AUTO TAMINES
ActiveSummary
The computed 12-month bankruptcy probability of AUTO TAMINES is 2.6% (moderate). The 2024 annual accounts show equity of €11,763 and a net result of €872. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 26049 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
Axes · tick = 2023
Profitability57▲+39
Solvency26=
Growth32=
Track record92
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01 against 1.01 in 2023; short-term debt: 98.6% and cash: 3.2% of total assets), and 98.6% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.4%
Return on assets
0.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 26049 sector peers (2024).
NBB · sector comparisonPosition among 26049 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
84 d late
2023
68 d late
2022
141 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 81 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
History
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Financials · fiscal year 2024, micro schema
Equity
€11,763▲ 8.0%
2023 · €10,891
Total assets
€831,747▼ 0.8%
2023 · €838,610
Net result
€872
2023 · -€3,047
Working capital
€9,089▲ 22.1%
2023 · €7,443
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€12,697--€4,758-€2,554▲ 46.3%€2,032
Net result€11,232within the sector's middle half--€5,294below the sector's middle half-€3,047within the sector's middle half▲ 42.4%€872within the sector's middle half
Equity€19,232within the sector's middle half-€13,938within the sector's middle half▼ 27.5%€10,891within the sector's middle half▼ 21.9%€11,763within the sector's middle half▲ 8.0%
Total assets€765,216above the sector's middle half-€920,092above the sector's middle half▲ 20.2%€838,610above the sector's middle half▼ 8.9%€831,747above the sector's middle half▼ 0.8%
Debt€745,984-€906,153▲ 21.5%€827,719▼ 8.7%€819,983▼ 0.9%
Working capital€14,236within the sector's middle half-€9,716within the sector's middle half▼ 31.7%€7,443within the sector's middle half▼ 23.4%€9,089within the sector's middle half▲ 22.1%
Solvency2.5%below the sector's middle half-1.5%below the sector's middle half▼ 1.0pp1.3%below the sector's middle half▼ 0.2pp1.4%below the sector's middle half▲ 0.1pp
Current ratio1.02within the sector's middle half-1.01within the sector's middle half▼ 0.011.01within the sector's middle half=1.01within the sector's middle half=
Return on assets (ROA)1.5%within the sector's middle half--0.6%within the sector's middle half▼ 2.0pp-0.4%within the sector's middle half▲ 0.2pp0.1%within the sector's middle half▲ 0.5pp
Staff (FTE)1.1-1.8▲ 63.6%1▼ 44.4%1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2,032 after a loss of €2,554 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €831,747
Fixed assets
€2,674 ▼ 22.4%
Current assets
€829,073 ▼ 0.7%
Equity and liabilities €831,747
Equity
€11,763 ▲ 8.0%
Debt
€819,983 ▼ 0.9%
Debt's share of the balance-sheet total falls from 98.7% to 98.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2,806▲
2023 · -€1,780
Cash flow
€1,646▲
2023 · -€2,273
Quick ratio
0.04▲
2023 · 0.03
Debt to equity
69.71▼
2023 · 76.00
ROE
7.4%▲
2023 · -28.0%
Interest coverage
4.63▲
2023 · -2.94
Debt ≤ 1 year
€819,983▼
2023 · €827,719
Income taxes
€554▲
2023 · €0
Staff costs
€35,295▲
2023 · €35,225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,250 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,250 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €20 | - | - | - |
| Remuneration, social security and pensions62 | €27,180 | €34,462 | €35,225 | €35,295 | ▲ 0.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €874 | €774 | €774 | €774 | = |
| Other operating charges640/8 | €20,064 | €11,104 | €14,419 | €13,555 | ▼ 6.0% |
| Gross operating margin9900 | €60,815 | €41,583 | €47,865 | €51,656 | ▲ 7.9% |
| Operating profit (loss)9901 | €12,697 | -€4,758 | -€2,554 | €2,032 | ▲ 180% |
| Financial income75/76B | €10 | €20 | €113 | €0 | ▼ 100.0% |
| Recurring financial income75 | €10 | €20 | €113 | €0 | ▼ 100.0% |
| Financial charges65/66B | €206 | €556 | €606 | €606 | = |
| Recurring financial charges65 | €206 | €556 | €606 | €606 | = |
| Profit (loss) for the period before taxes9903 | €12,501 | -€5,294 | -€3,047 | €1,426 | ▲ 147% |
| Income taxes67/77 | €1,269 | - | €0 | €554 | ▲ 461,350% |
| Profit (loss) for the period9904 | €11,232 | -€5,294 | -€3,047 | €872 | ▲ 129% |
| Profit (loss) for the period to be appropriated9905 | €11,232 | -€5,294 | -€3,047 | €872 | ▲ 129% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €765,216 | €920,092 | €838,610 | €831,747 | ▼ 0.8% |
| Fixed assets21/28 | €4,996 | €4,222 | €3,448 | €2,674 | ▼ 22.4% |
| Tangible fixed assets22/27 | €4,996 | €4,222 | €3,448 | €2,674 | ▼ 22.4% |
| Furniture and vehicles24 | €1,496 | €1,122 | €748 | €374 | ▼ 50.0% |
| Other tangible fixed assets26 | €3,500 | €3,100 | €2,700 | €2,300 | ▼ 14.8% |
| Current assets29/58 | €760,220 | €915,870 | €835,162 | €829,073 | ▼ 0.7% |
| Stocks and contracts in progress3 | €693,622 | €798,223 | €813,926 | €795,896 | ▼ 2.2% |
| Stocks30/36 | €693,622 | €798,223 | €813,926 | €795,896 | ▼ 2.2% |
| Amounts receivable within one year40/41 | €16,759 | €10,926 | €8,314 | €2,161 | ▼ 74.0% |
| Trade receivables40 | - | €10,856 | €2,600 | - | - |
| Other amounts receivable41 | €16,759 | €70 | €5,714 | €2,161 | ▼ 62.2% |
| Cash at bank and in hand54/58 | €47,938 | €104,439 | €9,827 | €26,921 | ▲ 174% |
| Deferred charges and accrued income490/1 | €1,901 | €2,281 | €3,094 | €4,094 | ▲ 32.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €765,216 | €920,092 | €838,610 | €831,747 | ▼ 0.8% |
| Equity10/15 | €19,232 | €13,938 | €10,891 | €11,763 | ▲ 8.0% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Profit (loss) carried forward14 | €11,232 | €5,938 | €2,891 | €3,763 | ▲ 30.2% |
| Amounts payable17/49 | €745,984 | €906,153 | €827,719 | €819,983 | ▼ 0.9% |
| Amounts payable within one year42/48 | €745,984 | €906,153 | €827,719 | €819,983 | ▼ 0.9% |
| Current portion of amounts payable after more than one year42 | €6,889 | €17,500 | - | - | - |
| Trade debts44 | €1,974 | €51,986 | €1,237 | €94 | ▼ 92.4% |
| Suppliers440/4 | €1,974 | €51,986 | €1,237 | €94 | ▼ 92.4% |
| Advances received on contracts in progress46 | - | - | - | €673 | - |
| Taxes, remuneration and social security45 | €10,662 | €14,435 | €8,646 | €1,117 | ▼ 87.1% |
| Taxes450/3 | €4,924 | €6,360 | €4,768 | €76 | ▼ 98.4% |
| Remuneration and social security454/9 | €5,738 | €8,074 | €3,878 | €1,041 | ▼ 73.2% |
| Other amounts payable47/48 | €726,459 | €822,233 | €817,835 | €818,099 | = |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,232 | -€5,294 | -€3,047 | €872 | ▲ 129% |
| + Depreciation and write-downs630 | €874 | €774 | €774 | €774 | = |
| Operating cash flow (approximation) | €12,106 | -€4,520 | -€2,273 | €1,646 | ▲ 172% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €56,502 | -€94,612 | €17,094 | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
State Gazette act
Registered officeRegistered-office move · Director in office3 facts ▸
State Gazette act
Registered office
Registered-office move · Director in office3 facts ▸
- General meeting, 01-05-2026
- Registered-office move, Rue des Écureuils, 11 à 6250 Roselies
- Director in office, KAYNAK Efkan (director)
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Back to profitnet €872
Net result €872 after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
07-06
KBO administration
UBO non-compliance
event 30-05-2024
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
31-12
Financial
Weakest financial yearnet -€5,294
Net result drops to -€5,294, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aiseau-Presles · 1 establishment unit since 2020
Ground area
8,859 m²
Building footprint
2,697 m²
Volume, LiDAR
12,720 m³
2 parcels, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTO TAMINES
since 20202.306.754.822
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121A0576/00N000 | Wallonia | 7,758 m² | 1 · 2,559 m² | 6.9 m · 2 fl. |
| 52060A0362/00S003 | Wallonia | 1,100 m² | 1 · 139 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. 2,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753591812
Also
9925:BE0753591812
Registered
03-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.