AUTO 5
ActiveSummary
The computed 12-month bankruptcy probability of AUTO 5 is 4.9% (elevated). The 2025 annual accounts show equity of €16.2m and a net result of €842,210. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 4209 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 69 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 507 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.
- Large
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 507 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €94.3m | €99.6m | €108.3m | €109.6m | ▲ 1.2% |
| Turnover70 | €82.5m | €91.9m | €97.8m | €106.3m | €107.9m | ▲ 1.6% |
| Other operating income74 | - | €2.0m | €1.3m | €1.6m | €1.6m | ▲ 0.4% |
| Non-recurring operating income76A | - | €384,356 | €431,570 | €366,800 | €0 | ▼ 100% |
| Operating charges60/66A | - | €94.4m | €98.7m | €107.1m | €107.2m | ▲ 0.1% |
| Goods for resale, raw materials and consumables60 | - | €44.0m | €43.9m | €45.7m | €44.9m | ▼ 1.8% |
| Purchases600/8 | - | €44.9m | €42.9m | €44.8m | €45.2m | ▲ 1.0% |
| Change in stocks: decrease (increase)609 | - | -€892,302 | €943,752 | €880,423 | -€371,172 | ▼ 142% |
| Services and other goods61 | - | €18.8m | €20.7m | €25.6m | €25.7m | ▲ 0.2% |
| Remuneration, social security and pensions62 | - | €30.2m | €32.6m | €34.9m | €35.1m | ▲ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1.4m | €1.3m | €1.4m | €1.3m | €1.2m | ▼ 7.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €34,237 | €17,381 | -€344,443 | €175,276 | ▲ 151% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€91,586 | -€63,943 | -€219,286 | €3,221 | ▲ 101% |
| Other operating charges640/8 | - | €107,253 | €135,804 | €144,135 | €201,473 | ▲ 39.8% |
| Non-recurring operating charges66A | - | €98 | €9,829 | €39,674 | €189 | ▼ 99.5% |
| Operating profit (loss)9901 | €2.4m | -€128,942 | €894,374 | €1.2m | €2.4m | ▲ 97.7% |
| Financial income75/76B | - | €42.5m | €199,913 | €329,946 | €5.5m | ▲ 1,569% |
| Recurring financial income75 | €7,598 | €49,085 | €199,913 | €329,946 | €353,779 | ▲ 7.2% |
| Income from current assets751 | - | €47,513 | €198,440 | €328,474 | €352,369 | ▲ 7.3% |
| Other financial income752/9 | - | €1,572 | €1,473 | €1,472 | €1,410 | ▼ 4.2% |
| Non-recurring financial income76B | - | €42.5m | - | - | €5.2m | - |
| Financial charges65/66B | - | €641,824 | €645,924 | €820,453 | €5.9m | ▲ 614% |
| Recurring financial charges65 | €627,161 | €641,510 | €645,924 | €820,453 | €751,093 | ▼ 8.5% |
| Debt charges650 | €446 | €387 | €18 | - | - | - |
| Other financial charges652/9 | - | €641,123 | €645,906 | €820,453 | €751,093 | ▼ 8.5% |
| Non-recurring financial charges66B | - | €314 | - | - | €5.1m | - |
| Profit (loss) for the period before taxes9903 | €1.7m | €41.8m | €448,363 | €698,473 | €2.0m | ▲ 186% |
| Income taxes67/77 | €205,269 | €8,205 | €63,228 | €552,361 | €1.2m | ▲ 110% |
| Taxes670/3 | - | €8,205 | €63,228 | €552,361 | €1.2m | ▲ 110% |
| Profit (loss) for the period9904 | €1.5m | €41.8m | €385,134 | €146,113 | €842,210 | ▲ 476% |
| Profit (loss) for the period to be appropriated9905 | €1.5m | €41.8m | €385,134 | €146,113 | €842,210 | ▲ 476% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24.0m | €33.5m | €34.6m | €33.5m | €36.5m | ▲ 8.9% |
| Fixed assets21/28 | €5.5m | €9.8m | €9.6m | €8.9m | €4.8m | ▼ 46.0% |
| Intangible fixed assets21 | €183,457 | €173,467 | €163,477 | €153,487 | €143,497 | ▼ 6.5% |
| Tangible fixed assets22/27 | €5.3m | €5.6m | €5.4m | €4.7m | €4.6m | ▼ 1.6% |
| Plant, machinery and equipment23 | - | €4.9m | €4.9m | €4.3m | €4.1m | ▼ 4.2% |
| Furniture and vehicles24 | - | €402,042 | €388,925 | €294,451 | €272,712 | ▼ 7.4% |
| Leasing and similar rights25 | - | €2,514 | €1 | €1 | €1 | = |
| Assets under construction and advance payments27 | - | €255,494 | €147,312 | €83,500 | €208,523 | ▲ 150% |
| Financial fixed assets28 | €6,963 | €4.1m | €4.1m | €4.1m | €59,702 | ▼ 98.5% |
| Affiliated companies280/1 | - | €4.1m | €4.1m | €4.1m | - | - |
| Participating interests280 | - | €4.1m | €4.1m | €4.1m | - | - |
| Companies linked by participating interests282/3 | - | - | - | - | €10 | - |
| Participating interests282 | - | - | - | - | €10 | - |
| Other financial fixed assets284/8 | - | €29,194 | €14,765 | €21,469 | €59,692 | ▲ 178% |
| Amounts receivable and cash guarantees285/8 | - | €29,194 | €14,765 | €21,469 | €59,692 | ▲ 178% |
| Current assets29/58 | €18.6m | €23.7m | €25.0m | €24.6m | €31.7m | ▲ 28.7% |
| Amounts receivable after more than one year29 | - | €537,841 | €420,847 | €301,492 | €340,818 | ▲ 13.0% |
| Other amounts receivable291 | - | €537,841 | €420,847 | €301,492 | €340,818 | ▲ 13.0% |
| Stocks and contracts in progress3 | €6.9m | €7.8m | €6.8m | €6.4m | €6.5m | ▲ 2.8% |
| Stocks30/36 | - | €7.8m | €6.8m | €6.4m | €6.5m | ▲ 2.8% |
| Goods purchased for resale34 | - | €7.8m | €6.8m | €6.4m | €6.5m | ▲ 2.8% |
| Amounts receivable within one year40/41 | €9.7m | €13.0m | €15.2m | €14.7m | €22.4m | ▲ 52.5% |
| Trade receivables40 | - | €4.4m | €5.0m | €4.7m | €6.8m | ▲ 45.4% |
| Other amounts receivable41 | - | €8.6m | €10.2m | €10.0m | €15.6m | ▲ 55.8% |
| Cash at bank and in hand54/58 | €806,879 | €977,837 | €1.4m | €2.1m | €1.6m | ▼ 23.4% |
| Deferred charges and accrued income490/1 | - | €1.4m | €1.1m | €1.2m | €837,157 | ▼ 30.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24.0m | €33.5m | €34.6m | €33.5m | €36.5m | ▲ 8.9% |
| Equity10/15 | €6.7m | €15.2m | €15.2m | €15.4m | €16.2m | ▲ 5.5% |
| Contributions10/11 | €6.1m | €14.4m | €14.4m | €14.4m | €14.4m | = |
| Capital10 | - | €14.2m | €14.2m | €14.2m | €14.2m | = |
| Issued capital100 | - | €14.2m | €14.2m | €14.2m | €14.2m | = |
| Outside capital11 | - | €152,984 | €152,984 | €152,984 | €152,984 | = |
| Share premium1100/10 | - | €152,984 | €152,984 | €152,984 | €152,984 | = |
| Revaluation surpluses12 | - | €0 | €0 | €0 | €0 | = |
| Reserves13 | €548,055 | €1.4m | €1.4m | €1.4m | €1.8m | ▲ 28.8% |
| Non-distributable reserves130/1 | - | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Legal reserve130 | - | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Distributable reserves133 | - | €12,364 | €12,364 | €12,364 | €425,623 | ▲ 3,342% |
| Profit (loss) carried forward14 | - | -€610,198 | -€575,064 | -€428,951 | - | - |
| Provisions and deferred taxes16 | €661,978 | €570,392 | €506,449 | €287,163 | €290,384 | ▲ 1.1% |
| Provisions for liabilities and charges160/5 | - | €570,392 | €506,449 | €287,163 | €290,384 | ▲ 1.1% |
| Environmental obligations163 | - | €372,220 | €376,449 | €161,017 | €161,589 | ▲ 0.4% |
| Other liabilities and charges164/5 | - | €198,172 | €130,000 | €126,146 | €128,795 | ▲ 2.1% |
| Amounts payable17/49 | €16.7m | €17.8m | €18.8m | €17.8m | €20.0m | ▲ 11.9% |
| Amounts payable after more than one year17 | €2,514 | - | - | - | - | - |
| Amounts payable within one year42/48 | €16.2m | €17.2m | €18.4m | €17.5m | €19.6m | ▲ 12.2% |
| Current portion of amounts payable after more than one year42 | - | €2,514 | - | - | - | - |
| Trade debts44 | €10.3m | €11.8m | €11.3m | €10.4m | €11.5m | ▲ 9.9% |
| Suppliers440/4 | - | €11.8m | €11.3m | €10.4m | €11.5m | ▲ 9.9% |
| Advances received on contracts in progress46 | - | €206,542 | €197,322 | €89,790 | €239,868 | ▲ 167% |
| Taxes, remuneration and social security45 | - | €5.2m | €6.5m | €6.9m | €7.9m | ▲ 13.8% |
| Taxes450/3 | - | €815,378 | €1.5m | €1.9m | €2.7m | ▲ 45.3% |
| Remuneration and social security454/9 | - | €4.4m | €5.0m | €5.1m | €5.2m | ▲ 2.2% |
| Other amounts payable47/48 | - | €7,050 | €350,000 | - | - | - |
| Accrued charges and deferred income492/3 | - | €535,597 | €447,386 | €373,407 | €358,807 | ▼ 3.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.5m | €41.8m | €385,134 | €146,113 | €842,210 | ▲ 476% |
| + Depreciation and write-downs630 | €1.4m | €1.3m | €1.4m | €1.3m | €1.2m | ▼ 7.5% |
| Operating cash flow (approximation) | €2.9m | €43.1m | €1.8m | €1.4m | €2.0m | ▲ 41.6% |
| Investment in fixed assets (approximation) | - | -€5.7m | -€1.2m | -€574,947 | €2.9m | ▲ 605% |
| Change in cash | - | €170,958 | €470,916 | €603,755 | -€480,978 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
07-07
State Gazette act
Capital & shares · Purpose · RestructuringMerger · Dissolution · Accounting effect7 facts ▸
- General meeting, 01-06-2026
- Merger, verrichting gelijkgesteld met fusie door overneming, 01-06-2026
- Dissolution, 01-06-2026
- Accounting effect, 31-05-2026
- Capital increase, €1.000.000
- Capital, €15.220.355,94
- Purpose change, De vennootschap heeft als voorwerp, rechtstreeks of onrechtstreeks, zowel in België als in het buitenland: De uitbating of de deelneming in de uitbating van all…
Show earlier events
About the unread acts
Of the 72 Belgian State Gazette acts we know for this company, 2 have been read. The other 70 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
40 establishment units
Show 34 more locations
40 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443B0494/00T000 | Flanders | 11.2 ha | 1 · 1,323 m² | 5.7 m · 2 fl. |
| 57031C0020/00P002 | Wallonia | 7.0 ha | 1 · 1.9 ha | 11.0 m · 2 fl. |
| 62038A0363/00K000 | Wallonia | 6.7 ha | 1 · 800 m² | 6.3 m · 2 fl. |
| 52028C0068/00Y000 | Wallonia | 6.5 ha | 1 · 1,074 m² | 6.8 m · 2 fl. |
| 25764P0010/00S000 | Wallonia | 6.3 ha | 1 · 1,050 m² | - |
| 62036B0424/00T002 | Wallonia | 5.9 ha | 1 · 1.3 ha | 14.3 m · 2 fl. |
| 13452N0445/00G000 | Flanders | 5.6 ha | 1 · 1.4 ha | 13.5 m · 2 fl. |
| 21332B0438/00B002 | Brussels | 5.5 ha | 1 · 2.1 ha | 21.4 m · 2 fl. |
| 62019B0066/00F000 | Wallonia | 5.1 ha | 1 · 810 m² | 12.5 m · 2 fl. |
| 45422D0719/00Y000 | Flanders | 4.8 ha | 1 · 1.2 ha | 13.8 m · 2 fl. |
| 44051C0566/00P000 | Flanders | 4.7 ha | 1 · 803 m² | 5.8 m · 2 fl. |
| 24053B0149/00C002 | Flanders | 4.4 ha | 1 · 1.6 ha | 13.9 m · 2 fl. |
| 71327G0687/00T000 | Flanders | 4.0 ha | 1 · 1.4 ha | 20.7 m · 2 fl. |
| 22002B0010/00C000 | Flanders | 4.0 ha | 1 · 1.4 ha | 12.6 m · 2 fl. |
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 55040A0645/00P000 | Wallonia | 3.6 ha | 1 · 800 m² | 9.1 m · 2 fl. |
| 21003A0334/00G007 | Brussels | 3.6 ha | 1 · 1.6 ha | 12.8 m · 2 fl. |
| 12403E0651/00C000 | Flanders | 3.5 ha | 1 · 958 m² | 14.2 m · 2 fl. |
| 54432C0453/00H005 | Wallonia | 3.3 ha | 1 · 305 m² | 6.9 m · 1 fl. |
| 41362B1780/00P000 | Flanders | 2.1 ha | 1 · 802 m² | 6.0 m · 2 fl. |
| 24107B0073/00W000 | Flanders | 1.8 ha | 1 · 1.1 ha | 17.1 m · 3 fl. |
| 23026A0120/00A002 | Flanders | 1.3 ha | 1 · 6,053 m² | 12.1 m · 2 fl. |
| 52014B0082/00M000 | Wallonia | 6,644 m² | 1 · 2,596 m² | - |
| 11372A0285/00M000 | Flanders | 6,223 m² | 1 · 1,525 m² | 8.5 m · 2 fl. |
| 12393F0187/00F000 | Flanders | 4,244 m² | 1 · 41 m² | 3.3 m · 1 fl. |
| 31808K0310/00B002 | Flanders | 3,588 m² | 1 · 1,248 m² | 6.2 m · 2 fl. |
| 52049C0858/00X000 | Wallonia | 3,035 m² | 1 · 919 m² | 7.7 m · 2 fl. |
| 83034B0253/00Y003 | Wallonia | 2,591 m² | 1 · 814 m² | - |
| 11051B0060/00K000 | Flanders | 2,094 m² | 1 · 992 m² | 6.3 m · 2 fl. |
| 62087B0246/00C010 | Wallonia | 2,084 m² | 1 · 337 m² | 12.7 m · 3 fl. |
| 55022A0355/00H009 | Wallonia | 1,831 m² | 1 · 1,815 m² | 6.6 m · 2 fl. |
| 23078A0353/00D000 | Flanders | 1,381 m² | 1 · 532 m² | 7.3 m · 2 fl. |
| 62312B0469/00X000 | Wallonia | 1,363 m² | 1 · 1,220 m² | 8.4 m · 2 fl. |
| 22001B0043/00M002 | Flanders | 1,350 m² | 1 · 820 m² | 8.2 m · 2 fl. |
| 23077A0120/00H000 | Flanders | 1,281 m² | 1 · 398 m² | 5.5 m · 2 fl. |
| 44062A0266/00Y002 | Flanders | 853 m² | 1 · 618 m² | 5.9 m · 2 fl. |
| 11007A0113/00K003 | Flanders | 478 m² | 1 · 343 m² | 10.8 m · 3 fl. |
| 52028B0160/00E000 | Wallonia | 464 m² | 1 · 140 m² | - |
| 25112M0839/00G000 | Wallonia | 382 m² | 1 · 36 m² | - |
| 53043B1142/00H000 | Wallonia | 243 m² | - | - |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 ownerChain of control
- Norauto InternationnalFR
- AUTO 5
Highest known parent: Norauto Internationnal (France). The sources do not say who stands above it.
Owners 1
- Norauto InternationnalFRparentSourceown accounts 30-09-2025100%
Holdings 0
The accounts to 30-09-2025 list no holdings, and no other source names one.
According to the annual accounts to 30-09-2025 of AUTO 5 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionCapital and shareholders
- 07-07-2026 Capital increase of 1,000,000 EUR · to 15,220,355.94 EUR
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 35,079 EUR awarded · 35,079 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,000 EUR | 10,000 EUR |
| 2024 | 2 | 13,717 EUR | 13,717 EUR |
| 2023 | 2 | 5,782 EUR | 5,782 EUR |
| 2022 | 2 | 5,580 EUR | 5,580 EUR |
Recognitions · licences · registrations
Food safety, FASFC
35 sitesShow 21 more sites
Dual-learning approval
134 live approvals · 88 endedShow 128 more
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Legal Entity Identifier
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.