼ 87.0%€89k▲ 500%€41k▼ 53.6%
Net result€54k-€62k▲ 16.4%€-17k€3k€-25k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€1.33M▼ 4.1%
Current assets
€660k▼ 24.4%
Equity and liabilities €1.99M
Equity
€115k▼ 18.0%
Debt
€1.87M▼ 11.5%
The debt ratio rises from 93.8% to 94.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€98k▼
2024 · €150k
Cash flow
€32k▼
2024 · €64k
Solvency
5.8%▼
2024 · 6.2%
Current ratio
0.71▼
2024 · 0.80
Quick ratio
0.19▼
2024 · 0.31
Debt / equity
16.28▲
2024 · 15.08
ROE
-22.0%▼
2024 · 2.2%
ROA
-1.3%▼
2024 · 0.1%
Interest coverage
1.49▼
2024 · 1.71
Debt
€1.87M▼
2024 · €2.12M
Debt ≤ 1 year
€932k▼
2024 · €1.10M
Debt > 1 year
€938k▼
2024 · €1.01M
Income taxes
€321▼
2024 · €977
Staff costs
€48k▼
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.26M€1.99M▼
Fixed assets21/28€1.39M€1.33M▼
Tangible fixed assets22/27€1.38M€1.32M▼
Land and buildings22€1.36M€1.32M▼
Plant, machinery and equipment23€11k€4k▼
Furniture and vehicles24€5k-
Financial fixed assets28€5k€5k=
Current assets29/58€874k€660k▼
Stocks and contracts in progress3€528k€485k▼
Stocks30/36€528k€485k▼
Amounts receivable within one year40/41€247k€112k▼
Trade receivables40€231k€112k▼
Other amounts receivable41€16k-
Cash at bank and in hand54/58€88k€48k▼
Deferred charges and accrued income490/1€10k€15k▲
Equity and liabilities
Total equity and liabilities10/49€2.26M€1.99M▼
Equity10/15€140k€115k▼
Contributions10/11€19k€19k=
Reserves13€136k€136k=
Distributable reserves133€136k€136k=
Profit (loss) carried forward14€-14k€-39k▼
Amounts payable17/49€2.12M€1.87M▼
Amounts payable after more than one year17€1.01M€938k▼
Financial debts170/4€1.01M€938k▼
Amounts payable within one year42/48€1.10M€932k▼
Current portion of amounts payable after more than one year42€72k€75k▲
Financial debts43€400k€400k=
Credit institutions430/8-€400k
Other loans439€400k-
Trade debts44€299k€123k▼
Suppliers440/4€299k€123k▼
Taxes, remuneration and social security45€27k€11k▼
Taxes450/3€7k€9k▲
Remuneration and social security454/9€21k€1k▼
Other amounts payable47/48€299k€323k▲
Accrued charges and deferred income492/3€9k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€98k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€57k▼
Other operating charges640/8€11k€11k▲
Non-recurring operating charges66A€492€4k▲
Gross operating margin9900€259k€162k▼
Operating profit (loss)9901€89k€41k▼
Financial income75/76B€3k€42▼
Recurring financial income75€3k€42▼
Financial charges65/66B€88k€66k▼
Recurring financial charges65€88k€66k▼
Profit (loss) for the period before taxes9903€4k€-25k▼
Income taxes67/77€977€321▼
Profit (loss) for the period9904€3k€-25k▼
Profit (loss) for the period to be appropriated9905€3k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-39k▼
Profit (loss) brought forward from the previous period14P€-17k€-14k▲
Social balance
Average headcount (FTE)90872.31.1▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-25k ▼933%
Net result drops to €-25k, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €62k ▲16.4%
Operating result €113k, net result €62k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲41.6%
5 profitable years in a row build equity to €154k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €109k ▲53.8%
4 profitable years in a row build equity to €109k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotesteenweg 32440 GeelGround area
3,523 m²
Building footprint
1,857 m²
Volume, LiDAR
9,003 m³
Parcel 13375M1277/00Z002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AUTOSELECTIONS/HELENDERWIJS
since 20132.217.477.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M1277/00Z002 | Flanders | 3,523 m² | 1 · 1,857 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,060 EUR awarded · 4,060 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,540 EUR | 1,540 EUR |
| 2023 | 1 | 2,520 EUR | 2,520 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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GEZER CARS
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R.S-MATIC
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2013
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45310
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
46720Wholesale of motor vehicle parts and accessories
85510Sports and recreation education
85599Other education
86904Human health activities
86909Human health activities
86931Psychology services
86995Nutrition and dietetics services
96040Personal service activities
96999Other personal services
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.