Autocars Castel
ActiveThe computed 12-month bankruptcy probability of Autocars Castel is 1.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €-88k. Equity is growing by ~87.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 4454 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-59
Solvency10▼-12
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.95 in 2024), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
-18.3%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4454 sector peers (2025).
NBB · sector comparisonPosition among 4454 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
25 d early
2023
13 d late
2022
4 d early
2021
3 d early
2020
4 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 80.0%
2024 · €107k
2019: €3k
2020: €23k
2021: €-4k
2022: €68k
2023: €94k
2024: €107k
2019 → 2025
Total assets
€484k▼ 19.4%
2024 · €601k
2019: €215k
2020: €249k
2021: €289k
2022: €238k
2023: €270k
2024: €601k
2019 → 2025
Net result
€-88k
2024 · €13k
2019: €16k
2020: €20k
2021: €-28k
2022: €72k
2023: €26k
2024: €13k
2019 → 2025
Working capital
€-81k▼ 362%
2024 · €-18k
2019: €-49k
2020: €-48k
2021: €-54k
2022: €9k
2023: €23k
2024: €-18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€68k€94k▲ 38.0%€107k▲ 13.3%€21k▼ 80.0%
Operating result€-35k-€36k€34k▼ 7.5%€25k▼ 25.3%€-71k
Net result€-28k-€72k€26k▼ 64.1%€13k▼ 51.9%€-88k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €71k after €25k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets
€137k▼ 40.8%
Current assets
€348k▼ 6.0%
Equity and liabilities €484k
Equity
€21k▼ 80.0%
Debt
€463k▼ 6.2%
The debt ratio rises from 82.2% to 95.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-26k▼
2024 · €67k
Cash flow
€-44k▼
2024 · €54k
Solvency
4.4%▼
2024 · 17.8%
Current ratio
0.81▼
2024 · 0.95
Quick ratio
0.81▼
2024 · 0.95
Debt / equity
21.62▲
2024 · 4.62
ROE
-412.9%▼
2024 · 11.7%
ROA
-18.3%▼
2024 · 2.1%
Interest coverage
-2.28▼
2024 · 9.09
Debt
€463k▼
2024 · €494k
Debt ≤ 1 year
€429k▲
2024 · €388k
Debt > 1 year
€34k▼
2024 · €106k
Income taxes
€7k▲
2024 · €5k
Staff costs
€745k▲
2024 · €613k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€601k€484k▼
Fixed assets21/28€231k€137k▼
Tangible fixed assets22/27€217k€123k▼
Land and buildings22€36k€30k▼
Furniture and vehicles24€182k€94k▼
Financial fixed assets28€13k€13k=
Current assets29/58€370k€348k▼
Amounts receivable within one year40/41€312k€342k▲
Trade receivables40€210k€210k▲
Other amounts receivable41€102k€132k▲
Cash at bank and in hand54/58€58k€5k▼
Equity and liabilities
Total equity and liabilities10/49€601k€484k▼
Equity10/15€107k€21k▼
Contributions10/11€47k€49k▲
Capital10€47k€49k▲
Issued capital100€47k€49k▲
Reserves13€10k€10k=
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€50k€-38k▼
Amounts payable17/49€494k€463k▼
Amounts payable after more than one year17€106k€34k▼
Financial debts170/4€106k€34k▼
Amounts payable within one year42/48€388k€429k▲
Current portion of amounts payable after more than one year42€62k€44k▼
Trade debts44€235k€286k▲
Suppliers440/4€235k€286k▲
Taxes, remuneration and social security45€61k€67k▲
Taxes450/3€5k€5k=
Remuneration and social security454/9€56k€62k▲
Other amounts payable47/48€29k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€613k€745k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€45k▲
Other operating charges640/8€3k€15k▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€688k€734k▲
Operating profit (loss)9901€25k€-71k▼
Financial income75/76B€280€287▲
Recurring financial income75€212€287▲
Non-recurring financial income76B€67-
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€18k€-82k▼
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€13k€-88k▼
Profit (loss) for the period to be appropriated9905€13k€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€-38k▼
Profit (loss) brought forward from the previous period14P€37k€50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-88k ▼806%
Net result drops to €-88k, the lowest in the series.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €107k ▲13.3%
3 profitable years in a row build equity to €107k.
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Rue 616200 ChâteletGround area
158 m²
Building footprint
67 m²
Volume, LiDAR
623 m³
Parcel 52012A0194/00K002, Wallonia · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AUTOCARS CASTEL
since 20162.252.123.630
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52012A0194/00K002 | Wallonia | 158 m² | 1 · 67 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AR2D2
BE 0639.956.411
Tervuren · Eq €21k
TAXI AIRPORT ZAVENTEM
BE 0464.634.453
Elsene · Eq €21k
FLEX PROJECT
BE 0738.600.164
Brussel · Eq €21k
SO DISTRIBUTION
BE 0721.986.143
Jette · Eq €21k
MOVING
BE 0658.812.023
Etterbeek · Eq €21k
Of 6,979 companies in sector 49320 we hold annual accounts for 2,683. 2,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2015
Fiscal year end30-06
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.