AUTO PERFORMANCE
ActiveSummary
AUTO PERFORMANCE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,520 and a net result of €8,715. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 6.78 against 7.51 in 2024; short-term debt: 14.7% and cash: 43.9% of total assets), and 14.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
17.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
26 d early
2022
5 d early
2021
25 d early
2020
24 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€43,520▲ 25.9%
2024 · €34,555
Total assets
€51,018▲ 28.2%
2024 · €39,801
Net result
€8,715▲ 73.8%
2024 · €5,014
Working capital
€43,320▲ 26.8%
2024 · €34,154
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,529▲ 49.9%€24,288▼ 33.5%€7,612▼ 68.7%€7,442▼ 2.2%€12,527▲ 68.3%
Net result€28,741above the sector's middle half▲ 50.3%€17,433within the sector's middle half▼ 39.3%€5,416within the sector's middle half▼ 68.9%€5,014within the sector's middle half▼ 7.4%€8,715within the sector's middle half▲ 73.8%
Equity€51,272within the sector's middle half▲ 128%€68,704within the sector's middle half▲ 34.0%€29,541within the sector's middle half▼ 57.0%€34,555within the sector's middle half▲ 17.0%€43,520below the sector's middle half▲ 25.9%
Total assets€72,285within the sector's middle half▲ 69.1%€88,132within the sector's middle half▲ 21.9%€37,370below the sector's middle half▼ 57.6%€39,801below the sector's middle half▲ 6.5%€51,018below the sector's middle half▲ 28.2%
Debt€21,013▲ 3.9%€19,427▼ 7.5%€7,828▼ 59.7%€5,246▼ 33.0%€7,498▲ 42.9%
Working capital€48,992▲ 135%€66,133▲ 35.0%€28,284▼ 57.2%€34,154▲ 20.8%€43,320▲ 26.8%
Solvency70.9%above the sector's middle half▲ 18.2pp78.0%above the sector's middle half▲ 7.0pp79.1%above the sector's middle half▲ 1.1pp86.8%above the sector's middle half▲ 7.8pp85.3%above the sector's middle half▼ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51,018
Fixed assets
€200 ▼ 50.1%
Current assets
€50,818 ▲ 29.0%
Equity and liabilities €51,018
Equity
€43,520 ▲ 25.9%
Debt
€7,498 ▲ 42.9%
Debt's share of the balance-sheet total rises from 13.2% to 14.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,928▲
2024 · €8,298
Cash flow
€9,116▲
2024 · €5,870
Current ratio
6.78▼
2024 · 7.51
Debt to equity
0.17▲
2024 · 0.15
ROE
20.0%▲
2024 · 14.5%
ROA
17.1%▲
2024 · 12.6%
Interest coverage
43.88▲
2024 · 30.87
Debt ≤ 1 year
€7,498▲
2024 · €5,246
Income taxes
€3,518▲
2024 · €2,160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €764 | €996 | €1,314 | €856 | €401 | ▼ 53.2% |
| Other operating charges640/8 | €369 | €348 | €384 | €409 | €400 | ▼ 2.4% |
| Non-recurring operating charges66A | - | - | €3,224 | - | - | - |
| Gross operating margin9900 | €37,662 | €25,632 | €12,534 | €8,708 | €13,328 | ▲ 53.1% |
| Operating profit (loss)9901 | €36,529 | €24,288 | €7,612 | €7,442 | €12,527 | ▲ 68.3% |
| Financial income75/76B | - | - | €63 | - | - | - |
| Recurring financial income75 | - | - | €63 | - | - | - |
| Financial charges65/66B | €182 | €202 | €243 | €269 | €295 | ▲ 9.6% |
| Recurring financial charges65 | €182 | €202 | €243 | €269 | €295 | ▲ 9.6% |
| Profit (loss) for the period before taxes9903 | €36,347 | €24,086 | €7,432 | €7,173 | €12,233 | ▲ 70.5% |
| Income taxes67/77 | €7,606 | €6,653 | €2,017 | €2,160 | €3,518 | ▲ 62.9% |
| Profit (loss) for the period9904 | €28,741 | €17,433 | €5,416 | €5,014 | €8,715 | ▲ 73.8% |
| Profit (loss) for the period to be appropriated9905 | €28,741 | €17,433 | €5,416 | €5,014 | €8,715 | ▲ 73.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,285 | €88,132 | €37,370 | €39,801 | €51,018 | ▲ 28.2% |
| Fixed assets21/28 | €2,280 | €2,571 | €1,257 | €401 | €200 | ▼ 50.1% |
| Tangible fixed assets22/27 | €2,280 | €2,571 | €1,257 | €401 | €200 | ▼ 50.1% |
| Furniture and vehicles24 | €2,280 | €2,571 | €1,257 | €401 | - | - |
| Assets under construction and advance payments27 | - | - | - | - | €200 | - |
| Current assets29/58 | €70,005 | €85,561 | €36,113 | €39,400 | €50,818 | ▲ 29.0% |
| Amounts receivable within one year40/41 | - | - | €34,158 | €20,545 | €28,435 | ▲ 38.4% |
| Trade receivables40 | - | - | €12,100 | - | - | - |
| Other amounts receivable41 | - | - | €22,058 | €20,545 | €28,435 | ▲ 38.4% |
| Cash at bank and in hand54/58 | €70,005 | €85,561 | €1,955 | €18,855 | €22,383 | ▲ 18.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,285 | €88,132 | €37,370 | €39,801 | €51,018 | ▲ 28.2% |
| Equity10/15 | €51,272 | €68,704 | €29,541 | €34,555 | €43,520 | ▲ 25.9% |
| Contributions10/11 | €49,579 | €49,579 | €5,000 | €5,000 | €5,250 | ▲ 5.0% |
| Capital10 | €49,579 | - | - | - | - | - |
| Issued capital100 | €49,579 | - | - | - | - | - |
| Outside capital11 | - | €49,579 | €5,000 | €5,000 | €5,250 | ▲ 5.0% |
| Other1109/19 | - | €49,579 | €5,000 | €5,000 | €5,250 | ▲ 5.0% |
| Reserves13 | €1,885 | €19,126 | €24,476 | €29,476 | €38,176 | ▲ 29.5% |
| Non-distributable reserves130/1 | €1,885 | €1,885 | €1,885 | €1,885 | €1,885 | = |
| Legal reserve130 | €1,885 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,885 | €1,885 | €1,885 | €1,885 | = |
| Distributable reserves133 | - | €17,240 | €22,590 | €27,590 | €36,290 | ▲ 31.5% |
| Profit (loss) carried forward14 | -€192 | - | €66 | €79 | €94 | ▲ 19.1% |
| Amounts payable17/49 | €21,013 | €19,427 | €7,828 | €5,246 | €7,498 | ▲ 42.9% |
| Amounts payable within one year42/48 | €21,013 | €19,427 | €7,828 | €5,246 | €7,498 | ▲ 42.9% |
| Trade debts44 | - | €841 | €2,984 | €128 | - | - |
| Suppliers440/4 | - | €841 | €2,984 | €128 | - | - |
| Taxes, remuneration and social security45 | €11,435 | €9,363 | €4,845 | €5,119 | €7,498 | ▲ 46.5% |
| Taxes450/3 | €9,408 | €9,363 | €2,792 | €5,119 | €7,498 | ▲ 46.5% |
| Remuneration and social security454/9 | €2,027 | - | €2,052 | - | - | - |
| Other amounts payable47/48 | €9,578 | €9,223 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,741 | €17,433 | €5,416 | €5,014 | €8,715 | ▲ 73.8% |
| + Depreciation and write-downs630 | €764 | €996 | €1,314 | €856 | €401 | ▼ 53.2% |
| Operating cash flow (approximation) | €29,505 | €18,429 | €6,729 | €5,870 | €9,116 | ▲ 55.3% |
| Investment in fixed assets (approximation) | - | -€1,287 | €0 | €0 | -€200 | - |
| Change in cash | - | €15,556 | -€83,606 | €16,901 | €3,527 | ▼ 79.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28,741 ▲50.3%
Operating result €36,529, net result €28,741, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13,272
Net result €13,272 after one loss-making year.
31-12
Financial
Liquidity times 33current ratio 1.22
Current ratio from 0.04 to 1.22.
07-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 1986
Ground area
816 m²
Building footprint
447 m²
Volume, LiDAR
3,606 m³
3 parcels, Brussels · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
2 establishment units
Raymond Vander Bruggenlaan 72, 1070 Anderlecht
since 19862.111.415.034
AUTOPERFORMANCE
since 19972.111.415.232
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0003/00M008 | Brussels | 463 m² | 1 · 112 m² | 13.6 m · 3 fl. |
| 21010B0162/00N002 | Brussels | 226 m² | 1 · 214 m² | 15.6 m · 1 fl. |
| 21001A0562/00G008 | Brussels | 127 m² | 1 · 121 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. 3,227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429737120
Also
9925:BE0429737120
Registered
19-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.