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AUTOGLAS VLAANDEREN

Active
Private limited companyfounded 200322 yrs activeBurgemeester P. Ceuterickstraat 20, 9890 Gavere, BelgiumKBO/BCE: BE 0860.771.763
Summary

AUTOGLAS VLAANDEREN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264k and a net result of €93k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-6
Solvency77▲+9
Growth65=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.69 in 2024; short-term debt: 34.1% and cash: 25.2% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.3%
Return on assets
18.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
70 d late
2022
29 d early
2021
24 d early
2020
5 d early
2019
37 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€824k▲ 9.2%
2021 · €754k
2019: €780k 2020: €647k 2021: €754k
2019 → 2022
EBIT margin
1.3%=
2021 · 1.3%
2019: 9.0% 2020: 1.8% 2021: 1.3%
2019 → 2022
Net result
€93k▼ 18.2%
2024 · €114k
2018: €11k 2019: €65k 2020: €10k 2021: €3k 2022: €7k 2023: €28k 2024: €114k
2018 → 2025
Working capital
€139k▲ 1.7%
2024 · €136k
2018: €71k 2019: €114k 2020: €85k 2021: €90k 2022: €76k 2023: €88k 2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€754k-€824k▲ 9.2%
Equity€133k-€133k=€136k▲ 2.4%€210k▲ 54.4%€264k▲ 25.4%
Operating result€10k-€11k▲ 7.3%€33k▲ 213%€145k▲ 333%€114k▼ 21.5%
Net result€3k-€7k▲ 106%€28k▲ 307%€114k▲ 304%€93k▼ 18.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €10k€10kNet result 2021: €3k€3kOperating result 2022: €11k€11kNet result 2022: €7k€7kOperating result 2023: €33k€33kNet result 2023: €28k€28kOperating result 2024: €145k€145kNet result 2024: €114k€114kOperating result 2025: €114k€114kNet result 2025: €93k€93k20212022202320242025€0€50k€100k€150kOperating result 2023: €33k€33kNet result 2023: €28k€28kOperating result 2024: €145k€145kNet result 2024: €114k€114kOperating result 2025: €114k€114kNet result 2025: €93k€93k202320242025
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504k
Fixed assets €194k ▲ 24.5%
Current assets €310k ▼ 7.3%
Equity and liabilities €504k
Equity €264k ▲ 25.4%
Debt €241k ▼ 14.2%
Debt's share of the balance-sheet total falls from 57.1% to 47.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€150k
2024 · €174k
Cash flow
€130k
2024 · €143k
Current ratio
1.81
2024 · 1.69
Quick ratio
1.35
2024 · 1.25
Debt to equity
0.91
2024 · 1.33
ROE
35.4%
2024 · 54.3%
ROA
18.5%
2024 · 23.3%
Interest coverage
40.04
2024 · 39.08
Debt ≤ 1 year
€172k
2024 · €199k
Debt > 1 year
€65k
2024 · €75k
Income taxes
€18k
2024 · €27k
Staff costs
€169k
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€491k€504k
Fixed assets21/28€156k€194k
Tangible fixed assets22/27€155k€192k
Land and buildings22€104k€96k
Plant, machinery and equipment23€21k€18k
Furniture and vehicles24€31k€76k
Other tangible fixed assets26-€2k
Financial fixed assets28€100€2k
Current assets29/58€335k€310k
Stocks and contracts in progress3€87k€78k
Stocks30/36€87k€78k
Amounts receivable within one year40/41€93k€104k
Trade receivables40€84k€93k
Other amounts receivable41€9k€11k
Cash at bank and in hand54/58€153k€127k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€491k€504k
Equity10/15€210k€264k
Contributions10/11€19k€19k=
Reserves13€191k€245k
Distributable reserves133€191k€245k
Profit (loss) carried forward14-€0
Amounts payable17/49€280k€241k
Amounts payable after more than one year17€75k€65k
Financial debts170/4€58k€47k
Other amounts payable178/9€17k€18k
Amounts payable within one year42/48€199k€172k
Current portion of amounts payable after more than one year42€34k€30k
Trade debts44€82k€67k
Suppliers440/4€82k€67k
Taxes, remuneration and social security45€42k€35k
Taxes450/3€25k€13k
Remuneration and social security454/9€17k€22k
Other amounts payable47/48€40k€40k=
Accrued charges and deferred income492/3€7k€4k
Income statement Code20242025
Non-recurring operating income76A€460€6k
Remuneration, social security and pensions62€165k€169k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€37k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k€7k
Other operating charges640/8€3k€7k
Non-recurring operating charges66A-€989
Gross operating margin9900€354k€335k
Operating profit (loss)9901€145k€114k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€142k€111k
Income taxes67/77€27k€18k
Profit (loss) for the period9904€114k€93k
Profit (loss) for the period to be appropriated9905€114k€93k
Appropriation of the result
Profit (loss) to be appropriated9906€114k€93k
Transfer to equity691/2€74k€53k
To other reserves6921€74k€53k
Profit to be distributed694/7€40k€40k=
Directors or managers695€40k€40k=
Social balance
Average headcount (FTE)90872.02.0=

The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial Highest result since 2018net €114k ▲304%
Operating result €145k, net result €114k, both a record.
31-12
Financial Equity above €200kEq €210k ▲54.4%
7 profitable years in a row build equity to €210k.
09-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 70 days late
2023
02-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €3k ▼67%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €100kEq €119k ▲55.2%
2 profitable years in a row build equity to €119k.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 3 establishment units since 2003
establishment approximate All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burgemeester P. Ceuterickstraat 209890 Gavere
Ground area
2.0 ha
Building footprint
192 m²
Volume, LiDAR
1,150 m³
3 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Autoglas Vlaanderen BVBA
Burgemeester P. Ceuterickstraat 20, 9890 GavereWater transport
since 20032.133.953.973
Autoglas Vlaanderen BV
Pastoriestraat 22, 9620 ZottegemRepair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
since 20182.363.186.056
Hurselhoek 6A, 8740 Pittem
Retail sale of motorcycles and motorcycle parts and accessories
since 20262.386.353.022
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37011A1561/00A000 Flanders 1.6 ha - -
41068B0204/00C000indicative Flanders 3,578 m² - -
44003A1205/00G000 Flanders 339 m² 1 · 192 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 757 companies in sector 95313 we hold annual accounts for 289. 216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
95313Repair and fitting of specific motor vehicle parts
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.