AUTOHANDEL EZ

Active

Private limited companyfounded 20233 yrs activePierre Van den Eedenstraat 65, 2660 Antwerpen, BelgiumKBO/BCE: BE 0798.159.352

Summary

The computed 12-month bankruptcy probability of AUTOHANDEL EZ is 2.1% (moderate). The 2025 annual accounts show equity of €65,628 and a net result of €1,013. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 22044 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

AUTOHANDEL EZActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811NACE 45113

1 site

Size

€999,105turnover 2025

Equity: €65,628
Profit: €1,013

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 2.1%

Structure

Accounts 21 d early0 of 1 deed read

Why 53- Founded in 2023- 1 of the last 3 late- Sector Retail trade (NACE 47)- Size: turnover €999,105, total assets €290,132Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 35% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 48+4

equity 22.6% of total assets

Liquidity 22+13

short-term debt 77.0% · cash 11.1%

Profitability 54-20

return on assets 0.3%

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)

Last 24 months 11-2024: 2.0% 12-2024: 1.9%▼ -0.7% vs 11-2024 01-2025: 1.9%▼ -2.1% vs 12-2024lowest value 02-2025: 2.0%▲ +4.7% vs 01-2025 03-2025: 2.0%▲ +1.8% vs 02-2025 04-2025: 2.1%▲ +4.3% vs 03-2025 05-2025: 2.2%▲ +3.0% vs 04-2025 06-2025: 2.1%▼ -1.7% vs 05-2025 07-2025: 2.2%▲ +4.1% vs 06-2025 08-2025: 2.8%▲ +27.7% vs 07-2025 09-2025: 2.9%▲ +0.7% vs 08-2025 10-2025: 3.9%▲ +36.9% vs 09-2025 11-2025: 4.0%▲ +2.8% vs 10-2025highest value 12-2025: 3.5%▼ -12.4% vs 11-2025 01-2026: 3.5%▼ -1.9% vs 12-2025 02-2026: 3.5%● 0.0% vs 01-2026 03-2026: 3.5%● 0.0% vs 02-2026 04-2026: 3.5%▲ +2.2% vs 03-2026 05-2026: 3.7%▲ +3.9% vs 04-2026 06-2026: 3.5%▼ -4.1% vs 05-2026 07-2026: 3.6%▲ +0.9% vs 06-2026 08-2026: 2.4%▼ -31.4% vs 07-2026 09-2026: 2.4%● 0.0% vs 08-2026 10-2026: 2.1%▼ -13.6% vs 09-2026

Founded in 2023 raises the probability for this profile
1 of the last 3 late raises the probability
Sector Retail trade (NACE 47) raises the probability
Size: turnover €999,105, total assets €290,132 raises the probability for this profile

Credit up to €3,000 at 30 days acceptable

Liquidity tight (current ratio 1.2 against 1.14 in 2024; short-term debt: 77% and cash: 11.1% of total assets), and 77.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 38%, liquidity 20%, profitability 39%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Size: turnover €999,105, total assets €290,132

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

21 d early

2024

109 d late

2023

8 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 3 filed years within 116 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage