Auto GILLET
ActiveAuto GILLET has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253k and a net result of €21k. Equity is growing by ~9.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+10
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 1.94 in 2024), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
6.6%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
7 d late
2022
18 d early
2021
4 d early
2020
3 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 40.0%
2024 · €15k
2022: €12k
2023: €29k
2024: €15k
2022 → 2025
Working capital
€91k▲ 32.8%
2024 · €68k
2022: €36k
2023: €47k
2024: €68k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€188k-€217k▲ 15.3%€232k▲ 6.9%€253k▲ 9.1%
Operating result€15k-€42k▲ 175%€21k▼ 49.8%€29k▲ 37.7%
Net result€12k-€29k▲ 151%€15k▼ 47.9%€21k▲ 40.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€162k▼ 0.9%
Current assets
€154k▲ 9.3%
Equity and liabilities €317k
Equity
€253k▲ 9.1%
Debt
€64k▼ 12.8%
The debt ratio falls from 23.9% to 20.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€55k▲
2024 · €45k
Cash flow
€46k▲
2024 · €38k
Solvency
79.9%▲
2024 · 76.1%
Current ratio
2.43▲
2024 · 1.94
Quick ratio
2.06▲
2024 · 1.39
Debt / equity
0.25▼
2024 · 0.31
ROE
8.3%▲
2024 · 6.5%
ROA
6.6%▲
2024 · 4.9%
Interest coverage
87.64▲
2024 · 79.38
Debt
€64k▼
2024 · €73k
Debt ≤ 1 year
€64k▼
2024 · €73k
Income taxes
€10k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€305k€317k▲
Fixed assets
21/28€164k€162k▼
Tangible fixed assets
22/27€164k€162k▼
Current assets
29/58€141k€154k▲
Stocks & contracts in progress
3€40k€23k▼
Amounts receivable within one year
40/41€9k€4k▼
Investments
50/53€26k€46k▲
Cash & bank
54/58€62k€76k▲
Total equity & liabilities
10/49€305k€317k▲
Equity
10/15€232k€253k▲
Contributions / capital
10/11€59k€59k=
Reserves
13€118k€139k▲
Accumulated profits (losses)
14€55k€55k=
Amounts payable
17/49€73k€64k▼
Amounts payable within one year
42/48€73k€64k▼
Trade debts payable within one year
44€10k€2k▼
Income statement
Code20242025
Gross operating margin
9900€46k€58k▲
Operating result
9901€21k€29k▲
Financial income
75€898€2k▲
Financial charges
65€561€622▲
Result before taxes
9903€22k€31k▲
Income taxes
67/77€7k€10k▲
Net result for the period
9904€15k€21k▲
Result to be appropriated
9905€15k€21k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 7 days late
2023
19-12
State Gazette act
Minor change
other · Gido SCHÜR
30-06
Financial
Highest result since 2022net €29k ▲151%
Operating result €42k, net result €29k, both a record.
30-06
Financial
Equity above €200kEq €217k ▲15.3%
2 profitable years in a row build equity to €217k.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
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GARAGE HOFMANS
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Of 7,344 companies in sector 95311 we hold annual accounts for 2,851. 2,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2013
Fiscal year end30-06
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95315Tyre services
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 12 filings
Data from official sources, last processed on 19-08-2026. Scores and ratios are computed by Checked and are not a credit decision.