AUTOS SIMON
ActiveSummary
AUTOS SIMON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,175 and a net result of €13,869. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 54% of 11425 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▲+18
Solvency72▲+7
Growth68▲+17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.67 in 2024; short-term debt: 52.9% and cash: 36.2% of total assets), but 52.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
6.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €104,175
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
16 d early
2022
11 d early
2021
11 d late
2020
9 d early
2019
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€489,331▲ 30.0%
2020 · €376,445
EBIT margin
1.6%▲ 1.5pp
2020 · 0.0%
Net result
€13,869
2024 · -€2,228
Working capital
€104,175▲ 15.4%
2024 · €90,306
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€489,331▲ 30.0%
Operating result€7,672▲ 7,503%-€3,084€9,990€4,704▼ 52.9%€23,077▲ 391%
Net result€5,197-€5,273€3,689-€2,228€13,869
EBIT margin1.6%▲ 1.5pp
Equity€94,119▲ 5.8%€88,845▼ 5.6%€92,535▲ 4.2%€90,306▼ 2.4%€104,175▲ 15.4%
Total assets€155,169▼ 14.7%€198,140▲ 27.7%€201,637▲ 1.8%€225,392▲ 11.8%€221,329▼ 1.8%
Debt€61,050▼ 34.3%€109,294▲ 79.0%€109,103▼ 0.2%€135,085▲ 23.8%€117,154▼ 13.3%
Working capital€91,712▲ 3.1%€88,845▼ 3.1%€92,535▲ 4.2%€90,306▼ 2.4%€104,175▲ 15.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 391% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €221,329
Equity
€104,175 ▲ 15.4%
Debt
€117,154 ▼ 13.3%
Debt's share of the balance-sheet total falls from 59.9% to 52.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.89▲
2024 · 1.67
Quick ratio
0.73▲
2024 · 0.34
Debt to equity
1.12▼
2024 · 1.50
ROE
13.3%▲
2024 · -2.5%
ROA
6.3%▲
2024 · -1.0%
Debt ≤ 1 year
€117,154▼
2024 · €135,085
Income taxes
€4,106▲
2024 · -€533
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €489,331 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €480,312 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,204 | €0 | - | - | - | - |
| Other operating charges640/8 | €1,730 | €2,300 | €1,393 | €1,575 | €1,270 | ▼ 19.4% |
| Gross operating margin9900 | €10,605 | -€784 | €11,382 | €6,279 | €24,346 | ▲ 288% |
| Operating profit (loss)9901 | €7,672 | -€3,084 | €9,990 | €4,704 | €23,077 | ▲ 391% |
| Financial income75/76B | €2 | €0 | €5 | €3 | €3 | ▲ 17.9% |
| Recurring financial income75 | €2 | €0 | €5 | €3 | €3 | ▲ 17.9% |
| Financial charges65/66B | €2,155 | €2,111 | €4,893 | €7,467 | €5,105 | ▼ 31.6% |
| Recurring financial charges65 | €2,155 | €2,111 | €4,893 | €7,467 | €5,105 | ▼ 31.6% |
| Profit (loss) for the period before taxes9903 | €5,519 | -€5,195 | €5,101 | -€2,761 | €17,975 | ▲ 751% |
| Income taxes67/77 | €322 | €78 | €1,412 | -€533 | €4,106 | ▲ 870% |
| Profit (loss) for the period9904 | €5,197 | -€5,273 | €3,689 | -€2,228 | €13,869 | ▲ 722% |
| Profit (loss) for the period to be appropriated9905 | €5,197 | -€5,273 | €3,689 | -€2,228 | €13,869 | ▲ 722% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,169 | €198,140 | €201,637 | €225,392 | €221,329 | ▼ 1.8% |
| Fixed assets21/28 | €2,407 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €2,407 | €0 | - | - | - | - |
| Furniture and vehicles24 | €2,407 | €0 | - | - | - | - |
| Current assets29/58 | €152,761 | €198,140 | €201,637 | €225,392 | €221,329 | ▼ 1.8% |
| Stocks and contracts in progress3 | €90,408 | €137,292 | €160,891 | €179,171 | €135,739 | ▼ 24.2% |
| Stocks30/36 | €90,408 | €137,292 | €160,891 | €179,171 | €135,739 | ▼ 24.2% |
| Amounts receivable within one year40/41 | €218 | €234 | €0 | €638 | €5,270 | ▲ 726% |
| Trade receivables40 | €218 | €52 | €0 | €638 | €5,270 | ▲ 726% |
| Other amounts receivable41 | - | €182 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €61,904 | €59,615 | €39,421 | €44,244 | €80,108 | ▲ 81.1% |
| Deferred charges and accrued income490/1 | €232 | €999 | €1,325 | €1,338 | €212 | ▼ 84.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,169 | €198,140 | €201,637 | €225,392 | €221,329 | ▼ 1.8% |
| Equity10/15 | €94,119 | €88,845 | €92,535 | €90,306 | €104,175 | ▲ 15.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | €1,860 | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | €1,860 | - |
| Distributable reserves133 | - | - | - | €1,860 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €73,659 | €68,385 | €72,075 | €69,846 | €83,715 | ▲ 19.9% |
| Amounts payable17/49 | €61,050 | €109,294 | €109,103 | €135,085 | €117,154 | ▼ 13.3% |
| Amounts payable within one year42/48 | €61,050 | €109,294 | €109,103 | €135,085 | €117,154 | ▼ 13.3% |
| Financial debts43 | €50,000 | €100,000 | €100,003 | €125,000 | €100,236 | ▼ 19.8% |
| Credit institutions430/8 | €50,000 | €100,000 | €100,003 | €125,000 | €100,236 | ▼ 19.8% |
| Trade debts44 | €909 | €1,459 | €1,461 | €751 | €1,633 | ▲ 117% |
| Suppliers440/4 | €909 | €1,459 | €1,461 | €751 | €1,633 | ▲ 117% |
| Advances received on contracts in progress46 | €2,000 | €0 | €500 | €1,790 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €1,036 | €400 | €1,695 | €2,101 | €5,129 | ▲ 144% |
| Taxes450/3 | €1,036 | €400 | €1,695 | €2,101 | €5,129 | ▲ 144% |
| Other amounts payable47/48 | €7,105 | €7,435 | €5,443 | €5,443 | €10,156 | ▲ 86.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,197 | -€5,273 | €3,689 | -€2,228 | €13,869 | ▲ 722% |
| + Depreciation and write-downs630 | €1,204 | €0 | - | - | - | - |
| Operating cash flow (approximation) | €6,400 | -€5,273 | €3,689 | -€2,228 | €13,869 | ▲ 722% |
| Investment in fixed assets (approximation) | - | €2,407 | - | - | - | - |
| Change in cash | - | -€2,289 | -€20,194 | €4,823 | €35,864 | ▲ 644% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13,869
Net result €13,869 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €104,175 ▲15.4%
Equity rises from €90,306 to €104,175.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3,689
Net result €3,689 after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€5,273
Net result drops to -€5,273, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €5,197
Net result €5,197 after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2009
Ground area
539 m²
Parcel 52003B0299/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Bon Conseil 23, 7181 Seneffe
since 20092.175.883.214
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0299/00G000indicative | Wallonia | 539 m² | - | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. 763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.