AUTO18
Bankruptcy closedInactive since 07-07-2026; last annual accounts for fiscal year 2024.
Summary
AUTO18 was declared bankrupt on 17-03-2025 (Tribunal de l’entreprise du Hainaut, division Charleroi); the bankruptcy was closed for insufficient assets by judgment of 22-06-2026, published in the Belgian State Gazette on 14-07-2026.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€41,808
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-05-2025, 72 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
72 d early
2023
6 d early
2022
31 d late
2021
6 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Still owed money by this company? Its procedure, who runs it and what to do now.Creditor guide Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Retail sale of cars and light vans (up to 3.5 tonnes) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€41,808▼ 677%
2023 · -€5,382
Total assets
€57,114▼ 79.4%
2023 · €277,908
Net result
-€36,426▼ 113%
2023 · -€17,102
Working capital
-€88,635▼ 299%
2023 · -€22,238
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€14,752▼ 50.3%€47,787▲ 224%-€66,284-€815▲ 98.8%-€17,673▼ 2,068%
Net result€16,963within the sector's middle half▼ 17.0%€30,352above the sector's middle half▲ 78.9%-€78,090below the sector's middle half-€17,102below the sector's middle half▲ 78.1%-€36,426below the sector's middle half▼ 113%
Equity€55,458within the sector's middle half▲ 44.1%€85,810within the sector's middle half▲ 54.7%€7,720within the sector's middle half▼ 91.0%-€5,382below the sector's middle half-€41,808below the sector's middle half▼ 677%
Total assets€228,830within the sector's middle half▲ 114%€218,673within the sector's middle half▼ 4.4%€294,269within the sector's middle half▲ 34.6%€277,908within the sector's middle half▼ 5.6%€57,114below the sector's middle half▼ 79.4%
Debt€173,372▲ 153%€132,863▼ 23.4%€286,549▲ 116%€283,290▼ 1.1%€98,923▼ 65.1%
Working capital€39,801within the sector's middle half▲ 11.9%€62,605within the sector's middle half▲ 57.3%-€23,552below the sector's middle half-€22,238below the sector's middle half▲ 5.6%-€88,635below the sector's middle half▼ 299%
Solvency24.2%within the sector's middle half▼ 11.7pp39.2%within the sector's middle half▲ 15.0pp2.6%below the sector's middle half▼ 36.6pp-1.9%below the sector's middle half▼ 4.6pp-73.2%below the sector's middle half▼ 71.3pp
Current ratio1.23within the sector's middle half▼ 0.291.52within the sector's middle half▲ 0.290.92within the sector's middle half▼ 0.610.91within the sector's middle half=0.10below the sector's middle half▼ 0.81
Return on assets (ROA)7.4%within the sector's middle half▼ 11.7pp13.9%above the sector's middle half▲ 6.5pp-26.5%below the sector's middle half▼ 40.4pp-6.2%below the sector's middle half▲ 20.4pp-63.8%below the sector's middle half▼ 57.6pp
Staff (FTE)0.4below the sector's middle half2▲ 400%1.5▼ 25.0%0.8▼ 46.7%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,673 in 2024 against €815 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57,114
Fixed assets
€46,827 ▼ 0.3%
Current assets
€10,288 ▼ 95.5%
Key figures and ratios
EBITDA
-€8,839▼
2023 · €14,970
Cash flow
-€27,592▼
2023 · -€1,317
Debt to equity
-2.37▲
2023 · -52.64
Interest coverage
-0.50▼
2023 · 0.92
Debt ≤ 1 year
€98,923▼
2023 · €253,187
Staff costs
€10,634▼
2023 · €14,135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €63 | €45 | €1,020 | €28,633 | ▲ 2,707% |
| Remuneration, social security and pensions62 | - | €23,011 | €20,239 | €14,135 | €10,634 | ▼ 24.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,309 | €8,558 | €11,944 | €15,785 | €8,834 | ▼ 44.0% |
| Other operating charges640/8 | - | €2,316 | €2,128 | €1,733 | €1,824 | ▲ 5.2% |
| Non-recurring operating charges66A | - | €2,200 | €20 | €27 | €7,189 | ▲ 26,525% |
| Gross operating margin9900 | €26,208 | €83,873 | -€31,954 | €30,865 | €10,808 | ▼ 65.0% |
| Operating profit (loss)9901 | €14,752 | €47,787 | -€66,284 | -€815 | -€17,673 | ▼ 2,068% |
| Financial income75/76B | - | €3,350 | - | - | - | - |
| Recurring financial income75 | €7,250 | €3,350 | - | - | - | - |
| Financial charges65/66B | - | €10,155 | €11,674 | €16,287 | €18,753 | ▲ 15.1% |
| Recurring financial charges65 | €1,843 | €9,912 | €11,098 | €16,188 | €17,524 | ▲ 8.3% |
| Non-recurring financial charges66B | - | €243 | €576 | €99 | €1,230 | ▲ 1,142% |
| Profit (loss) for the period before taxes9903 | €19,869 | €40,982 | -€77,958 | -€17,102 | -€36,426 | ▼ 113% |
| Income taxes67/77 | €2,906 | €10,630 | €132 | - | - | - |
| Profit (loss) for the period9904 | €16,963 | €30,352 | -€78,090 | -€17,102 | -€36,426 | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | €16,963 | €30,352 | -€78,090 | -€17,102 | -€36,426 | ▼ 113% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228,830 | €218,673 | €294,269 | €277,908 | €57,114 | ▼ 79.4% |
| Fixed assets21/28 | €15,657 | €36,330 | €40,409 | €46,960 | €46,827 | ▼ 0.3% |
| Tangible fixed assets22/27 | €11,631 | €32,804 | €36,883 | €46,734 | €46,601 | ▼ 0.3% |
| Plant, machinery and equipment23 | - | - | - | €2,723 | €2,083 | ▼ 23.5% |
| Furniture and vehicles24 | - | €18,721 | €12,015 | €9,511 | €2,835 | ▼ 70.2% |
| Other tangible fixed assets26 | - | €14,084 | €24,868 | €34,500 | €41,683 | ▲ 20.8% |
| Financial fixed assets28 | €4,025 | €3,525 | €3,525 | €225 | €225 | = |
| Current assets29/58 | €213,173 | €182,343 | €253,861 | €230,949 | €10,288 | ▼ 95.5% |
| Stocks and contracts in progress3 | €160,850 | €158,007 | €182,965 | €155,886 | - | - |
| Stocks30/36 | - | €158,007 | €182,965 | €155,886 | - | - |
| Amounts receivable within one year40/41 | €45,991 | €15,791 | €56,630 | €71,480 | €8,990 | ▼ 87.4% |
| Trade receivables40 | - | €3,506 | €51,630 | €66,480 | €8,990 | ▼ 86.5% |
| Other amounts receivable41 | - | €12,286 | €5,000 | €5,000 | - | - |
| Cash at bank and in hand54/58 | €91 | - | - | - | €734 | - |
| Deferred charges and accrued income490/1 | - | €8,545 | €14,266 | €3,583 | €564 | ▼ 84.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228,830 | €218,673 | €294,269 | €277,908 | €57,114 | ▼ 79.4% |
| Equity10/15 | €55,458 | €85,810 | €7,720 | -€5,382 | -€41,808 | ▼ 677% |
| Contributions10/11 | - | €6,200 | €6,200 | €10,200 | €10,200 | = |
| Reserves13 | €32,295 | €52,295 | €41,860 | €41,860 | €41,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €50,435 | €40,000 | €41,860 | €41,860 | = |
| Profit (loss) carried forward14 | €16,963 | €27,315 | -€40,340 | -€57,442 | -€93,868 | ▼ 63.4% |
| Amounts payable17/49 | €173,372 | €132,863 | €286,549 | €283,290 | €98,923 | ▼ 65.1% |
| Amounts payable after more than one year17 | - | €13,125 | €9,137 | €30,104 | - | - |
| Financial debts170/4 | - | €13,125 | €9,137 | €30,104 | - | - |
| Amounts payable within one year42/48 | €173,372 | €119,738 | €277,413 | €253,187 | €98,923 | ▼ 60.9% |
| Current portion of amounts payable after more than one year42 | - | €3,945 | €3,989 | €4,033 | €5,104 | ▲ 26.6% |
| Financial debts43 | - | €97,708 | €159,848 | €187,560 | €54,306 | ▼ 71.0% |
| Credit institutions430/8 | - | €97,708 | €159,848 | €187,560 | €54,306 | ▼ 71.0% |
| Trade debts44 | €1,770 | €2,935 | €19,550 | €2,863 | - | - |
| Suppliers440/4 | - | €2,935 | €19,550 | €2,863 | - | - |
| Taxes, remuneration and social security45 | - | €11,983 | €7,247 | €11,271 | €8,531 | ▼ 24.3% |
| Taxes450/3 | - | €9,772 | €7,247 | €10,822 | €8,531 | ▼ 21.2% |
| Remuneration and social security454/9 | - | €2,212 | - | €449 | - | - |
| Other amounts payable47/48 | - | €3,167 | €86,779 | €47,460 | €30,982 | ▼ 34.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,963 | €30,352 | -€78,090 | -€17,102 | -€36,426 | ▼ 113% |
| + Depreciation and write-downs630 | €2,309 | €8,558 | €11,944 | €15,785 | €8,834 | ▼ 44.0% |
| Operating cash flow (approximation) | €19,272 | €38,910 | -€66,146 | -€1,317 | -€27,592 | ▼ 1,996% |
| Investment in fixed assets (approximation) | - | -€29,231 | -€16,023 | -€22,336 | -€8,701 | ▲ 61.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
14-07
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise du Hainaut, division Charleroi · event 22-06-2026
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
21-03
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 17-03-2025
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€78,090
Net result drops to -€78,090, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €30,352 ▲78.9%
Operating result €47,787, net result €30,352, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche
Ground area
327 m²
Building footprint
91 m²
Volume, LiDAR
730 m³
Parcel 55005B0472/00H000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55005B0472/00H000 | Wallonia | 327 m² | 1 · 91 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MELANIE HARVENGT RUE DE ROBIANO 74,
7130 BINCHE- .
Date provisoire de cessation de paiement : 17/03/2025 |
17-03-2025 → 22-06-2026 |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,654 companies in sector 47811 we hold annual accounts for 5,225. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.