AUTO'S BART
ActiveAUTO'S BART has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.73M and a net result of €292k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency50▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.96 in 2024; short-term debt: 31.3% and cash: 6.1% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
4.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
24 d early
2021
3 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.73M▲ 13.3%
2024 · €1.53M
2019: €1.17M
2020: €1.25M
2021: €1.28M
2022: €1.38M
2023: €1.44M
2024: €1.53M
2019 → 2025
Total assets
€6.92M▲ 17.2%
2024 · €5.91M
2019: €5.34M
2020: €5.51M
2021: €5.89M
2022: €5.86M
2023: €5.62M
2024: €5.91M
2019 → 2025
Net result
€292k▲ 255%
2024 · €82k
2019: €187k
2020: €51k
2021: €32k
2022: €106k
2023: €58k
2024: €82k
2019 → 2025
Working capital
€-137k▼ 66.2%
2024 · €-83k
2019: €105k
2020: €-38k
2021: €-265k
2022: €-242k
2023: €-185k
2024: €-83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.38M▲ 8.3%€1.44M▲ 4.2%€1.53M▲ 5.7%€1.73M▲ 13.3%
Operating result€121k-€192k▲ 58.5%€160k▼ 16.9%€226k▲ 41.2%€543k▲ 141%
Net result€32k-€106k▲ 232%€58k▼ 45.0%€82k▲ 41.9%€292k▲ 255%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.92M
Fixed assets
€4.89M▲ 20.6%
Current assets
€2.03M▲ 9.9%
Equity and liabilities €6.92M
Equity
€1.73M▲ 13.3%
Provisions
€138k▼ 0.3%
Debt
€5.06M▲ 19.2%
The debt ratio rises from 71.8% to 73.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.29M▲
2024 · €881k
Cash flow
€1.04M▲
2024 · €738k
Solvency
25.0%▼
2024 · 25.8%
Current ratio
0.94▼
2024 · 0.96
Quick ratio
0.50▼
2024 · 0.55
Debt / equity
2.93▲
2024 · 2.78
ROE
16.9%▲
2024 · 5.4%
ROA
4.2%▲
2024 · 1.4%
Interest coverage
8.88▲
2024 · 8.69
Debt
€5.06M▲
2024 · €4.24M
Debt ≤ 1 year
€2.17M▲
2024 · €1.93M
Debt > 1 year
€2.89M▲
2024 · €2.31M
Income taxes
€116k▲
2024 · €56k
Staff costs
€1.03M▲
2024 · €974k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.91M€6.92M▲
Fixed assets21/28€4.06M€4.89M▲
Tangible fixed assets22/27€4.05M€4.89M▲
Land and buildings22€2.06M€2.00M▼
Plant, machinery and equipment23€208k€257k▲
Furniture and vehicles24€1.71M€2.60M▲
Leasing and similar rights25€77k€28k▼
Financial fixed assets28€4k-
Current assets29/58€1.85M€2.03M▲
Amounts receivable after more than one year29€110k-
Other amounts receivable291€110k-
Stocks and contracts in progress3€795k€953k▲
Stocks30/36€795k€953k▲
Amounts receivable within one year40/41€557k€597k▲
Trade receivables40€468k€420k▼
Other amounts receivable41€88k€177k▲
Cash at bank and in hand54/58€354k€425k▲
Deferred charges and accrued income490/1€33k€56k▲
Equity and liabilities
Total equity and liabilities10/49€5.91M€6.92M▲
Equity10/15€1.53M€1.73M▲
Contributions10/11€376k€376k=
Reserves13€1.15M€1.35M▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Tax-exempt reserves132€555k€553k▼
Distributable reserves133€586k€791k▲
Provisions and deferred taxes16€139k€138k▼
Deferred taxes168€139k€138k▼
Amounts payable17/49€4.24M€5.06M▲
Amounts payable after more than one year17€2.31M€2.89M▲
Financial debts170/4€2.31M€2.89M▲
Amounts payable within one year42/48€1.93M€2.17M▲
Current portion of amounts payable after more than one year42€549k€790k▲
Financial debts43€498k€498k=
Credit institutions430/8€498k€498k=
Trade debts44€422k€500k▲
Suppliers440/4€422k€500k▲
Taxes, remuneration and social security45€368k€339k▼
Taxes450/3€178k€118k▼
Remuneration and social security454/9€191k€221k▲
Other amounts payable47/48€94k€41k▼
Income statement
Code20242025
Non-recurring operating income76A-€62k
Remuneration, social security and pensions62€974k€1.03M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€655k€748k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€20k▲
Other operating charges640/8€39k€46k▲
Gross operating margin9900€1.90M€2.38M▲
Operating profit (loss)9901€226k€543k▲
Financial income75/76B€7k€10k▲
Recurring financial income75€7k€10k▲
Financial charges65/66B€101k€145k▲
Recurring financial charges65€101k€145k▲
Profit (loss) for the period before taxes9903€131k€408k▲
Transfer from deferred taxes780€7k€7k▲
Transfer to deferred taxes680-€7k
Income taxes67/77€56k€116k▲
Profit (loss) for the period9904€82k€292k▲
Transfer from tax-exempt reserves789€29k€29k▲
Transfer to tax-exempt reserves689-€28k
Profit (loss) for the period to be appropriated9905€112k€294k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€294k▲
Transfer from equity791/2-€89k
Transfer to equity691/2€112k€294k▲
To other reserves6921€112k€294k▲
Profit to be distributed694/7-€89k
Return on contributions (dividend)694-€89k
Social balance
Average headcount (FTE)908716.217.6▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €292k ▲255%
Operating result €543k, net result €292k, both a record.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €32k ▼37.7%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlassenhout (STG) 109200 DendermondeGround area
1,235 m²
Building footprint
373 m²
Volume, LiDAR
1,783 m³
Parcel 42021A0854/00G002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTO'S BART
since 20072.166.259.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0854/00G002 | Flanders | 1,235 m² | 1 · 373 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 6,417 EUR awarded · 5,206 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 345 EUR | 0 EUR |
| 2024 | 1 | 2,434 EUR | 1,568 EUR |
| 2023 | 1 | 294 EUR | 588 EUR |
| 2022 | 2 | 3,344 EUR | 3,050 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies ecologisch en veilig transport (stopgezet)
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 2,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2007
Fiscal year end31-03
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50102
50103
45112
45194
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.