AUTO ECOLE CHALLENGE
ActiveSummary
For AUTO ECOLE CHALLENGE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €3k and a net result of €-157. Its solvency ranks better than 28% of 2296 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability68▲+1
Solvency40▲+4
Growth58
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
15%
Return on assets
-0.7%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-07-2024, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
2 d early
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€3k▼ 4.5%
2022 · €4k
2022: €4k
2022 → 2023
Total assets
€22k▼ 27.4%
2022 · €31k
2022: €31k
2022 → 2023
Net result
€-157▲ 67.6%
2022 · €-486
2022: €-486
2022 → 2023
Working capital
€-13k▲ 34.9%
2022 · €-21k
2022: €-21k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023Trend
Equity€4k-€3k▼ 4.5%
Operating result€-484-€1k
Net result€-486-€-157▲ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €1k after a loss of €484 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €22k
Fixed assets
€17k ▼ 30.4%
Current assets
€6k ▼ 16.4%
Equity and liabilities €22k
Equity
€3k ▼ 4.5%
Debt
€19k ▼ 30.3%
Debt's share of the balance-sheet total falls from 88.6% to 85.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▲
2022 · €5k
Cash flow
€9k▲
2022 · €5k
Current ratio
0.30▲
2022 · 0.25
Debt to equity
5.68▼
2022 · 7.78
ROE
-4.7%▲
2022 · -13.8%
ROA
-0.7%▲
2022 · -1.6%
Interest coverage
28.58▼
2022 · 2586.85
Debt ≤ 1 year
€19k▼
2022 · €27k
Income taxes
€65
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 37 lines
Balance sheet
Code20222023
Assets
Total assets20/58€31k€22k▼
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€22k€13k▼
Furniture and vehicles24€22k€13k▼
Financial fixed assets28€2k€4k▲
Current assets29/58€7k€6k▼
Amounts receivable within one year40/41€739€3k▲
Trade receivables40€739€3k▲
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€970€2k▲
Equity and liabilities
Total equity and liabilities10/49€31k€22k▼
Equity10/15€4k€3k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-486€-643▼
Amounts payable17/49€27k€19k▼
Amounts payable within one year42/48€27k€19k▼
Trade debts44€749€5k▲
Suppliers440/4€749€5k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€7k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€19k€6k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€718€736▲
Gross operating margin9900€6k€11k▲
Operating profit (loss)9901€-484€1k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2€1k▲
Recurring financial charges65€2€350▲
Non-recurring financial charges66B-€820
Profit (loss) for the period before taxes9903€-486€-93▲
Income taxes67/77-€65
Profit (loss) for the period9904€-486€-157▲
Profit (loss) for the period to be appropriated9905€-486€-157▲
Appropriation of the result
Profit (loss) to be appropriated9906€-486€-643▼
Profit (loss) brought forward from the previous period14P-€-486
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processiestraat 801070 AnderlechtGround area
139 m²
Building footprint
108 m²
Volume, LiDAR
1,018 m³
Parcel 21308H0480/00D004, Brussels · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AUTO ECOLE CHALLENGE
since 20222.330.779.346
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0480/00D004 | Brussels | 139 m² | 1 · 108 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOP CONDUITE
BE 0830.914.866
Ottignies-Louvain-la-Neuve · Eq €3,353
ALPHA BENELUX
BE 0782.797.423
Antwerpen · Eq €3,482
JFK AUTO-ECOLE
BE 0779.355.111
Mons · Eq €3,483
CANLEY
BE 0669.883.582
Schaarbeek · Eq €3,201
WAYS EUROPE
BE 0767.775.487
Antwerpen · Eq €3,118
Of 1,038 companies in sector 85531 we hold annual accounts for 347. 127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:autoecolechallenge@gmail.com