AUTO MF-PNEUS
ActiveSummary
AUTO MF-PNEUS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 24% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+98
Solvency35▲+35
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-4k
2023: €3k
2024: €-4k▼ -235% vs 2023lowest in 3 years
2025: €3k▲ +176% vs 2024highest in 3 years
2023 → 2025
Total assets
€31k▲ 98.3%
2024 · €16k
2023: €12klowest in 3 years
2024: €16k▲ +34.9% vs 2023
2025: €31k▲ +98.3% vs 2024highest in 3 years
2023 → 2025
Net result
€7k
2024 · €-7k
2023: €79
2024: €-7k▼ -9295% vs 2023lowest in 3 years
2025: €7k▲ +201% vs 2024highest in 3 years
2023 → 2025
Working capital
€2k
2024 · €-6k
2023: €-344
2024: €-6k▼ -1725% vs 2023lowest in 3 years
2025: €2k▲ +137% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line202320242025Trend
Equity€3k-€-4k€3k
2023: €3k
2024: €-4k▼ -235% vs 2023lowest in 3 years
2025: €3k▲ +176% vs 2024highest in 3 years
Operating result€663-€-3k€10k
2023: €663
2024: €-3k▼ -625% vs 2023lowest in 3 years
2025: €10k▲ +392% vs 2024highest in 3 years
Net result€79-€-7k€7k
2023: €79
2024: €-7k▼ -9295% vs 2023lowest in 3 years
2025: €7k▲ +201% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€826 ▼ 61.1%
Current assets
€30k ▲ 123%
Equity and liabilities €31k
Equity
€3k
Debt
€28k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k▲
2024 · €-2k
Cash flow
€9k▲
2024 · €-6k
Current ratio
1.08▲
2024 · 0.68
Quick ratio
0.90▲
2024 · 0.37
Debt to equity
8.89▲
2024 · -4.78
ROE
231.9%
ROA
23.5%▲
2024 · -46.1%
Interest coverage
16.50▲
2024 · -0.61
Debt ≤ 1 year
€28k▲
2024 · €20k
Income taxes
€2k▲
2024 · €160
Staff costs
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€31k▲
Fixed assets21/28€2k€826▼
Tangible fixed assets22/27€2k€826▼
Furniture and vehicles24€2k€826▼
Current assets29/58€14k€30k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€3k€17k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€497€9k▲
Cash at bank and in hand54/58€4k€4k▲
Deferred charges and accrued income490/1€486€3k▲
Equity and liabilities
Total equity and liabilities10/49€16k€31k▲
Equity10/15€-4k€3k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-7k€146▲
Amounts payable17/49€20k€28k▲
Amounts payable within one year42/48€20k€28k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€11k€21k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Non-recurring operating income76A€17k€1k▼
Remuneration, social security and pensions62€7k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€7k€19k▲
Operating profit (loss)9901€-3k€10k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€694▼
Recurring financial charges65€4k€694▼
Profit (loss) for the period before taxes9903€-7k€9k▲
Income taxes67/77€160€2k▲
Profit (loss) for the period9904€-7k€7k▲
Profit (loss) for the period to be appropriated9905€-7k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€146▲
Profit (loss) brought forward from the previous period14P€79€-7k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | €27k | €17k | €1k | ▼ 92.7% |
| Remuneration, social security and pensions62 | - | €7k | €6k | ▼ 9.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €512 | €1k | €1k | = |
| Other operating charges640/8 | €295 | €2k | €2k | ▼ 27.4% |
| Gross operating margin9900 | €1k | €7k | €19k | ▲ 178% |
| Operating profit (loss)9901 | €663 | €-3k | €10k | ▲ 392% |
| Financial income75/76B | - | €0 | - | - |
| Recurring financial income75 | - | €0 | - | - |
| Financial charges65/66B | €181 | €4k | €694 | ▼ 80.6% |
| Recurring financial charges65 | €181 | €4k | €694 | ▼ 80.6% |
| Profit (loss) for the period before taxes9903 | €482 | €-7k | €9k | ▲ 234% |
| Income taxes67/77 | €404 | €160 | €2k | ▲ 1,256% |
| Profit (loss) for the period9904 | €79 | €-7k | €7k | ▲ 201% |
| Profit (loss) for the period to be appropriated9905 | €79 | €-7k | €7k | ▲ 201% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €12k | €16k | €31k | ▲ 98.3% |
| Fixed assets21/28 | €3k | €2k | €826 | ▼ 61.1% |
| Tangible fixed assets22/27 | €3k | €2k | €826 | ▼ 61.1% |
| Furniture and vehicles24 | €3k | €2k | €826 | ▼ 61.1% |
| Current assets29/58 | €8k | €14k | €30k | ▲ 123% |
| Stocks and contracts in progress3 | €5k | €6k | €5k | ▼ 16.4% |
| Stocks30/36 | €5k | €6k | €5k | ▼ 16.4% |
| Amounts receivable within one year40/41 | €1k | €3k | €17k | ▲ 460% |
| Trade receivables40 | €1k | €3k | €8k | ▲ 210% |
| Other amounts receivable41 | €100 | €497 | €9k | ▲ 1,771% |
| Cash at bank and in hand54/58 | €2k | €4k | €4k | ▲ 18.9% |
| Deferred charges and accrued income490/1 | €148 | €486 | €3k | ▲ 570% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €12k | €16k | €31k | ▲ 98.3% |
| Equity10/15 | €3k | €-4k | €3k | ▲ 176% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €79 | €-7k | €146 | ▲ 102% |
| Amounts payable17/49 | €9k | €20k | €28k | ▲ 41.0% |
| Amounts payable within one year42/48 | €9k | €20k | €28k | ▲ 41.0% |
| Trade debts44 | €2k | €7k | €7k | ▼ 0.9% |
| Suppliers440/4 | €2k | €7k | €7k | ▼ 0.9% |
| Taxes, remuneration and social security45 | €7k | €13k | €21k | ▲ 64.0% |
| Taxes450/3 | €7k | €11k | €21k | ▲ 94.1% |
| Remuneration and social security454/9 | - | €2k | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €79 | €-7k | €7k | ▲ 201% |
| + Depreciation and write-downs630 | €512 | €1k | €1k | = |
| Operating cash flow (approximation) | €591 | €-6k | €9k | ▲ 245% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €2k | €699 | ▼ 65.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2022
Ground area
527 m²
Building footprint
257 m²
Volume, LiDAR
2,230 m³
2 parcels, Brussels, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AUTO MF-PNEUS
since 20222.338.801.345
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0134/00P000 | Flanders | 349 m² | 1 · 79 m² | 10.0 m · 2 fl. |
| 21526D0147/00G005 | Brussels | 178 m² | 1 · 178 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Racing Henry Motors
BE 0744.423.431
Sombreffe · Eq €3,055
TEEMA
BE 0711.667.224
Retie · Eq €3,378
JBL Motor
BE 0646.776.994
Libin · Eq €3,389
ESIN PNEUS
BE 0765.991.578
La Louvière · Eq €3,459
M3 PNEUS
BE 1003.209.434
La Louvière · Eq €2,767
Of 1,000 companies in sector 95315 we hold annual accounts for 427. 123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
95315Tyre services
47820Retail sale of motor vehicle parts and accessories
Scores and ratios are computed by Checked and are not a credit decision.