AUTO 42
ActiveAUTO 42 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+53
Solvency80▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.47 in 2023; short-term debt: 44.7% and cash: 29.1% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
38.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
51 d early
2023
50 d early
2022
53 d early
2021
30 d late
2020
116 d late
2019
481 d late
2018
674 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 246%
2023 · €11k
2018: €-1,000
2019: €-362
2020: €-1k
2021: €27
2022: €10k
2023: €11k
2018 → 2025
Total assets
€71k▲ 143%
2023 · €29k
2018: €7k
2019: €22k
2020: €23k
2021: €11k
2022: €24k
2023: €29k
2018 → 2025
Net result
€27k▲ 2,311%
2023 · €1k
2018: €-1k
2019: €638
2020: €-698
2021: €1k
2022: €10k
2023: €1k
2018 → 2025
Working capital
€38k▲ 354%
2023 · €8k
2018: €-1,000
2019: €-362
2020: €-1k
2021: €27
2022: €10k
2023: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€-1k-€27€10k▲ 37,685%€11k▲ 11.0%€39k▲ 246%
Operating result€-698-€1k€10k▲ 685%€1k▼ 89.3%€28k▲ 2,353%
Net result€-698-€1k€10k▲ 836%€1k▼ 88.9%€27k▲ 2,311%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €28k in 2025, compared with €1k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€2k▼ 50.0%
Current assets
€69k▲ 166%
Equity and liabilities €71k
Equity
€39k▲ 246%
Debt
€32k▲ 77.9%
The debt ratio falls from 61.1% to 44.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2023 · €2k
Cash flow
€28k▲
2023 · €2k
Solvency
55.3%▲
2023 · 38.9%
Current ratio
2.19▲
2023 · 1.47
Quick ratio
2.13▲
2023 · 1.47
Debt / equity
0.81▼
2023 · 1.57
ROE
69.3%▲
2023 · 9.9%
ROA
38.3%▲
2023 · 3.9%
Interest coverage
60.59
Debt
€32k▲
2023 · €18k
Debt ≤ 1 year
€32k▲
2023 · €18k
Staff costs
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€29k€71k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€26k€69k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€22k€47k▲
Trade receivables40€17k€47k▲
Other amounts receivable41€5k-
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€188€188=
Equity and liabilities
Total equity and liabilities10/49€29k€71k▲
Equity10/15€11k€39k▲
Contributions10/11€100€100=
Capital10€100€100=
Issued capital100€100€100=
Profit (loss) carried forward14€11k€39k▲
Amounts payable17/49€18k€32k▲
Amounts payable within one year42/48€18k€32k▲
Trade debts44€3k€601▼
Suppliers440/4€3k€601▼
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€14k€20k▲
Remuneration and social security454/9€953-
Other amounts payable47/48-€11k
Income statement
Code20232025
Remuneration, social security and pensions62-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760€760=
Gross operating margin9900€2k€41k▲
Operating profit (loss)9901€1k€28k▲
Financial charges65/66B-€468
Recurring financial charges65-€468
Profit (loss) for the period before taxes9903€1k€27k▲
Profit (loss) for the period9904€1k€27k▲
Profit (loss) for the period to be appropriated9905€1k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€39k▲
Profit (loss) brought forward from the previous period14P€10k€12k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €27k ▲2311%
Operating result €28k, net result €27k, both a record.
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 481 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 674 days late
2019
31-12
Financial
Back to profitnet €638
Net result €638 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2026
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 631080 Sint-Jans-MolenbeekGround area
127 m²
Building footprint
93 m²
Volume, LiDAR
424 m³
Parcel 21522B0681/00S004, Brussels · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AUTO 42
since 20262.389.418.123
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0681/00S004 | Brussels | 127 m² | 1 · 93 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAX SERVICES
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 1,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-01-2017
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.