Autocars Bergkoning
ActiveAutocars Bergkoning has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency77▲+27
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.01 in 2024), and 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €285k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
20 d early
2023
14 d late
2022
60 d late
2021
5 d late
2020
61 d late
2019
158 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€285k▲ 8.1%
2024 · €263k
2018: €180k
2019: €16k
2020: €-187k
2021: €-189k
2022: €-34k
2023: €114k
2024: €263k
2018 → 2025
Total assets
€583k▼ 29.7%
2024 · €829k
2018: €742k
2019: €860k
2020: €448k
2021: €383k
2022: €375k
2023: €621k
2024: €829k
2018 → 2025
Net result
€21k▼ 85.6%
2024 · €149k
2018: €129k
2019: €-165k
2020: €-203k
2021: €-2k
2022: €154k
2023: €148k
2024: €149k
2018 → 2025
Working capital
€55k▲ 884%
2024 · €6k
2018: €760
2019: €-271k
2020: €-281k
2021: €-290k
2022: €-144k
2023: €-39k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-189k-€-34k▲ 81.7%€114k€263k▲ 131%€285k▲ 8.1%
Operating result€13k-€166k▲ 1,130%€159k▼ 4.0%€160k▲ 0.4%€56k▼ 65.0%
Net result€-2k-€154k€148k▼ 3.9%€149k▲ 0.5%€21k▼ 85.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €583k
Fixed assets
€306k▼ 23.6%
Current assets
€276k▼ 35.4%
Equity and liabilities €583k
Equity
€285k▲ 8.1%
Debt
€298k▼ 47.3%
The debt ratio falls from 68.2% to 51.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€118k▼
2024 · €209k
Cash flow
€83k▼
2024 · €199k
Solvency
48.8%▲
2024 · 31.8%
Current ratio
1.25▲
2024 · 1.01
Quick ratio
1.25▲
2024 · 1.01
Debt / equity
1.05▼
2024 · 2.15
ROE
7.5%▼
2024 · 56.7%
ROA
3.7%▼
2024 · 18.0%
Interest coverage
3.51▼
2024 · 18.54
Debt
€298k▼
2024 · €565k
Debt ≤ 1 year
€221k▼
2024 · €422k
Debt > 1 year
€59k▼
2024 · €144k
Income taxes
€1k
Staff costs
€103k▼
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€829k€583k▼
Fixed assets21/28€401k€306k▼
Tangible fixed assets22/27€401k€306k▼
Land and buildings22€104k€100k▼
Furniture and vehicles24€297k€206k▼
Current assets29/58€427k€276k▼
Amounts receivable within one year40/41€122k€131k▲
Trade receivables40€117k€68k▼
Other amounts receivable41€5k€63k▲
Cash at bank and in hand54/58€295k€143k▼
Deferred charges and accrued income490/1€11k€2k▼
Equity and liabilities
Total equity and liabilities10/49€829k€583k▼
Equity10/15€263k€285k▲
Contributions10/11€237k€237k=
Reserves13€63k€63k=
Tax-exempt reserves132€44k€44k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-37k€-15k▲
Amounts payable17/49€565k€298k▼
Amounts payable after more than one year17€144k€59k▼
Financial debts170/4€144k€59k▼
Amounts payable within one year42/48€422k€221k▼
Current portion of amounts payable after more than one year42€88k€85k▼
Financial debts43€50k-
Credit institutions430/8€50k-
Trade debts44€191k€40k▼
Suppliers440/4€191k€40k▼
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€77k€78k▲
Accrued charges and deferred income492/3-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€123k€103k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€62k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€8k€6k▼
Non-recurring operating charges66A€19k€18k▼
Gross operating margin9900€362k€244k▼
Operating profit (loss)9901€160k€56k▼
Financial income75/76B€711€174▼
Recurring financial income75€711€174▼
Financial charges65/66B€11k€33k▲
Recurring financial charges65€11k€33k▲
Profit (loss) for the period before taxes9903€149k€23k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€149k€21k▼
Profit (loss) for the period to be appropriated9905€149k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-15k▲
Profit (loss) brought forward from the previous period14P€-186k€-37k▲
Social balance
Average headcount (FTE)90872.01.6▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative5 facts ▸
- General meeting, 30/12/2025
- Auditor appointment, Foederer DFK Bedrijfsrevisoren BV (commissaris)
- Permanent representative, Pascal Daelemans
- Mandate term, na de algemene vergadering die de jaarrekening per 31 december 2027 dient goed te keuren
- Permanent representative, Olivier Van Mullem
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €263k ▲131%
3 profitable years in a row build equity to €263k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
31-12
Financial
Equity above €100kEq €114k
2 profitable years in a row build equity to €114k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-12
Financial
Back to profitnet €154k
Net result €154k after 3 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 158 days late
2020
31-12
Financial
Weakest financial yearnet €-203k
Net result drops to €-203k, the lowest in the series; recovery starts the following year.
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 111 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 119 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-08-2025
BRUNO STOCKMANS: Resigned as Director
14-08-2025
WALTER STOCKMANS: Resigned as Director
04-10-2023
BRUNO STOCKMANS: Resigned as Manager
04-10-2023
WALTER STOCKMANS: Resigned as Manager
Location & real-estate footprint
Registered office, Tienen · 2 establishment units since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark 183300 TienenGround area
1.2 ha
Building footprint
7,072 m²
Volume, LiDAR
38,398 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AUTOCARS BERGKONING
since 19792.018.510.711
Stelplaats Multiobus Leefdaal
since 20252.379.982.793
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24594C0044/00M002 | Flanders | 1.0 ha | 1 · 6,210 m² | 8.6 m · 2 fl. |
| 24061B0015/00Y002 | Flanders | 1,392 m² | 1 · 862 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Foederer BedrijfsrevisorenCurrent Statutory auditor · represented by Pascal Daelemans | 29-07-2026 → present |
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 450 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 450 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,037 companies in sector 49320 we hold annual accounts for 2,712. 1,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-1978
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
60230
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.