AUTOFIN CONSULT
ActiveAUTOFIN CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €4k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+47
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.24 against 5.03 in 2024; short-term debt: 18.8% and cash: 92.6% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
20 d early
2023
5 d early
2022
33 d early
2021
34 d early
2020
53 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€32k▲ 15.4%
2024 · €27k
2018: €20k
2019: €21k
2020: €24k
2021: €27k
2022: €27k
2023: €28k
2024: €27k
2018 → 2025
Total assets
€39k▲ 14.6%
2024 · €34k
2018: €34k
2019: €44k
2020: €44k
2021: €40k
2022: €34k
2023: €36k
2024: €34k
2018 → 2025
Net result
€4k
2024 · €-1k
2018: €3k
2019: €639
2020: €3k
2021: €3k
2022: €49
2023: €1k
2024: €-1k
2018 → 2025
Working capital
€31k▲ 17.7%
2024 · €26k
2018: €13k
2019: €14k
2020: €15k
2021: €15k
2022: €21k
2023: €30k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€27k▲ 0.2%€28k▲ 4.8%€27k▼ 3.6%€32k▲ 15.4%
Operating result€5k-€2k▼ 60.2%€4k▲ 107%€414▼ 89.7%€7k▲ 1,612%
Net result€3k-€49▼ 98.1%€1k▲ 2,542%€-1k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,612% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€518▼ 48.0%
Current assets
€38k▲ 16.5%
Equity and liabilities €39k
Equity
€32k▲ 15.4%
Debt
€7k▲ 11.4%
The debt ratio falls from 19.4% to 18.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €1k
Cash flow
€5k▲
2024 · €-332
Solvency
81.2%▲
2024 · 80.6%
Current ratio
5.24▲
2024 · 5.03
Quick ratio
5.24▲
2024 · 5.03
Debt / equity
0.23▼
2024 · 0.24
ROE
13.3%▲
2024 · -3.7%
ROA
10.8%▲
2024 · -3.0%
Interest coverage
16.80▲
2024 · 2.45
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€7k▲
2024 · €7k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€39k▲
Fixed assets21/28€996€518▼
Tangible fixed assets22/27€996€518▼
Furniture and vehicles24€996€518▼
Current assets29/58€33k€38k▲
Amounts receivable within one year40/41€3k€2k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€30k€36k▲
Equity and liabilities
Total equity and liabilities10/49€34k€39k▲
Equity10/15€27k€32k▲
Contributions10/11€12k€12k=
Reserves13€2k€6k▲
Distributable reserves133€2k€6k▲
Profit (loss) carried forward14€13k€13k▲
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Accrued charges and deferred income492/3€25-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€683€478▼
Other operating charges640/8€554€568▲
Gross operating margin9900€2k€8k▲
Operating profit (loss)9901€414€7k▲
Financial income75/76B€173€114▼
Recurring financial income75€173€114▼
Financial charges65/66B€447€450▲
Recurring financial charges65€447€450▲
Profit (loss) for the period before taxes9903€139€7k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€-1k€4k▲
Profit (loss) for the period to be appropriated9905€-1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Profit (loss) brought forward from the previous period14P€14k€13k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-1k ▼178%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Limbourg · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halloux 144830 LimbourgGround area
2,732 m²
Building footprint
270 m²
Volume, LiDAR
1,893 m³
Parcel 63046A0688/00R000, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTOFIN CONSULT
since 20162.250.942.111
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63046A0688/00R000 ProtectedSite or landscape |
Wallonia | 2,732 m² | 1 · 270 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 34,805 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.