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AUTOHANDEL RAF BIJNENS

Active
Private limited companyfounded 2009active for 17 yearsBergbeemdstraat 66, 3600 Genk, BelgiumKBO/BCE: BE 0811.512.886
Summary

AUTOHANDEL RAF BIJNENS has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €697,389 and a net result of €71,539. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 74% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-05-2009 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 4 others
Joint committees
112 Paritair Comité voor het garagebedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment unit
2.178.301.581 3600 Genk, since 28-05-2009
Financial year end
31 December
Peppol
Reachable since 08-09-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€392,360
▼ 34.5%
Turnover
≈ €3.4m
estimated
Profit
€71,539
▼ 69.8%
Equity
€697,389
▼ 1.0%
Total assets
€1.1m
▲ 6.6%
Employees on 31-12-2025
4
=
Score breakdownlowers riskLiquidity: current ratio 3.61, cash €209,088Founded in 2009Equity €697,389 (60.8% of total assets)Figures for financial year 2025 (filed on 02-06-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 86-4
equity 60.8% of total assets
Liquidity 64-8
short-term debt 24.1% · cash 18.2%
Profitability 77-19
return on assets 6.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.61 (5.17 in 2024), above the usual 1.5. Short-term debt is 24.1% and cash 18.2% of total assets. 39.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 73% of them on solvency, 71% on liquidity, 64% on profitability and 36% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.61, cash €209,088
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €697,389 (60.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
55 days early
2023
37 days early
2022
20 days early
2021
17 days early
2020
33 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €236,592 to €71,539 ▼ 69.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €71,539 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Changes of role: BIJNENS Raf (director) and LUYX Kristel (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as AUTOHANDEL RAF BIJNENS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1m and €1.2m, founded between 2008 and 2011.

CompanyTotal assetsGross margin
AUTOHANDEL RAF BIJNENS Genk€1.1m€0.4m
DCR KRUIBEKE Kruibeke€1.1m€0.4m
Garage Vincent Renaux Namur€1.1m€0.4m
Autocentrum Hoogstraten Hoogstraten€1.1m€0.4m
TIMECH Kalmthout€1.2m€0.4m
ADAX Brugge€1.0m€0.3m
DLM SERVICE Leuze-en-Hainaut€1.1m€0.6m
Full comparison

Key facts about AUTOHANDEL RAF BIJNENS

What is the company number of AUTOHANDEL RAF BIJNENS?
The company number of AUTOHANDEL RAF BIJNENS is 0811.512.886. The VAT number is the same number with BE in front: BE 0811.512.886.
Where is AUTOHANDEL RAF BIJNENS based?
The registered office is at Bergbeemdstraat 66, 3600 Genk.Company details
What does AUTOHANDEL RAF BIJNENS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AUTOHANDEL RAF BIJNENS?
The legal form of AUTOHANDEL RAF BIJNENS is Private limited company (BV).
When was AUTOHANDEL RAF BIJNENS founded?
AUTOHANDEL RAF BIJNENS was founded on 04-05-2009.
Is AUTOHANDEL RAF BIJNENS still active?
Yes, AUTOHANDEL RAF BIJNENS is an active enterprise in the KBO register.
How many employees does AUTOHANDEL RAF BIJNENS have?
AUTOHANDEL RAF BIJNENS had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AUTOHANDEL RAF BIJNENS fall under?
In its 2024 annual accounts, AUTOHANDEL RAF BIJNENS states joint committees 112 (Paritair Comité voor het garagebedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of AUTOHANDEL RAF BIJNENS?
The turnover in financial year 2025 is ≈ €3.4m. This figure is estimated from the gross margin of €392,360 and 35 comparable companies (NACE 47811). It probably lies between €1.8m and €5.0m.
Is AUTOHANDEL RAF BIJNENS profitable?
In financial year 2025, AUTOHANDEL RAF BIJNENS made a profit of €71,539.
Where can I find the annual accounts of AUTOHANDEL RAF BIJNENS?
AUTOHANDEL RAF BIJNENS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AUTOHANDEL RAF BIJNENS due?
AUTOHANDEL RAF BIJNENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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