AUTO CLICK
ActiveSummary
The computed 12-month bankruptcy probability of AUTO CLICK is 1.5% (moderate). The 2024 annual accounts show negative equity (-€3,977) and a net result of -€15,968. Equity is shrinking by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 15869 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-23
Solvency0▼-49
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€3,977
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
21 d late
2022
136 d late
2021
150 d late
2020
152 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 97 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€3,977
2023 · €11,991
Total assets
€447▼ 99.1%
2023 · €50,331
Net result
-€15,968▼ 455%
2023 · -€2,877
Working capital
-€3,977
2023 · €11,991
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€10,429▼ 452%€8,122-€3,628-€2,544▲ 29.9%-€15,508▼ 510%
Net result-€11,587below the sector's middle half▼ 405%€7,515within the sector's middle half-€3,914below the sector's middle half-€2,877within the sector's middle half▲ 26.5%-€15,968below the sector's middle half▼ 455%
Equity€11,267within the sector's middle half▼ 50.7%€18,782within the sector's middle half▲ 66.7%€14,568within the sector's middle half▼ 22.4%€11,991within the sector's middle half▼ 17.7%-€3,977below the sector's middle half
Total assets€110,736within the sector's middle half▼ 15.1%€127,020within the sector's middle half▲ 14.7%€115,053within the sector's middle half▼ 9.4%€50,331below the sector's middle half▼ 56.3%€447below the sector's middle half▼ 99.1%
Debt€99,469▼ 7.6%€108,238▲ 8.8%€100,485▼ 7.2%€38,340▼ 61.8%€4,424▼ 88.5%
Working capital€1,519within the sector's middle half▼ 88.4%€9,034within the sector's middle half▲ 495%€5,120within the sector's middle half▼ 43.3%€11,991within the sector's middle half▲ 134%-€3,977within the sector's middle half
Solvency10.2%within the sector's middle half▼ 7.3pp14.8%within the sector's middle half▲ 4.6pp12.7%within the sector's middle half▼ 2.1pp23.8%within the sector's middle half▲ 11.2pp
Current ratio1.02within the sector's middle half▼ 0.111.08within the sector's middle half▲ 0.071.05within the sector's middle half▼ 0.031.31within the sector's middle half▲ 0.26
Return on assets (ROA)-10.5%below the sector's middle half▼ 8.7pp5.9%within the sector's middle half▲ 16.4pp-3.4%below the sector's middle half▼ 9.3pp-5.7%below the sector's middle half▼ 2.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15,508 in 2024 against €2,544 in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€4,424▼
2023 · €38,340
Ratios withheld: a balance sheet total of €447 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €15,578 | - |
| Other operating charges640/8 | - | €936 | €910 | €384 | - | - |
| Gross operating margin9900 | -€9,426 | €9,058 | -€2,718 | -€2,160 | €70 | ▲ 103% |
| Operating profit (loss)9901 | -€10,429 | €8,122 | -€3,628 | -€2,544 | -€15,508 | ▼ 510% |
| Financial charges65/66B | - | €607 | €286 | €333 | €460 | ▲ 38.1% |
| Recurring financial charges65 | €672 | €607 | €286 | €333 | €460 | ▲ 38.1% |
| Profit (loss) for the period before taxes9903 | -€11,101 | €7,515 | -€3,914 | -€2,877 | -€15,968 | ▼ 455% |
| Income taxes67/77 | €486 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€11,587 | €7,515 | -€3,914 | -€2,877 | -€15,968 | ▼ 455% |
| Profit (loss) for the period to be appropriated9905 | -€11,587 | €7,515 | -€3,914 | -€2,877 | -€15,968 | ▼ 455% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,736 | €127,020 | €115,053 | €50,331 | €447 | ▼ 99.1% |
| Fixed assets21/28 | €9,748 | €9,748 | €9,748 | - | - | - |
| Tangible fixed assets22/27 | €9,748 | €9,748 | €9,748 | - | - | - |
| Furniture and vehicles24 | - | €9,748 | €9,748 | - | - | - |
| Current assets29/58 | €100,988 | €117,272 | €105,305 | €50,331 | €447 | ▼ 99.1% |
| Stocks and contracts in progress3 | €17,422 | €16,563 | €16,563 | €15,578 | - | - |
| Stocks30/36 | - | €16,563 | €16,563 | €15,578 | - | - |
| Amounts receivable within one year40/41 | €5,013 | €3,995 | €2,137 | €2,390 | €347 | ▼ 85.5% |
| Trade receivables40 | - | €115 | €115 | - | - | - |
| Other amounts receivable41 | - | €3,880 | €2,022 | €2,390 | €347 | ▼ 85.5% |
| Cash at bank and in hand54/58 | €78,553 | €96,714 | €86,605 | €32,363 | €100 | ▼ 99.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,736 | €127,020 | €115,053 | €50,331 | €447 | ▼ 99.1% |
| Equity10/15 | €11,267 | €18,782 | €14,568 | €11,991 | -€3,977 | ▼ 133% |
| Contributions10/11 | €28,509 | €28,509 | €28,509 | €31,360 | €28,509 | ▼ 9.1% |
| Capital10 | - | - | €28,509 | - | - | - |
| Issued capital100 | - | - | €28,509 | - | - | - |
| Reserves13 | €2,851 | €2,851 | €2,851 | - | €2,851 | - |
| Non-distributable reserves130/1 | - | - | €2,851 | - | €2,851 | - |
| Legal reserve130 | - | - | €2,851 | - | - | - |
| Other1319 | - | - | - | - | €2,851 | - |
| Distributable reserves133 | - | €2,851 | - | - | - | - |
| Profit (loss) carried forward14 | -€20,093 | -€12,578 | -€16,792 | -€19,369 | -€35,337 | ▼ 82.4% |
| Amounts payable17/49 | €99,469 | €108,238 | €100,485 | €38,340 | €4,424 | ▼ 88.5% |
| Amounts payable within one year42/48 | €99,469 | €108,238 | €100,185 | €38,340 | €4,424 | ▼ 88.5% |
| Trade debts44 | €9,927 | €3,077 | €2,340 | €1,427 | - | - |
| Suppliers440/4 | - | €3,077 | €2,340 | €1,427 | - | - |
| Taxes, remuneration and social security45 | - | €234 | - | - | - | - |
| Taxes450/3 | - | €234 | - | - | - | - |
| Other amounts payable47/48 | - | €104,927 | €97,845 | €36,913 | €4,424 | ▼ 88.0% |
| Accrued charges and deferred income492/3 | - | - | €300 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,587 | €7,515 | -€3,914 | -€2,877 | -€15,968 | ▼ 455% |
| Operating cash flow (approximation) | -€11,587 | €7,515 | -€3,914 | -€2,877 | -€15,968 | ▼ 455% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €18,161 | -€10,109 | -€54,242 | -€32,263 | ▲ 40.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€15,968
Net result drops to -€15,968, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 136 days late
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 150 days late
2021
31-12
Financial
Back to profitnet €7,515
Net result €7,515 after 2 loss-making years.
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 85 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1991
Ground area
1,840 m²
Building footprint
566 m²
Parcel 25105B0438/00H000, Wallonia. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Avenue des Coteaux 4, 1480 Tubize
since 19912.052.923.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0438/00H000 | Wallonia | 1,840 m² | 1 · 565 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,409 companies in sector 46180 we hold annual accounts for 1,891. 972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444189823
Also
9925:BE0444189823
Registered
05-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.