Auto Viger
ActiveSummary
Auto Viger has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €21,652. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 41% of 396 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▲+15
Solvency59▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.19 in 2024; short-term debt: 59.5% and cash: 1.3% of total assets), and 66.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.5%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
57 d early
2022
33 d early
2021
5 d early
2020
51 d early
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21,652▲ 80.0%
2024 · €12,027
Working capital
€264,029▼ 30.2%
2024 · €378,161
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€86,355€106,858▲ 23.7%-€25,781€62,039€75,080▲ 21.0%
Net result€51,880within the sector's middle half€62,877within the sector's middle half▲ 21.2%-€91,173below the sector's middle half€12,027within the sector's middle half€21,652within the sector's middle half▲ 80.0%
Equity€1.1mabove the sector's middle half▲ 4.8%€1.2mabove the sector's middle half▲ 5.6%€1.1mabove the sector's middle half▼ 7.6%€1.1mabove the sector's middle half▲ 1.1%€1.1mwithin the sector's middle half▲ 1.9%
Total assets€3.6mabove the sector's middle half▲ 0.7%€3.7mabove the sector's middle half▲ 4.3%€3.4mabove the sector's middle half▼ 8.1%€3.5mabove the sector's middle half▲ 2.3%€3.4mwithin the sector's middle half▼ 2.9%
Debt€2.4m▼ 1.1%€2.5m▲ 3.7%€2.3m▼ 8.3%€2.4m▲ 2.9%€2.2m▼ 5.2%
Working capital€480,566▲ 70.9%€532,369▲ 10.8%€502,727▼ 5.6%€378,161▼ 24.8%€264,029▼ 30.2%
Solvency31.8%within the sector's middle half▲ 1.2pp32.2%within the sector's middle half▲ 0.4pp32.3%within the sector's middle half▲ 0.2pp31.9%within the sector's middle half▼ 0.4pp33.5%within the sector's middle half▲ 1.6pp
Staff (FTE)8.6above the sector's middle half▼ 2.3%8above the sector's middle half▼ 7.0%6.8within the sector's middle half▼ 15.0%8.3above the sector's middle half▲ 22.1%9.3within the sector's middle half▲ 12.0%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.4m
Fixed assets
€1.1m ▲ 2.9%
Current assets
€2.3m ▼ 5.6%
Equity and liabilities €3.4m
Equity
€1.1m ▲ 1.9%
Debt
€2.2m ▼ 5.2%
Debt's share of the balance-sheet total falls from 68.1% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€287,616▲
2024 · €230,268
Cash flow
€234,188▲
2024 · €180,257
Current ratio
1.13▼
2024 · 1.19
Quick ratio
0.29▼
2024 · 0.31
Debt to equity
1.98▼
2024 · 2.13
ROE
1.9%▲
2024 · 1.1%
ROA
0.6%▲
2024 · 0.3%
Interest coverage
4.49▲
2024 · 2.76
Debt ≤ 1 year
€2.0m▼
2024 · €2.0m
Debt > 1 year
€234,583▼
2024 · €338,805
Income taxes
€3,900▲
2024 · €484
Staff costs
€577,321▲
2024 · €562,949
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,650 | €3,224 | €3,942 | €17,653 | ▲ 348% |
| Remuneration, social security and pensions62 | €418,922 | €449,776 | €484,718 | €562,949 | €577,321 | ▲ 2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €203,615 | €167,079 | €163,455 | €168,230 | €212,536 | ▲ 26.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,800 | - | €3,841 | €2,586 | ▼ 32.7% |
| Other operating charges640/8 | €41,450 | €38,379 | €65,342 | €45,809 | €48,967 | ▲ 6.9% |
| Non-recurring operating charges66A | - | - | - | - | €27,195 | - |
| Gross operating margin9900 | €750,342 | €763,892 | €687,735 | €842,867 | €943,686 | ▲ 12.0% |
| Operating profit (loss)9901 | €86,355 | €106,858 | -€25,781 | €62,039 | €75,080 | ▲ 21.0% |
| Financial income75/76B | €1,550 | €4,245 | €5,779 | €34,028 | €14,547 | ▼ 57.3% |
| Recurring financial income75 | €1,550 | €4,245 | €5,779 | €34,028 | €14,547 | ▼ 57.3% |
| Financial charges65/66B | €36,024 | €47,995 | €71,171 | €83,556 | €64,074 | ▼ 23.3% |
| Recurring financial charges65 | €36,024 | €47,995 | €71,171 | €83,556 | €64,074 | ▼ 23.3% |
| Profit (loss) for the period before taxes9903 | €51,880 | €63,109 | -€91,173 | €12,511 | €25,552 | ▲ 104% |
| Income taxes67/77 | - | €231 | €0 | €484 | €3,900 | ▲ 706% |
| Profit (loss) for the period9904 | €51,880 | €62,877 | -€91,173 | €12,027 | €21,652 | ▲ 80.0% |
| Profit (loss) for the period to be appropriated9905 | €51,880 | €62,877 | -€91,173 | €12,027 | €21,652 | ▲ 80.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.6m | €3.7m | €3.4m | €3.5m | €3.4m | ▼ 2.9% |
| Fixed assets21/28 | €1.2m | €1.1m | €978,156 | €1.1m | €1.1m | ▲ 2.9% |
| Intangible fixed assets21 | €9,087 | €10,341 | €6,292 | €2,747 | €1,275 | ▼ 53.6% |
| Tangible fixed assets22/27 | €1.2m | €1.1m | €971,864 | €1.1m | €1.1m | ▲ 3.1% |
| Land and buildings22 | €1.0m | €929,888 | €845,715 | €760,899 | €668,108 | ▼ 12.2% |
| Plant, machinery and equipment23 | €59,737 | €44,340 | €56,770 | €68,517 | €63,149 | ▼ 7.8% |
| Furniture and vehicles24 | €86,525 | €139,557 | €69,379 | €242,183 | €373,483 | ▲ 54.2% |
| Financial fixed assets28 | €1,000 | €1,000 | - | - | - | - |
| Current assets29/58 | €2.4m | €2.6m | €2.4m | €2.4m | €2.3m | ▼ 5.6% |
| Stocks and contracts in progress3 | €1.4m | €1.7m | €1.8m | €1.8m | €1.7m | ▼ 4.2% |
| Stocks30/36 | €1.4m | €1.7m | €1.8m | €1.8m | €1.7m | ▼ 4.2% |
| Amounts receivable within one year40/41 | €936,056 | €787,568 | €581,120 | €586,953 | €521,188 | ▼ 11.2% |
| Trade receivables40 | €776,078 | €735,821 | €581,120 | €586,146 | €521,188 | ▼ 11.1% |
| Other amounts receivable41 | €159,978 | €51,747 | - | €807 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €25,481 | €37,324 | €13,088 | €38,040 | €43,862 | ▲ 15.3% |
| Deferred charges and accrued income490/1 | €10,236 | €12,385 | €12,290 | €13,265 | €13,756 | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.6m | €3.7m | €3.4m | €3.5m | €3.4m | ▼ 2.9% |
| Equity10/15 | €1.1m | €1.2m | €1.1m | €1.1m | €1.1m | ▲ 1.9% |
| Contributions10/11 | €512,000 | €512,000 | €512,000 | €512,000 | €512,000 | = |
| Capital10 | €512,000 | €512,000 | €512,000 | €512,000 | €512,000 | = |
| Issued capital100 | €512,000 | €512,000 | €512,000 | €512,000 | €512,000 | = |
| Reserves13 | €617,908 | €680,785 | €589,612 | €601,639 | €623,292 | ▲ 3.6% |
| Non-distributable reserves130/1 | €20,121 | €20,121 | €20,121 | €20,121 | €21,204 | ▲ 5.4% |
| Legal reserve130 | €20,121 | €20,121 | €20,121 | €20,121 | €21,204 | ▲ 5.4% |
| Tax-exempt reserves132 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Distributable reserves133 | €522,787 | €585,664 | €494,491 | €506,518 | €527,088 | ▲ 4.1% |
| Amounts payable17/49 | €2.4m | €2.5m | €2.3m | €2.4m | €2.2m | ▼ 5.2% |
| Amounts payable after more than one year17 | €549,712 | €464,710 | €379,271 | €338,805 | €234,583 | ▼ 30.8% |
| Financial debts170/4 | €449,712 | €364,710 | €279,271 | €238,805 | €134,583 | ▼ 43.6% |
| Other amounts payable178/9 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Amounts payable within one year42/48 | €1.9m | €2.1m | €1.9m | €2.0m | €2.0m | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | €154,911 | €104,664 | €111,925 | €168,237 | €191,020 | ▲ 13.5% |
| Financial debts43 | €929,110 | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 10.9% |
| Credit institutions430/8 | €929,110 | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 10.9% |
| Trade debts44 | €349,381 | €245,579 | €175,853 | €259,244 | €265,013 | ▲ 2.2% |
| Suppliers440/4 | €349,381 | €245,579 | €175,853 | €259,244 | €265,013 | ▲ 2.2% |
| Taxes, remuneration and social security45 | €98,158 | €131,769 | €57,469 | €104,764 | €157,298 | ▲ 50.1% |
| Taxes450/3 | €77,796 | €89,587 | €20,556 | €36,189 | €76,971 | ▲ 113% |
| Remuneration and social security454/9 | €20,362 | €42,183 | €36,913 | €68,575 | €80,327 | ▲ 17.1% |
| Other amounts payable47/48 | €343,983 | €346,584 | €359,903 | €323,373 | €351,104 | ▲ 8.6% |
| Accrued charges and deferred income492/3 | €1,079 | - | - | €64 | €169 | ▲ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,880 | €62,877 | -€91,173 | €12,027 | €21,652 | ▲ 80.0% |
| + Depreciation and write-downs630 | €203,615 | €167,079 | €163,455 | €168,230 | €212,536 | ▲ 26.3% |
| Operating cash flow (approximation) | €255,495 | €229,956 | €72,282 | €180,257 | €234,188 | ▲ 29.9% |
| Investment in fixed assets (approximation) | - | -€92,073 | -€16,485 | -€264,420 | -€244,204 | ▲ 7.6% |
| Change in cash | - | €11,843 | -€24,235 | €24,952 | €5,822 | ▼ 76.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12,027
Net result €12,027 after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €62,877 ▲21.2%
Operating result €106,858, net result €62,877, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €51,880
Net result €51,880 after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
31-12
Financial
Back to profitnet €58,813
Net result €58,813 after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 1987
Ground area
1.8 ha
Building footprint
2,884 m²
Volume, LiDAR
18,657 m³
Parcel 35015A0466/00Z000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTO VIGER
since 19872.029.910.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35015A0466/00Z000 | Flanders | 1.8 ha | 1 · 2,884 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 5,878 EUR awarded · 5,878 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 230 EUR | 632 EUR |
| 2024 | 1 | 1,138 EUR | 736 EUR |
| 2023 | 1 | 408 EUR | 408 EUR |
| 2022 | 2 | 4,102 EUR | 4,102 EUR |
Recognitions · licences · registrations
Dual-learning approval
4 endedAutotechnieken duaal (so)
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (vwo)
Onderhoudsmechanica auto duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 1,616 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
29201Manufacture of motor vehicles, trailers and semi-trailers
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425988564
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.