Financials
- Fiscal year
- 2025
- Total assets
- €120,092
- Profit
- €12,022
- Solvency
- 12.5%
AUTOHANDEL CLAEYS
ActiveSummary
The computed 12-month bankruptcy probability of AUTOHANDEL CLAEYS is 5.6% (elevated). The 2025 annual accounts show equity of €15,022 and a net result of €12,022. Its solvency ranks better than 32% of 22,078 sector peers (NACE 47, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€120,092total assets 2025
- Equity
- €15,022
- Profit
- €12,022
Turnover not published (abridged schema)
Structure
Accounts filed 72 days late0 of 1 deed read
Why 39- Founded in 2024- Latest accounts 73 days late; 1 of the last 3 late- Liquidity: current ratio 2.48- Size: total assets €120,092Show the evidence
Checked score
Score 2025
39
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 61% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency
38
equity 12.5% of total assets
Liquidity
74
short-term debt 30.8%
Profitability
81
return on assets 10.0%
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%lowest value
08-2025: 1.8%● unchanged vs 07-2025lowest value
09-2025: 1.9%▲ +0.1 percentage points vs 08-2025
10-2025: 2.2%▲ +0.3 percentage points vs 09-2025
11-2025: 2.3%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%▲ +0.3 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.9%▲ +0.3 percentage points vs 01-2026
03-2026: 2.9%● unchanged vs 02-2026
04-2026: 2.8%▼ -0.1 percentage points vs 03-2026
05-2026: 3.9%▲ +1.1 percentage points vs 04-2026
06-2026: 4.3%▲ +0.4 percentage points vs 05-2026
07-2026: 4.3%● unchanged vs 06-2026
08-2026: 4.3%● unchanged vs 07-2026
09-2026: 4.3%● unchanged vs 08-2026
10-2026: 5.6%▲ +1.3 percentage points vs 09-2026highest value
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.48; short-term debt: 30.8% of total assets), but 87.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 29% on solvency, 80% on liquidity and 73% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-04-2026, 72 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
72 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 27-06-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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