AUTO-MAX SCOM

Active

Limited partnershipfounded 20224 yrs activeRue Arthur Duquesne 17, 7030 Mons, BelgiumKBO/BCE: BE 0783.522.547

AUTO-MAX SCOM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €21k. Its solvency ranks better than 32% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2024

48 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability49▼-47

Solvency38▼-10

Growth35

Track record94

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Liquidity tight (current ratio 1.14 against 7.8 in 2023; short-term debt: 87.4% and cash: 12.2% of total assets), and 87.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

12.6%

Return on assets

4.5%

Age of the figures

21 mo

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

92 d late

2023

457 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€116k▼ 26.7%

2023 · €158k

2023: €158k

2023 → 2024

EBIT margin

18.0%▼ 5.8pp

2023 · 23.8%

2023: 23.8%

2023 → 2024

Net result

€21k▼ 44.4%

2023 · €37k

2023: €37k

2023 → 2024

Working capital

€58k▼ 58.2%

2023 · €138k

2023: €138k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Turnover€158k-€116k▼ 26.7%

Equity€37k-€58k▲ 55.6%

Operating result€38k-€21k▼ 44.6%

Net result€37k-€21k▼ 44.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 45% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €457k

12.6%

87.4%

Equity €58k▲ 55.6%

Debt €399k▲ 229%

The debt ratio rises from 76.6% to 87.4%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

Solvency

12.6%▼

2023 · 23.4%

Current ratio

1.14▼

2023 · 7.80

Quick ratio

1.11▼

2023 · 7.80

Debt / equity

6.91▲

2023 · 3.27

ROE

35.7%▼

2023 · 100.0%

ROA

4.5%▼

2023 · 23.4%

Debt

€399k▲

2023 · €121k

Debt ≤ 1 year

€399k▲

2023 · €20k

Staff costs

€4k▼

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€159k€457k▲

Current assets29/58€159k€457k▲

Stocks and contracts in progress3-€15k

Stocks30/36-€15k

Amounts receivable within one year40/41€122k€387k▲

Trade receivables40€122k€386k▲

Other amounts receivable41-€689

Cash at bank and in hand54/58€36k€56k▲

Equity and liabilities

Total equity and liabilities10/49€159k€457k▲

Equity10/15€37k€58k▲

Profit (loss) carried forward14€37k€58k▲

Amounts payable17/49€121k€399k▲

Amounts payable within one year42/48€20k€399k▲

Trade debts44€561€384k▲

Suppliers440/4€561€384k▲

Taxes, remuneration and social security45€6k-

Taxes450/3€6k-

Other amounts payable47/48€14k€15k▲

Accrued charges and deferred income492/3€101k-

Income statement Code20232024

Turnover70€158k€116k▼

Goods, raw materials, services and sundry goods60/61€114k€89k▼

Remuneration, social security and pensions62€5k€4k▼

Other operating charges640/8€2k€1k▼

Gross operating margin9900€44k€26k▼

Operating profit (loss)9901€38k€21k▼

Financial income75/76B-€30

Recurring financial income75-€30

Financial charges65/66B€457€223▼

Recurring financial charges65€457€223▼

Profit (loss) for the period before taxes9903€37k€21k▼

Profit (loss) for the period9904€37k€21k▼

Profit (loss) for the period to be appropriated9905€37k€21k▼

Appropriation of the result

Profit (loss) to be appropriated9906€37k€58k▲

Profit (loss) brought forward from the previous period14P-€37k

Transfer from equity791/2€37k-

Transfer to equity691/2€37k-

To contributions691€37k-

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

31-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 92 days late

31-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 457 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mons · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Arthur Duquesne 177030 Mons

Ground area

1,100 m²

Building footprint

93 m²

Volume, LiDAR

492 m³

Parcel 53071B0435/00N002, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

AUTO-MAX

Rue Arthur Duquesne 17, 7030 MonsNACE 45111

since 20222.329.359.483

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53071B0435/00N002	Wallonia	1,100 m²	1 · 93 m²	6.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BOSTANOGLU MEVLUT CARS

Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 3,401 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formLimited partnership

Founded17-03-2022

Fiscal year end31-12

Activities, NACEBEL

47811Retail sale of cars and light vans (up to 3.5 tonnes)

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.