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AUTO BAHN

Active
Private limited companyfounded 20242 yrs activeRue Saint Gustave 14, 6030 Charleroi, BelgiumKBO/BCE: BE 1005.843.775
Summary

The computed 12-month bankruptcy probability of AUTO BAHN is 2.8% (moderate). The 2025 annual accounts show equity of €26,888 and a net result of -€22,544. Its solvency ranks better than 47% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-35
Solvency55▼-45
Growth32
Track record82
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.41 against 8.0 in 2024; short-term debt: 69.8% and cash: 2.9% of total assets), and 69.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.2%
Return on assets
-25.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€22,544
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 February 2024, AUTO BAHN was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€50,885
EBIT margin
-44.1%
Net result
-€22,544▼ 3,867%
2024 · -€568
Working capital
€25,531▼ 51.5%
2024 · €52,632
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€50,885
Operating result-€532--€22,442▼ 4,120%
Net result-€568--€22,544▼ 3,867%
EBIT margin-44.1%
Equity€49,432-€26,888▼ 45.6%
Total assets€62,150-€89,012▲ 43.2%
Debt€12,718-€62,124▲ 388%
Working capital€52,632-€25,531▼ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2024: -€532-€532Net result 2024: -€568-€568Operating result 2025: -€22,442-€22,442Net result 2025: -€22,544-€22,54420242025-€30,000-€20,000-€10,000€0Operating result 2024: -€532-€532Net result 2024: -€568-€568Operating result 2025: -€22,442-€22,400Net result 2025: -€22,544-€22,50020242025
The operating result stays negative: a loss of €22,442 in 2025 against €532 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €89,012
Equity €26,888 ▼ 45.6%
Debt €62,124 ▲ 388%
Debt's share of the balance-sheet total rises from 20.5% to 69.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€22,102
Cash flow
-€22,204
Current ratio
1.41▼
2024 · 8.00
Quick ratio
0.08▲
2024 · 0.00
Debt to equity
2.31▲
2024 · 0.26
ROE
-83.8%▼
2024 · -1.1%
ROA
-25.3%▼
2024 · -0.9%
Interest coverage
-217.69
Debt ≤ 1 year
€62,124▲
2024 · €7,518
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€62,150€89,012▲
Formation expenses20€2,000€1,357▼
Current assets29/58€60,150€87,656▲
Stocks and contracts in progress3€60,150€82,400▲
Stocks30/36€60,150€82,400▲
Amounts receivable within one year40/41-€2,684
Trade receivables40-€2,684
Cash at bank and in hand54/58-€2,572
Equity and liabilities
Total equity and liabilities10/49€62,150€89,012▲
Equity10/15€49,432€26,888▼
Contributions10/11€50,000€50,000=
Capital10€50,000€50,000=
Issued capital100€50,000€50,000=
Profit (loss) carried forward14-€568-€23,112▼
Amounts payable17/49€12,718€62,124▲
Amounts payable within one year42/48€7,518€62,124▲
Trade debts44€6,376€1,700▼
Suppliers440/4€6,376€1,700▼
Taxes, remuneration and social security45€1,143€10,424▲
Taxes450/3€1,143€1,424▲
Remuneration and social security454/9-€9,000
Other amounts payable47/48-€50,000
Accrued charges and deferred income492/3€5,200-
Income statement Code20242025
Turnover70-€50,885
Goods, raw materials, services and sundry goods60/61-€80,003
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€340
Gross operating margin9900-€532-€22,102▼
Operating profit (loss)9901-€532-€22,442▼
Financial charges65/66B€37€102▲
Recurring financial charges65€37€102▲
Profit (loss) for the period before taxes9903-€568-€22,544▼
Profit (loss) for the period9904-€568-€22,544▼
Profit (loss) for the period to be appropriated9905-€568-€22,544▼
Appropriation of the result
Profit (loss) to be appropriated9906-€568-€23,112▼
Profit (loss) brought forward from the previous period14P--€568
Line20242025Change
Turnover70-€50,885-
Goods, raw materials, services and sundry goods60/61-€80,003-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€340-
Gross operating margin9900-€532-€22,102▼ 4,057%
Operating profit (loss)9901-€532-€22,442▼ 4,120%
Financial charges65/66B€37€102▲ 178%
Recurring financial charges65€37€102▲ 178%
Profit (loss) for the period before taxes9903-€568-€22,544▼ 3,867%
Profit (loss) for the period9904-€568-€22,544▼ 3,867%
Profit (loss) for the period to be appropriated9905-€568-€22,544▼ 3,867%
Line20242025Change
Assets
Total assets20/58€62,150€89,012▲ 43.2%
Formation expenses20€2,000€1,357▼ 32.2%
Current assets29/58€60,150€87,656▲ 45.7%
Stocks and contracts in progress3€60,150€82,400▲ 37.0%
Stocks30/36€60,150€82,400▲ 37.0%
Amounts receivable within one year40/41-€2,684-
Trade receivables40-€2,684-
Cash at bank and in hand54/58-€2,572-
Equity and liabilities
Total equity and liabilities10/49€62,150€89,012▲ 43.2%
Equity10/15€49,432€26,888▼ 45.6%
Contributions10/11€50,000€50,000=
Capital10€50,000€50,000=
Issued capital100€50,000€50,000=
Profit (loss) carried forward14-€568-€23,112▼ 3,967%
Amounts payable17/49€12,718€62,124▲ 388%
Amounts payable within one year42/48€7,518€62,124▲ 726%
Trade debts44€6,376€1,700▼ 73.3%
Suppliers440/4€6,376€1,700▼ 73.3%
Taxes, remuneration and social security45€1,143€10,424▲ 812%
Taxes450/3€1,143€1,424▲ 24.6%
Remuneration and social security454/9-€9,000-
Other amounts payable47/48-€50,000-
Accrued charges and deferred income492/3€5,200--
Line20242025Change
Profit (loss) for the period9904-€568-€22,544▼ 3,867%
+ Depreciation and write-downs630-€340-
Operating cash flow (approximation)-€568-€22,204▼ 3,807%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
10-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,192 m²
Building footprint
50 m²
Parcel 52382A0024/00K553, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AUTO BAHN
Rue Saint Gustave 14, 6030 CharleroiNACE 4511301
since 20242.357.014.183
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52382A0024/00K553 Wallonia 1,192 m² 1 · 50 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. 2,892 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95313Repair and fitting of specific motor vehicle parts
95314Bodywork repair (including spraying and painting)
95319Other maintenance and repair of motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005843775
Also 9925:BE1005843775
Registered 16-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.