AUTO M 50
ActiveThe computed 12-month bankruptcy probability of AUTO M 50 is 2.0% (moderate). The 2024 annual accounts show negative equity (€-3k) and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 26046 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+61
Solvency19▲+18
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.62 in 2023; short-term debt: 106.3% and cash: 35.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-6.3%
Return on assets
9.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 26046 sector peers (2024).
NBB · sector comparisonPosition among 26046 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-07-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
10 d early
2023
41 d early
2022
29 d early
2021
43 d late
2020
91 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-3k▲ 60.3%
2023 · €-9k
2018: €12k
2019: €30k
2020: €36k
2021: €16k
2022: €19k
2023: €-9k
2018 → 2024
Total assets
€54k▲ 52.7%
2023 · €35k
2018: €29k
2019: €59k
2020: €56k
2021: €45k
2022: €62k
2023: €35k
2018 → 2024
Net result
€5k
2023 · €-27k
2018: €3k
2019: €16k
2020: €6k
2021: €-20k
2022: €3k
2023: €-27k
2018 → 2024
Working capital
€-11k▲ 31.0%
2023 · €-17k
2018: €7k
2019: €21k
2020: €28k
2021: €8k
2022: €11k
2023: €-17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€16k▼ 56.2%€19k▲ 19.8%€-9k€-3k▲ 60.3%
Operating result€9k-€-18k€5k€-27k€5k
Net result€6k-€-20k€3k€-27k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €5k after a loss of €27k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€8k=
Current assets
€46k▲ 68.1%
Key figures and ratios
EBITDA
€6k
Cash flow
€6k
Solvency
-6.3%▲
2023 · -24.1%
Current ratio
0.80▲
2023 · 0.62
Quick ratio
0.79▲
2023 · 0.62
Debt / equity
-16.98▼
2023 · -5.16
ROA
9.5%▲
2023 · -77.5%
Debt
€57k▲
2023 · €44k
Debt ≤ 1 year
€57k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€35k€54k▲
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€27k€46k▲
Stocks and contracts in progress3€350€767▲
Stocks30/36€350€767▲
Amounts receivable within one year40/41€3k€26k▲
Trade receivables40€2k€94▼
Other amounts receivable41€335€26k▲
Cash at bank and in hand54/58€24k€19k▼
Equity and liabilities
Total equity and liabilities10/49€35k€54k▲
Equity10/15€-9k€-3k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1-€1k
Other1319-€1k
Distributable reserves133€1k-
Profit (loss) carried forward14€-28k€-23k▲
Amounts payable17/49€44k€57k▲
Amounts payable within one year42/48€44k€57k▲
Trade debts44€8k€19k▲
Suppliers440/4€8k€19k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45-€492
Taxes450/3-€492
Other amounts payable47/48€36k€35k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€1k€4k▲
Gross operating margin9900€-26k€10k▲
Operating profit (loss)9901€-27k€5k▲
Profit (loss) for the period before taxes9903€-27k€5k▲
Profit (loss) for the period9904€-27k€5k▲
Profit (loss) for the period to be appropriated9905€-27k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-23k▲
Profit (loss) brought forward from the previous period14P€-760€-28k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-27k ▼979%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €16k ▲408%
Operating result €16k, net result €16k, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 3931000 BrusselGround area
668 m²
Building footprint
107 m²
Volume, LiDAR
1,008 m³
Parcel 21813D0523/00D018, Brussels · tallest building 17.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Auto M 50
since 20132.218.075.838
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813D0523/00D018 | Brussels | 668 m² | 1 · 107 m² | 17.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MRC 91
BE 0738.819.504
Schaarbeek · Eq €19k
JEML²
BE 0830.832.021
Esneux · Eq €19k
LIMO’BER
BE 0729.789.891
Drogenbos · Eq €19k
XO CARS
BE 0797.163.816
Oostende · Eq €19k
Autohaus Antwerp
BE 0755.684.735
Antwerpen · Eq €19k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 2,636 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2012
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.