AUTO MULTI SERVICES
ActiveSummary
AUTO MULTI SERVICES has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €434,896 and a net result of €49,840. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 29% of 572 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability66=
Solvency41▲+3
Growth66▼-1
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.27 in 2023; short-term debt: 41.9% and cash: 1.4% of total assets), and 83.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
27 d early
2022
42 d early
2021
19 d early
2020
25 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
Name match with a sanctions list
1 entryS M A
A name match is not a finding that this company itself is on the list; check the entry at the source.
History
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Financials · fiscal year 2024, full schema
In the rankings
#8 employer in the Brussels-Capital Region, Repair of computers and personal goods sector
Turnover
€3.1m▼ 5.3%
2023 · €3.3m
EBIT margin
3.3%▼ 0.2pp
2023 · 3.4%
Net result
€49,840▲ 13.4%
2023 · €43,934
Working capital
-€871,134▲ 9.1%
2023 · -€958,116
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2.5m▼ 5.5%€2.8m▲ 9.9%€3.1m▲ 12.6%€3.3m▲ 6.3%€3.1m▼ 5.3%
Operating result€124,141▲ 51.3%€121,152▼ 2.4%€88,640▼ 26.8%€113,902▲ 28.5%€102,972▼ 9.6%
Net result-€60,858below the sector's middle half€53,839within the sector's middle half€38,038within the sector's middle half▼ 29.3%€43,934within the sector's middle half▲ 15.5%€49,840within the sector's middle half▲ 13.4%
EBIT margin4.9%▲ 1.9pp4.4%▼ 0.6pp2.8%▼ 1.5pp3.4%▲ 0.6pp3.3%▼ 0.2pp
Equity€249,245within the sector's middle half▼ 19.6%€303,084within the sector's middle half▲ 21.6%€341,122within the sector's middle half▲ 12.6%€385,056within the sector's middle half▲ 12.9%€434,896within the sector's middle half▲ 12.9%
Total assets€3.1mabove the sector's middle half▼ 5.1%€3.1mabove the sector's middle half▼ 0.8%€2.9mabove the sector's middle half▼ 6.2%€3.0mwithin the sector's middle half▲ 1.0%€2.6mwithin the sector's middle half▼ 10.5%
Debt€2.9m▼ 3.6%€2.8m▼ 2.7%€2.6m▼ 8.2%€2.6m▼ 0.5%€2.2m▼ 14.0%
Working capital-€818,542▼ 29.3%-€884,380▼ 8.0%-€891,327▼ 0.8%-€958,116▼ 7.5%-€871,134▲ 9.1%
Solvency7.9%below the sector's middle half▼ 1.4pp9.7%below the sector's middle half▲ 1.8pp11.7%below the sector's middle half▲ 1.9pp13.0%below the sector's middle half▲ 1.4pp16.5%within the sector's middle half▲ 3.4pp
Staff (FTE)18above the sector's middle half▲ 1.7%18.3above the sector's middle half▲ 1.7%18.3above the sector's middle half=18.9above the sector's middle half▲ 3.3%18.4above the sector's middle half▼ 2.6%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.6m
Fixed assets
€2.3m ▼ 6.8%
Current assets
€236,904 ▼ 32.9%
Equity and liabilities €2.6m
Equity
€434,896 ▲ 12.9%
Provisions
€7,631 ▼ 5.4%
Debt
€2.2m ▼ 14.0%
Debt's share of the balance-sheet total falls from 86.7% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€276,079▼
2023 · €303,565
Cash flow
€222,947▼
2023 · €233,597
Current ratio
0.21▼
2023 · 0.27
Quick ratio
0.18▼
2023 · 0.24
Debt to equity
5.06▼
2023 · 6.65
ROE
11.5%▲
2023 · 11.4%
ROA
1.9%▲
2023 · 1.5%
Interest coverage
6.88▲
2023 · 6.87
Debt ≤ 1 year
€1.1m▼
2023 · €1.3m
Debt > 1 year
€1.1m▼
2023 · €1.2m
Income taxes
€13,886▼
2023 · €26,530
Staff costs
€1.2m▼
2023 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €2.5m | €2.8m | €3.1m | €3.3m | €3.1m | ▼ 5.3% |
| Goods, raw materials, services and sundry goods60/61 | - | €1.4m | €1.7m | €1.7m | €1.6m | ▼ 5.8% |
| Remuneration, social security and pensions62 | - | €1.0m | €1.2m | €1.3m | €1.2m | ▼ 3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €150,570 | €168,167 | €182,318 | €189,663 | €173,106 | ▼ 8.7% |
| Other operating charges640/8 | - | €16,246 | €27,555 | €40,788 | €33,304 | ▼ 18.3% |
| Non-recurring operating charges66A | - | - | - | - | €843 | - |
| Gross operating margin9900 | €1.1m | €1.3m | €1.5m | €1.6m | €1.5m | ▼ 4.8% |
| Operating profit (loss)9901 | €124,141 | €121,152 | €88,640 | €113,902 | €102,972 | ▼ 9.6% |
| Financial income75/76B | - | €287 | - | €283 | €453 | ▲ 60.4% |
| Recurring financial income75 | - | €287 | - | €283 | €453 | ▲ 60.4% |
| Non-recurring financial income76B | - | €287 | - | €283 | €453 | ▲ 60.4% |
| Financial charges65/66B | - | €49,468 | €45,577 | €44,157 | €40,136 | ▼ 9.1% |
| Recurring financial charges65 | €184,719 | €48,995 | €45,014 | €44,157 | €40,136 | ▼ 9.1% |
| Non-recurring financial charges66B | - | €474 | €563 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€59,749 | €71,970 | €43,063 | €70,027 | €63,289 | ▼ 9.6% |
| Transfer from deferred taxes780 | - | €437 | €437 | €437 | €437 | = |
| Income taxes67/77 | €1,547 | €18,568 | €5,462 | €26,530 | €13,886 | ▼ 47.7% |
| Profit (loss) for the period9904 | -€60,858 | €53,839 | €38,038 | €43,934 | €49,840 | ▲ 13.4% |
| Transfer from tax-exempt reserves789 | - | €887 | €887 | €887 | €887 | = |
| Profit (loss) for the period to be appropriated9905 | -€59,971 | €54,726 | €38,925 | €44,821 | €50,727 | ▲ 13.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.1m | €3.1m | €2.9m | €3.0m | €2.6m | ▼ 10.5% |
| Formation expenses20 | €153,865 | €131,885 | €109,904 | €87,923 | €65,942 | ▼ 25.0% |
| Fixed assets21/28 | €2.7m | €2.6m | €2.5m | €2.5m | €2.3m | ▼ 6.8% |
| Tangible fixed assets22/27 | €2.6m | €2.6m | €2.5m | €2.5m | €2.3m | ▼ 6.8% |
| Land and buildings22 | - | €2.3m | €2.2m | €2.1m | €2.1m | ▼ 3.1% |
| Plant, machinery and equipment23 | - | €128,689 | €114,961 | €200,595 | €161,306 | ▼ 19.6% |
| Furniture and vehicles24 | - | €15,226 | €8,092 | €14,490 | €16,014 | ▲ 10.5% |
| Leasing and similar rights25 | - | €169,910 | €157,863 | €146,187 | €80,333 | ▼ 45.0% |
| Financial fixed assets28 | €8,821 | €1,933 | €1,933 | €1,933 | €1,933 | = |
| Current assets29/58 | €329,553 | €385,292 | €314,711 | €353,003 | €236,904 | ▼ 32.9% |
| Stocks and contracts in progress3 | €35,845 | €41,747 | €48,139 | €44,135 | €37,667 | ▼ 14.7% |
| Stocks30/36 | - | €41,747 | €48,139 | €44,135 | €37,667 | ▼ 14.7% |
| Amounts receivable within one year40/41 | €188,554 | €242,682 | €198,122 | €217,382 | €129,334 | ▼ 40.5% |
| Trade receivables40 | - | €242,256 | €197,889 | €217,382 | €129,334 | ▼ 40.5% |
| Other amounts receivable41 | - | €426 | €233 | - | - | - |
| Cash at bank and in hand54/58 | €26,746 | €39,217 | €30,102 | €53,405 | €36,487 | ▼ 31.7% |
| Deferred charges and accrued income490/1 | - | €61,647 | €38,348 | €38,082 | €33,416 | ▼ 12.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.1m | €3.1m | €2.9m | €3.0m | €2.6m | ▼ 10.5% |
| Equity10/15 | €249,245 | €303,084 | €341,122 | €385,056 | €434,896 | ▲ 12.9% |
| Contributions10/11 | €248,000 | €248,000 | €248,000 | €248,000 | €248,000 | = |
| Capital10 | - | €248,000 | €248,000 | €248,000 | €248,000 | = |
| Issued capital100 | - | €248,000 | €248,000 | €248,000 | €248,000 | = |
| Reserves13 | €43,841 | €42,954 | €42,067 | €41,180 | €40,293 | ▼ 2.2% |
| Non-distributable reserves130/1 | - | €24,800 | €24,800 | €24,800 | €24,800 | = |
| Legal reserve130 | - | €24,800 | €24,800 | €24,800 | €24,800 | = |
| Tax-exempt reserves132 | - | €18,154 | €17,267 | €16,380 | €15,493 | ▼ 5.4% |
| Profit (loss) carried forward14 | -€42,596 | €12,130 | €51,055 | €95,876 | €146,603 | ▲ 52.9% |
| Provisions and deferred taxes16 | €9,378 | €8,941 | €8,505 | €8,068 | €7,631 | ▼ 5.4% |
| Deferred taxes168 | - | €8,941 | €8,505 | €8,068 | €7,631 | ▼ 5.4% |
| Amounts payable17/49 | €2.9m | €2.8m | €2.6m | €2.6m | €2.2m | ▼ 14.0% |
| Amounts payable after more than one year17 | €1.7m | €1.5m | €1.3m | €1.2m | €1.1m | ▼ 13.2% |
| Financial debts170/4 | - | €1.5m | €1.3m | €1.2m | €1.1m | ▼ 13.2% |
| Amounts payable within one year42/48 | €1.1m | €1.3m | €1.2m | €1.3m | €1.1m | ▼ 15.5% |
| Current portion of amounts payable after more than one year42 | - | €191,370 | €185,077 | €163,579 | €133,302 | ▼ 18.5% |
| Financial debts43 | - | €70,788 | €55,665 | €65,679 | €64,084 | ▼ 2.4% |
| Credit institutions430/8 | - | €70,788 | €55,665 | €65,679 | €64,084 | ▼ 2.4% |
| Trade debts44 | €542,812 | €681,432 | €616,238 | €703,722 | €577,774 | ▼ 17.9% |
| Suppliers440/4 | - | €681,432 | €616,238 | €703,722 | €577,774 | ▼ 17.9% |
| Taxes, remuneration and social security45 | - | €326,082 | €349,058 | €378,139 | €332,877 | ▼ 12.0% |
| Taxes450/3 | - | €120,776 | €118,022 | €110,364 | €128,665 | ▲ 16.6% |
| Remuneration and social security454/9 | - | €205,307 | €231,036 | €267,776 | €204,212 | ▼ 23.7% |
| Accrued charges and deferred income492/3 | - | €48,048 | €20,894 | €28,242 | €33,903 | ▲ 20.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€60,858 | €53,839 | €38,038 | €43,934 | €49,840 | ▲ 13.4% |
| + Depreciation and write-downs630 | €150,570 | €168,167 | €182,318 | €189,663 | €173,106 | ▼ 8.7% |
| Operating cash flow (approximation) | €89,712 | €222,006 | €220,356 | €233,597 | €222,947 | ▼ 4.6% |
| Investment in fixed assets (approximation) | - | -€108,692 | -€82,351 | -€202,959 | -€2,429 | ▲ 98.8% |
| Change in cash | - | €12,471 | -€9,115 | €23,303 | -€16,918 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €53,839
Net result €53,839 after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€60,858
Net result drops to -€60,858, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1987
Ground area
1,782 m²
Building footprint
1,784 m²
Volume, LiDAR
16,806 m³
Parcel 21445C0278/00L016, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AMS SA
since 19872.033.308.258
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0278/00L016 | Brussels | 1,782 m² | 1 · 1,784 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- GARAGE NEW EUROP
- AUTO MULTI SERVICES
Highest known parent: GARAGE NEW EUROP. The sources do not say who stands above it.
Owners 1
- GARAGE NEW EUROPparent55%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 2,124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-01-1987
Fiscal year end31-12
Abbreviation FR
A.M.S.
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0430360294
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.