AUTOHANDEL IVAN
ActiveAUTOHANDEL IVAN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €-24k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 22% of 9016 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-33
Solvency30▼-9
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.31 against 1.32 in 2023), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.9%
Return on assets
-4.9%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9016 sector peers (2024).
NBB · sector comparisonPosition among 9016 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
57 d early
2022
52 d early
2021
40 d early
2020
35 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€88k▼ 21.6%
2023 · €112k
2018: €24k
2019: €17k
2020: €44k
2021: €96k
2022: €105k
2023: €112k
2018 → 2024
Total assets
€492k▼ 2.6%
2023 · €505k
2018: €478k
2019: €516k
2020: €488k
2021: €579k
2022: €553k
2023: €505k
2018 → 2024
Net result
€-24k
2023 · €7k
2018: €-2k
2019: €-7k
2020: €27k
2021: €72k
2022: €9k
2023: €7k
2018 → 2024
Working capital
€95k▲ 1.4%
2023 · €94k
2018: €16k
2019: €-5k
2020: €3k
2021: €52k
2022: €87k
2023: €94k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€96k▲ 116%€105k▲ 9.8%€112k▲ 7.1%€88k▼ 21.6%
Operating result€36k-€92k▲ 156%€20k▼ 78.3%€20k▼ 0.6%€-11k
Net result€27k-€72k▲ 164%€9k▼ 86.9%€7k▼ 19.9%€-24k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €11k after €20k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €492k
Fixed assets
€93k▼ 24.4%
Current assets
€399k▲ 4.3%
Equity and liabilities €492k
Equity
€88k▼ 21.6%
Provisions
€13k=
Debt
€391k▲ 2.9%
The debt ratio rises from 75.1% to 79.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€19k▼
2023 · €71k
Cash flow
€6k▼
2023 · €59k
Solvency
17.9%▼
2023 · 22.2%
Current ratio
1.31▼
2023 · 1.32
Quick ratio
0.34▲
2023 · 0.09
Debt / equity
4.43▲
2023 · 3.38
ROE
-27.5%▼
2023 · 6.7%
ROA
-4.9%▼
2023 · 1.5%
Interest coverage
1.52▼
2023 · 8.68
Debt
€391k▲
2023 · €380k
Debt ≤ 1 year
€304k▲
2023 · €289k
Debt > 1 year
€86k▼
2023 · €91k
Income taxes
€175▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€505k€492k▼
Fixed assets21/28€123k€93k▼
Tangible fixed assets22/27€122k€93k▼
Land and buildings22€59k€50k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€21k€5k▼
Other tangible fixed assets26€39k€33k▼
Financial fixed assets28€135€135=
Current assets29/58€383k€399k▲
Stocks and contracts in progress3€356k€295k▼
Stocks30/36€356k€295k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€5k▲
Cash at bank and in hand54/58€21k€95k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€505k€492k▼
Equity10/15€112k€88k▼
Contributions10/11€19k€19k=
Reserves13€93k€69k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€93k€69k▼
Profit (loss) carried forward14€726€470▼
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Pensions and similar obligations160€13k€13k=
Amounts payable17/49€380k€391k▲
Amounts payable after more than one year17€91k€86k▼
Financial debts170/4€91k€86k▼
Amounts payable within one year42/48€289k€304k▲
Current portion of amounts payable after more than one year42€40k€48k▲
Financial debts43€100k€100k=
Other loans439€100k€100k=
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€6k€13k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€137k€130k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€31k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€75k€22k▼
Operating profit (loss)9901€20k€-11k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€12k€-24k▼
Income taxes67/77€4k€175▼
Profit (loss) for the period9904€7k€-24k▼
Profit (loss) for the period to be appropriated9905€7k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-24k▼
Profit (loss) brought forward from the previous period14P€11k€726▼
Transfer from equity791/2-€24k
Transfer to equity691/2€17k€0▼
To other reserves6921€17k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼424%
Net result drops to €-24k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €100kEq €105k ▲9.8%
3 profitable years in a row build equity to €105k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €72k ▲164%
Operating result €92k, net result €72k, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 1402940 StabroekGround area
3,125 m²
Building footprint
99 m²
Volume, LiDAR
196 m³
Parcel 11020G0074/00H000, Flanders · tallest building 2.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AUTOHANDEL IVAN
since 20072.166.305.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020G0074/00H000 | Flanders | 3,125 m² | 1 · 99 m² | 2.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EASYTRAILER
BE 0663.658.162
Antwerpen · Eq €90k
TRATE
BE 0871.420.482
Mechelen · Eq €90k
AUTO PIECES MERODE
BE 0887.394.008
Anderlecht · Eq €85k
TINY HOME
BE 1008.245.813
Houyet · Eq €92k
FLOBO
BE 0803.371.915
Blankenberge · Eq €93k
Of 335 companies in sector 46713 we hold annual accounts for 203. 140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2007
Fiscal year end31-12
Activities, NACEBEL
45194
46713Wholesale trade
50104
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50103
50200
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.