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AUTOHANDEL LV

Active
Private limited companyfounded 2019active for 7 yearsKampagnestraat 14, 2490 Balen, BelgiumKBO/BCE: BE 0734.851.511
Summary

The computed 12-month bankruptcy probability of AUTOHANDEL LV is 4.3% (elevated). The annual accounts of AUTOHANDEL LV for financial year 2024 show a net loss of 65% of the equity at the start of that year. The 2024 annual accounts show equity of €26,286 and a net result of -€49,594. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 24% of 15,482 sector peers (NACE 46, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46713
1 site
Size
€573,762total assets 2024
Equity
€26,286
Loss
-€49,594
Turnover not published (micro format)
Financial health
46 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.3%
Structure
Accounts 76 days overdue1 of 5 deeds read
Why 46raises riskFigures for financial year 2024 (filed 30-10-2025)1 financial year not filed after the legal deadline; latest accounts 91 days late; 2 of the last 3 lateFounded in 2019lowers riskSize: total assets €573,762Show the evidence

Checked score

Score 2024
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 30-12
equity 4.6% of total assets
Liquidity 16-6
short-term debt 87.8% · cash 11.4%
Profitability 8-1
return on assets -8.6%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 3.0% 12-2024: 2.7%▼ -0.3 percentage points vs 11-2024 01-2025: 2.5%▼ -0.2 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.6%▲ +0.1 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.5%▼ -0.1 percentage points vs 05-2025 07-2025: 2.5%● unchanged vs 06-2025 08-2025: 3.1%▲ +0.6 percentage points vs 07-2025 09-2025: 3.5%▲ +0.4 percentage points vs 08-2025 10-2025: 4.9%▲ +1.4 percentage points vs 09-2025highest value 11-2025: 2.2%▼ -2.7 percentage points vs 10-2025 12-2025: 1.9%▼ -0.3 percentage points vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026lowest value 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.0%▲ +0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.6 percentage points vs 07-2026 09-2026: 3.0%▲ +0.3 percentage points vs 08-2026 10-2026: 4.3%▲ +1.3 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.79, compared with 0.8 in 2023, below 1; short-term debt: 87.8% and cash: 11.4% of total assets), and 95.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 19% on solvency, 16% on liquidity, 15% on profitability and 8% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 30-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 91 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €573,762
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
2021222324
2020 to 2024 · latest year -€49,594
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15482 sector peers (2024).
NBB · sector comparison
Position among 15482 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
91 days late
2023
120 days late
2022
22 days late
2021
24 days late
2020
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 48 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: NIEMANN FRANK (director)Director discharge
  3. Weakest financial yearnet -€49,594

Key points

  • Caution: Among the weakest 5% on net resultsector median €4,916 · 15,465 companies -€49,594 View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€49,594 View

By topic

Financials

Financial year
2024
Total assets
€573,762
Loss
-€49,594
Solvency
4.6%
Total assets▲ 25.4%
Net result
20202024
Go to Financials

Timeline

Events
9
Since
2021
  1. 28-11-2024Annual accounts filed
  2. 22-08-2023Annual accounts filed
  3. 24-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46713
Founded
25-09-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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