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AUTO ATTITUDE

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 6 yrs active
Rue de l'Ethiopie 55 ·6010 Charleroi, Belgium
Open bankruptcy
KBO/BCE: BE 0740.541.946
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Age6 yrs

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for AUTO ATTITUDE according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €43k and a net result of €-3k.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
23-02-2024
Bankruptcy Opening
Date: 19-02-2024 · Tribunal de l’entreprise du Hainaut, division Charleroi · AUTO ATTITUDE SRL RUE DE L’ETHIOPIE 55, 6010 COUILLET · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2021, that is 31-07-2022.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 nothing on record not filed -
31-12-2021 31-07-2022 23-12-2022 145 d late 2022-20546962
31-12-2020 31-07-2021 24-11-2021 116 d late 2021-78200234

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€589k
EBIT margin1.0%
Net result€-3k
Working capital€38k-8.9%
Directors1

Annual accounts & ratios

Source: NBB · 2021
Annual accounts filed on 23-12-2022 with the NBB · fiscal year 2021 · micro
€-200k€0€200k€400k€600kRevenue 2020: €589k€589kOperating result 2020: €6k€6kNet result 2020: €6k€6kOperating result 2021: €-2k€-2kNet result 2021: €-3k€-3k20202021
RevenueOperating resultNet result
Revenue
€589k
- 20-21
EBITDA
€-835
- 20-21
Net profit
€-3k
- 20-21
Cash flow
€-1k
- 20-21
Total assets
€305k
-17.6% 20-21
Equity
€43k
-6.5% 20-21
Working capital
€38k
-8.9% 20-21
Staff costs
€10k
- 20-21
Income taxes
€205
-38.1% 20-21
Debt
€262k
-19.2% 20-21
Debt ≤ 1y
€262k
-19.2% 20-21
Current ratio
1.15
+1.5% 20-21
Quick ratio
0.64
+54.7% 20-21
Solvency
14.0%
+13.5% 20-21
Debt / equity
6.15
- 20-21
ROE
-7.0%
- 20-21
ROA
-1.0%
- 20-21
Net margin
1.0%
- 20-21
EBITDA margin
1.1%
- 20-21
Interest coverage
-2.10
- 20-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue-
EBITDA€-835
Net profit€-3k
Cash flow€-1k
Staff costs€10k
Income taxes€205
Dividends-
Total assets€305k
Equity€43k
Debt€262k
of which ≤ 1y€262k
of which > 1y-
Working capital€38k
Employees (FTE)-
Ratios (computed)
2021
Current ratio1.15
Quick ratio0.64
Working capital ratio12.6%
Solvency14.0%
Debt / equity6.15
Long-term debt ratio-
Interest coverage-2.10
Gross margin-
Net margin-
ROA-1.0%
ROE-7.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€305k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€301k
Stocks & contracts in progress 3€133k
Amounts receivable within one year 40/41€138k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€305k
Equity 10/15€43k
Contributions / capital 10/11€40k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€262k
Amounts payable within one year 42/48€262k
Trade debts payable within one year 44€25k
Income statement
Gross operating margin 9900€11k
Operating result 9901€-2k
Financial charges 65€397
Result before taxes 9903€-3k
Income taxes 67/77€205
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2021 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

4 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator MARIE GOSSIAUX
AVENUE PAUL PASTUR 53, 6032 MONT-SUR-MARCHIENNE- . Date provisoire de cessation de paiement : 19/02/2024
19-02-2024 → present Belgian State Gazette

Legal Structure

NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation27-12-2019
StatusActive
Postal code6010
First BS signal 23-02-2024
Latest BS signal 23-02-2024

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Ethiopie 556010 Charleroi

Establishment units

1 location
AUTO ATTITUDE
Rue de l'Ethiopie 55, 6010 CharleroiBouwrijp maken van terreinen
since 20192.297.348.295
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area51 m²
Buildings1
Building footprint51 m²
Volume (LiDAR)370 m³
Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52014B0320/00S003 Wallonia 50 m² 1 · 51 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
23-02-2024
Bankruptcy Opening
Date: 19-02-2024 · Tribunal de l’entreprise du Hainaut, division Charleroi · AUTO ATTITUDE SRL RUE DE L’ETHIOPIE 55, 6010 COUILLET · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-02-23 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
Address history · 1
14-09-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
14-09-2023 Registered office moved from Braine-le-Comte to Charieroi Registered-office change
  • Rue Vieille Chaussée 2-7090 Braine-le-Comte → Rue de l'Ethiopie 55 6010 Charieroi

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency24Growth32Stability0
11 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 24
Growth 32
Stability 0

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,103 of the 10,652 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Handelsbemiddeling in andere motorvoertuigen (> 3,5 ton)45192Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)45202Reparatie en montage van specifieke auto-onderdelen45203Carrosserieherstelling45204Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Verhuur en lease van machines, apparatuur en handgereedschap voor doe-het-zelvers77221Verhuur en lease van machines, apparatuur en handgereedschap voor doe-het-zelvers77291Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)95312Reparatie en montage van specifieke auto-onderdelen95313Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameFR AUTO ATTITUDE
Registered office
Rue de l'Ethiopie 55
6010 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.