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AUTO 10 PNEUS

Active Private limited companyfounded 2014active for 12 yearsHumaniteitslaan 216-218, 1190 ForestKBO/BCE: BE 0553.712.721

Lifetime

11 annual accounts with figures on one time axis
Gross marginpeak €315,847 (2023)
€183,935▲ 20.9%
Resultlowest -€332,778 (2021)
€41,677▲ 39.5%
Equitypeak €87,929 (2025)
€87,929▲ 90.1%
Debts
€152,155▲ 21.7%
Board2 names since 2023
1 directorGürlek Osman
Documentsfilings and deeds
16-06-202645 days before the deadline
2025abbreviated format
Gross margin from €152,196 to €183,935Result from €29,876 to €41,677Equity from €46,252 to €87,929Debts from €125,011 to €152,155Investments €94,359

Key points

from the 2025 annual accounts

Turnover

≈ €960,000 estimated

The accounts state no turnover.

Investments

€94,359 3.5 × depreciation
202320242025

Green is investment, beige is depreciation.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2018 accounts came latest: 561 days after the end of the period.

Checked score

68
Healthy
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.8% 01-2025: 2.0%▼ -0.8 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▼ -0.1 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 1.9%▼ -0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.8%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 2.0%▼ -0.8 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 1.5%▼ -0.5 percentage points vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%▼ -0.5 percentage points vs 06-2026lowest value 08-2026: 0.9%● unchanged vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value

Financial strength
Strong

Solvency
62+10equity 36.6% of total assets
Liquidity
32+17short-term debt 45.2% · cash 3.1%
Profitability
90-1return on assets 17.4%

Score breakdown

raises risk
2 of the last 3 accounts late
Liquidity: current ratio 0.80, cash €7,350
Sector: Retail trade (NACE 47)
lowers risk
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 52% of them on solvency, 29% on liquidity, 85% on profitability and 91% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as AUTO 10 PNEUS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of AUTO 10 PNEUS itself is higher: 0.9% within 12 months. It rests on far more data about AUTO 10 PNEUS than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for AUTO 10 PNEUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.8 (0.69 in 2024), below 1. Short-term debt is 45.2% and cash 3.1% of total assets. 63.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.80, cash €7,350
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €87,929
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
56 days late
2023
107 days late
2022
51 days late
2021
87 days late
2020
116 days late
2019
342 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 102 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GO
Director
  • Gürlek Osman 100%deed of 14-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0553712721
Legal-form change 186 shares · General meeting of 30-01-2024 · Gazette deed
Resignation: Gürlek Fatih (director) Transfer of shares from Gürlek Fatih to Gürlek Osman · Appointment: Gürlek Osman (director) · Director discharge: Gürlek Fatih · General meeting of 30-09-2023 · Gazette deed
Resignation: Gürlek Osman (director) Transfer of shares from Gürlek Osman to Gürlek Fatih · Appointment: Gürlek Fatih (director) · Director discharge: Gürlek Osman · General meeting of 07-06-2023 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
AUTO 10 PNEUS Forest €240,084 €183,935 36.6% -
Garage FVN Deinze €227,260 €154,572 76.0% -
DDPNEU Fleurus €205,951 €184,806 40.7% -
BASALAN GROUP Kampenhout €231,351 €141,909 -6.0% -
AUTO'S ABDUL Ghent €289,731 €160,266 56.7% -
Twilane Services Bonheiden €227,193 €140,996 63.4% -
OLI-MA Machelen (Brab.) €258,243 €162,520 40.7% -

These companies have the same main activity as AUTO 10 PNEUS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €206,000 and €290,000, founded between 2013 and 2016.

Official details

Source: KBO
Status
Active since 10-06-2014Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
Establishment unit
2.264.452.5281190 Forest, since 23-03-2017
Financial year end
31 December
Peppol
Reachable since 17-10-2025
Company details

Annual accounts 2025

Total assets
€240,084▲ 40.2%
Filing
Filed on 16-06-2026, 45 days before the end of the filing period
Financials

Insights on AUTO 10 PNEUS

AUTO 10 PNEUS files the abbreviated format. That format states no turnover. The gross margin rose from €40,998 in 2015 to €183,935 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AUTO 10 PNEUS

What is the company number of AUTO 10 PNEUS?
The company number of AUTO 10 PNEUS is 0553.712.721. The VAT number is the same number with BE in front: BE 0553.712.721.
Where is AUTO 10 PNEUS based?
The registered office is at Humaniteitslaan 216-218, 1190 Forest.Company details
What does AUTO 10 PNEUS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AUTO 10 PNEUS?
AUTO 10 PNEUS is a private limited company (BV).
When was AUTO 10 PNEUS founded?
AUTO 10 PNEUS was founded on 10-06-2014.
Is AUTO 10 PNEUS still active?
Yes, AUTO 10 PNEUS is an active enterprise in the KBO register.
What is the turnover of AUTO 10 PNEUS?
The turnover in financial year 2025 is ≈ €960,000. This figure is estimated from the gross margin of €183,935 and 38 comparable companies (NACE 47811). It probably lies between €660,000 and €2.5m. In financial year 2018 turnover was €253,257.Financials
Is AUTO 10 PNEUS profitable?
In financial year 2025, AUTO 10 PNEUS made a profit of €41,677.
Where can I find the annual accounts of AUTO 10 PNEUS?
AUTO 10 PNEUS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AUTO 10 PNEUS due?
AUTO 10 PNEUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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