Skip to content

AUTO M & W

Active
Private limited companyfounded 2007active for 19 yearsGroendreef 45, 1000 Brussel, BelgiumKBO/BCE: BE 0892.768.204
Summary

The computed 12-month bankruptcy probability of AUTO M & W is 1.8% (moderate). The 2024 annual accounts show negative equity (-€25,845) and a net result of €8,822. Equity is shrinking by about 30% per year across the filed financial years. Its solvency ranks better than 16% of 15,450 sector peers (NACE 46, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
AUTO M & WActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
1 site
Size
€147,032total assets 2024
Equity
-€25,845
Profit
€8,822
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.8%
Structure
2025 accounts not filed, 89 days past the deadline1 of 5 deeds summarised
Why 55raises risk1 financial year not filed after the legal deadline; last filed accounts filed 123 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 09-12-2025)lowers riskFounded in 2007Liquidity: current ratio 0.77, cash €53,440Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 7+7
equity -17.6% of total assets
Liquidity 45+17
short-term debt 117.6% · cash 36.3%
Profitability 76=
return on assets 6.0%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,881 companies, NACE 46, micro)
Last 24 months 11-2024: 5.9% 12-2024: 7.2%▲ +1.3 percentage points vs 11-2024 01-2025: 11.2%▲ +4.0 percentage points vs 12-2024highest value 02-2025: 11.2%● unchanged vs 01-2025highest value 03-2025: 2.2%▼ -9.0 percentage points vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.1%▼ -0.1 percentage points vs 04-2025 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%▼ -0.2 percentage points vs 06-2025 08-2025: 2.3%▲ +0.5 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 2.9%▲ +0.3 percentage points vs 09-2025 11-2025: 2.7%▼ -0.2 percentage points vs 10-2025 12-2025: 3.6%▲ +0.9 percentage points vs 11-2025 01-2026: 1.2%▼ -2.4 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026lowest value 08-2026: 1.3%▲ +0.2 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026 10-2026: 1.8%▲ +0.3 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.77, compared with 0.64 in 2023, below 1; short-term debt: 117.6% and cash: 36.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 13% on solvency, 44% on liquidity, 66% on profitability and 79% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 123 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 09-12-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.77, cash €53,440
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 15450 sector peers (2024).
NBB · sector comparison
Position among 15450 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline28-10-2026 today
raises risk · 2024 accounts filed 123 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-12-2025, 123 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
123 days late
2023
197 days late
2022
269 days late
2021
89 days late
2020
116 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 152 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · full…
  3. Highest result from 2019 to 2024net €8,822 ▲23.6%

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€25,845 View
  • Caution: Among the weakest 13% on equitysector median €56,322 · 15,485 companies -€25,845 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 89 days past the deadline View

By topic

Financials

Financial year
2024
Total assets
€147,032
Profit
€8,822
Solvency
-17.6%
Total assets▲ 25.8%
Net result
20192024
Go to Financials

Timeline

Events
19
Since
2010
  1. 25-04-2024Annual accounts filed
  2. 08-01-2024Resignation: SBAI TANGI Brahim (manager)
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
12-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about AUTO M & W

What is the company number of AUTO M & W?
0892.768.204. In Belgium the VAT number is the company number with BE in front: BE 0892.768.204.
Where is AUTO M & W based?
The registered office is at Groendreef 45, 1000 Brussel.Company details
What does AUTO M & W do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of AUTO M & W?
Private limited company (BV).
When was AUTO M & W founded?
On 12-10-2007.
Is AUTO M & W still active?
Yes, AUTO M & W is an active enterprise in the KBO register.
What is the turnover of AUTO M & W?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is AUTO M & W profitable?
In financial year 2024, AUTO M & W made a profit of €8,822.
Where can I find the annual accounts of AUTO M & W?
AUTO M & W filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to AUTO M & W

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure