AUTOBANDEN V.R.
ActiveAUTOBANDEN V.R. has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346k and a net result of €118k. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+8
Solvency39▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.44 in 2024; short-term debt: 29.3% and cash: 1.3% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
4.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
9 d early
2023
28 d early
2022
23 d late
2021
27 d early
2020
24 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€346k▲ 51.9%
2024 · €228k
2018: €-83k
2019: €-83k
2020: €11k
2021: €147k
2022: €145k
2023: €147k
2024: €228k
2018 → 2025
Total assets
€2.39M▼ 11.8%
2024 · €2.71M
2018: €1.17M
2019: €867k
2020: €842k
2021: €983k
2022: €965k
2023: €2.89M
2024: €2.71M
2018 → 2025
Net result
€118k▲ 46.0%
2024 · €81k
2018: €11k
2019: €324
2020: €94k
2021: €136k
2022: €-3k
2023: €2k
2024: €81k
2018 → 2025
Working capital
€-249k▲ 54.2%
2024 · €-544k
2018: €-30k
2019: €-44k
2020: €7k
2021: €65k
2022: €-206k
2023: €-640k
2024: €-544k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€145k▼ 1.8%€147k▲ 1.5%€228k▲ 55.2%€346k▲ 51.9%
Operating result€169k-€119k▼ 29.2%€77k▼ 35.3%€164k▲ 112%€245k▲ 49.2%
Net result€136k-€-3k€2k€81k▲ 3,644%€118k▲ 46.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€1.94M▼ 15.2%
Current assets
€450k▲ 7.0%
Equity and liabilities €2.39M
Equity
€346k▲ 51.9%
Debt
€2.04M▼ 17.6%
The debt ratio falls from 91.6% to 85.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€417k▲
2024 · €360k
Cash flow
€291k▲
2024 · €277k
Solvency
14.5%▲
2024 · 8.4%
Current ratio
0.64▲
2024 · 0.44
Quick ratio
0.55▲
2024 · 0.32
Debt / equity
5.91▼
2024 · 10.89
ROE
34.2%▼
2024 · 35.6%
ROA
4.9%▲
2024 · 3.0%
Interest coverage
5.00▲
2024 · 4.42
Debt
€2.04M▼
2024 · €2.48M
Debt ≤ 1 year
€699k▼
2024 · €965k
Debt > 1 year
€1.34M▼
2024 · €1.52M
Income taxes
€50k▲
2024 · €9k
Staff costs
€129k▲
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.71M€2.39M▼
Fixed assets21/28€2.29M€1.94M▼
Intangible fixed assets21€10k€5k▼
Tangible fixed assets22/27€2.24M€1.93M▼
Land and buildings22€2.06M€1.85M▼
Plant, machinery and equipment23€81k€65k▼
Furniture and vehicles24€96k€16k▼
Financial fixed assets28€36k€500▼
Current assets29/58€420k€450k▲
Stocks and contracts in progress3€107k€63k▼
Stocks30/36€107k€63k▼
Amounts receivable within one year40/41€266k€343k▲
Trade receivables40€262k€343k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€36k€30k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.71M€2.39M▼
Equity10/15€228k€346k▲
Contributions10/11€20k€20k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€198k€316k▲
Amounts payable17/49€2.48M€2.04M▼
Amounts payable after more than one year17€1.52M€1.34M▼
Financial debts170/4€1.52M€1.34M▼
Amounts payable within one year42/48€965k€699k▼
Current portion of amounts payable after more than one year42€135k€133k▼
Financial debts43-€50k
Credit institutions430/8-€50k
Trade debts44€201k€199k▼
Suppliers440/4€201k€199k▼
Taxes, remuneration and social security45€70k€71k▲
Taxes450/3€42k€61k▲
Remuneration and social security454/9€27k€10k▼
Other amounts payable47/48€559k€247k▼
Income statement
Code20242025
Non-recurring operating income76A-€168k
Remuneration, social security and pensions62€105k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196k€172k▼
Other operating charges640/8€15k€15k▲
Non-recurring operating charges66A-€57k
Gross operating margin9900€480k€619k▲
Operating profit (loss)9901€164k€245k▲
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€81k€83k▲
Recurring financial charges65€81k€83k▲
Profit (loss) for the period before taxes9903€90k€169k▲
Income taxes67/77€9k€50k▲
Profit (loss) for the period9904€81k€118k▲
Profit (loss) for the period to be appropriated9905€81k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€198k€316k▲
Profit (loss) brought forward from the previous period14P€117k€198k▲
Social balance
Average headcount (FTE)90871.82.8▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €228k ▲55.2%
2 profitable years in a row build equity to €228k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼102%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €136k ▲45.5%
Net result €136k, the highest in the series.
31-12
Financial
Equity above €100kEq €147k ▲1241%
4 profitable years in a row build equity to €147k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 44 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerveld 42550 KontichGround area
3,540 m²
Building footprint
1,247 m²
Parcel 11602E0061/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
AUTOBANDEN V.R.
since 19962.075.853.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0061/00K002 | Flanders | 3,540 m² | 1 · 1,247 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 1 endedBandenmonteur (vwo)
Bandenmonteur (vwo)
Bandenmonteur duaal (so)
Bandenmonteur duaal (so)
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (vwo)
Onderhoudsmechanica auto duaal (so)
Similar companies · same sector, comparable size
WALLONOR
BE 0801.785.370
Namur · Eq €346k
MFORM
BE 0463.003.269
Pittem · Eq €346k
KONKREA
BE 0889.718.840
Oudsbergen · Eq €347k
BOSMAN Etienne
BE 0427.119.803
Beveren-Kruibeke-Zwijndrecht · Eq €348k
BATTICE BRICO GARDEN
BE 0822.146.462
Herve · Eq €343k
Of 1,746 companies in sector 46720 we hold annual accounts for 1,084. 776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-1996
Fiscal year end31-12
Activities, NACEBEL
45310
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
50301
50302
46810Wholesale of solid, liquid and gaseous fuels and related products
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.