AUTOCLASS
ActiveSummary
The computed 12-month bankruptcy probability of AUTOCLASS is 2.2% (moderate). The 2025 annual accounts show equity of €62,196 and a net result of €21,131. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 18458 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+23
Solvency88▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.53 in 2024; short-term debt: 32.6% and cash: 30.7% of total assets), and 37.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
21.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,196▲ 51.5%
2024 · €41,065
Total assets
€99,496▲ 1.6%
2024 · €97,937
Net result
€21,131▲ 759%
2024 · €2,461
Working capital
€47,142▲ 87.0%
2024 · €25,213
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,534▲ 52.2%€1,062▼ 85.9%€32,287▲ 2,940%€5,938▼ 81.6%€30,764▲ 418%
Net result€6,914▲ 73.6%-€607€24,314€2,461▼ 89.9%€21,131▲ 759%
Equity€14,897▲ 86.6%€14,290▼ 4.1%€38,603▲ 170%€41,065▲ 6.4%€62,196▲ 51.5%
Total assets€61,819▲ 67.6%€84,448▲ 36.6%€75,189▼ 11.0%€97,937▲ 30.3%€99,496▲ 1.6%
Debt€46,923▲ 62.4%€70,158▲ 49.5%€36,586▼ 47.9%€56,873▲ 55.4%€37,300▼ 34.4%
Working capital€13,559▲ 67.7%-€842€23,705€25,213▲ 6.4%€47,142▲ 87.0%
Staff (FTE)10.5▼ 50.0%0.8▲ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 418% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,496
Fixed assets
€19,898 ▼ 20.1%
Current assets
€79,598 ▲ 9.0%
Equity and liabilities €99,496
Equity
€62,196 ▲ 51.5%
Debt
€37,300 ▼ 34.4%
Debt's share of the balance-sheet total falls from 58.1% to 37.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,269▲
2024 · €12,826
Cash flow
€28,637▲
2024 · €9,349
Current ratio
2.45▲
2024 · 1.53
Quick ratio
1.22▲
2024 · 0.25
Debt to equity
0.60▼
2024 · 1.38
ROE
34.0%▲
2024 · 6.0%
ROA
21.2%▲
2024 · 2.5%
Interest coverage
21.21▲
2024 · 7.74
Debt ≤ 1 year
€32,456▼
2024 · €47,813
Debt > 1 year
€4,844▼
2024 · €9,059
Income taxes
€7,914▲
2024 · €1,924
Staff costs
€10,058▼
2024 · €18,071
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3,084 | €18,107 | €22,878 | €18,071 | €10,058 | ▼ 44.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €401 | €2,505 | €3,585 | €6,888 | €7,505 | ▲ 9.0% |
| Other operating charges640/8 | €563 | €1,364 | €1,419 | €1,526 | €1,650 | ▲ 8.1% |
| Non-recurring operating charges66A | €6,059 | - | - | - | - | - |
| Gross operating margin9900 | €17,641 | €23,038 | €60,169 | €32,423 | €49,977 | ▲ 54.1% |
| Operating profit (loss)9901 | €7,534 | €1,062 | €32,287 | €5,938 | €30,764 | ▲ 418% |
| Financial income75/76B | €12 | €124 | €0 | €104 | €86 | ▼ 17.6% |
| Recurring financial income75 | €12 | €124 | €0 | €104 | €86 | ▼ 17.6% |
| Financial charges65/66B | €93 | €1,498 | €1,063 | €1,657 | €1,804 | ▲ 8.9% |
| Recurring financial charges65 | €93 | €1,498 | €1,063 | €1,657 | €1,804 | ▲ 8.9% |
| Profit (loss) for the period before taxes9903 | €7,453 | -€312 | €31,223 | €4,385 | €29,045 | ▲ 562% |
| Income taxes67/77 | €540 | €295 | €6,910 | €1,924 | €7,914 | ▲ 311% |
| Profit (loss) for the period9904 | €6,914 | -€607 | €24,314 | €2,461 | €21,131 | ▲ 759% |
| Profit (loss) for the period to be appropriated9905 | €6,914 | -€607 | €24,314 | €2,461 | €21,131 | ▲ 759% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,819 | €84,448 | €75,189 | €97,937 | €99,496 | ▲ 1.6% |
| Fixed assets21/28 | €9,338 | €15,131 | €14,898 | €24,911 | €19,898 | ▼ 20.1% |
| Tangible fixed assets22/27 | €8,363 | €14,156 | €13,923 | €23,936 | €18,923 | ▼ 20.9% |
| Plant, machinery and equipment23 | €7,455 | €12,523 | €12,809 | €22,542 | €18,169 | ▼ 19.4% |
| Furniture and vehicles24 | €908 | €1,633 | €1,115 | €1,394 | €754 | ▼ 45.9% |
| Financial fixed assets28 | €975 | €975 | €975 | €975 | €975 | = |
| Current assets29/58 | €52,482 | €69,316 | €60,291 | €73,027 | €79,598 | ▲ 9.0% |
| Stocks and contracts in progress3 | €20,871 | €37,484 | €42,415 | €61,089 | €40,122 | ▼ 34.3% |
| Stocks30/36 | €20,871 | €37,484 | €42,415 | €61,089 | €40,122 | ▼ 34.3% |
| Amounts receivable within one year40/41 | €7,559 | €26,193 | €1,340 | €3,109 | €7,523 | ▲ 142% |
| Trade receivables40 | €7,559 | €22,573 | €1,340 | €33 | €861 | ▲ 2,529% |
| Other amounts receivable41 | - | €3,621 | €0 | €3,076 | €6,662 | ▲ 117% |
| Cash at bank and in hand54/58 | €24,052 | €5,639 | €13,965 | €7,501 | €30,554 | ▲ 307% |
| Deferred charges and accrued income490/1 | - | - | €2,572 | €1,327 | €1,399 | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,819 | €84,448 | €75,189 | €97,937 | €99,496 | ▲ 1.6% |
| Equity10/15 | €14,897 | €14,290 | €38,603 | €41,065 | €62,196 | ▲ 51.5% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €10,897 | €10,290 | €34,603 | €37,065 | €58,196 | ▲ 57.0% |
| Amounts payable17/49 | €46,923 | €70,158 | €36,586 | €56,873 | €37,300 | ▼ 34.4% |
| Amounts payable after more than one year17 | - | - | - | €9,059 | €4,844 | ▼ 46.5% |
| Financial debts170/4 | - | - | - | €9,059 | €4,844 | ▼ 46.5% |
| Amounts payable within one year42/48 | €38,923 | €70,158 | €36,586 | €47,813 | €32,456 | ▼ 32.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,983 | €4,215 | ▲ 5.8% |
| Financial debts43 | - | - | €4,184 | €5,000 | €10,270 | ▲ 105% |
| Other loans439 | - | - | €4,184 | €5,000 | €10,270 | ▲ 105% |
| Trade debts44 | €4,571 | €30,529 | €4,382 | €13,369 | €11,518 | ▼ 13.8% |
| Suppliers440/4 | €4,571 | €30,529 | €4,382 | €13,330 | €11,518 | ▼ 13.6% |
| Bills of exchange payable441 | - | - | - | €40 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €1,747 | €4,590 | €7,915 | €2,748 | €3,418 | ▲ 24.4% |
| Taxes450/3 | €1,506 | €1,354 | €4,806 | €2,439 | €2,201 | ▼ 9.7% |
| Remuneration and social security454/9 | €242 | €3,236 | €3,109 | €309 | €1,217 | ▲ 294% |
| Other amounts payable47/48 | €32,604 | €35,039 | €20,105 | €22,713 | €3,035 | ▼ 86.6% |
| Accrued charges and deferred income492/3 | €8,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,914 | -€607 | €24,314 | €2,461 | €21,131 | ▲ 759% |
| + Depreciation and write-downs630 | €401 | €2,505 | €3,585 | €6,888 | €7,505 | ▲ 9.0% |
| Operating cash flow (approximation) | €7,315 | €1,898 | €27,899 | €9,349 | €28,637 | ▲ 206% |
| Investment in fixed assets (approximation) | - | -€8,299 | -€3,352 | -€16,900 | -€2,493 | ▲ 85.3% |
| Change in cash | - | -€18,413 | €8,326 | -€6,464 | €23,053 | ▲ 457% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €24,314
Net result €24,314 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€607
Net result drops to -€607, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 2 establishment units since 2020
Ground area
394 m²
Building footprint
162 m²
2 parcels, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Rue de Behogne 36, 5580 Rochefort
since 20202.301.320.347
La Renardière
since 20212.317.336.334
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114A1136/00E000 ProtectedSite or landscape |
Wallonia | 279 m² | 1 · 55 m² | - |
| 83012A0028/00A000 | Wallonia | 115 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 1,395 companies in sector 47784 we hold annual accounts for 428. 344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47784Retail sale of souvenirs and religious articles
43320Joinery installation
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
47511Retail trade
47690Retail sale of other cultural and recreation goods
47791Retail sale of antiques
47792Retail sale of second-hand clothing
47793Retail sale of other second-hand goods, excluding clothing
52210Service activities incidental to land transportation
77110Renting and leasing of cars and light motor vehicles
95240Repair and maintenance of furniture and upholstery
Contact
E-mail
autoclass@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.