AURIGA
ActiveThe computed 12-month bankruptcy probability of AURIGA is 1.9% (moderate). The 2024 annual accounts show equity of €13k and a net result of €360. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 78% of 18942 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▲+47
Solvency88▲+21
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.05 in 2023; short-term debt: 37.1% and cash: 8.4% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.9%
Return on assets
1.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
51 d late
2023
1 d early
2022
3 d early
2021
30 d late
2020
16 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▲ 2.9%
2023 · €13k
2019: €43k
2020: €34k
2021: €11k
2022: €27k
2023: €19k
2023: €13k
2019 → 2024
Total assets
€21k▼ 31.3%
2023 · €30k
2019: €60k
2020: €50k
2021: €20k
2022: €74k
2023: €39k
2023: €30k
2019 → 2024
Net result
€360
2023 · €-7k
2019: €-1k
2020: €-9k
2021: €-22k
2022: €15k
2023: €-7k
2023: €-7k
2019 → 2024
Working capital
€5k▲ 450%
2023 · €840
2019: €42k
2020: €31k
2021: €10k
2022: €1k
2023: €515
2023: €840
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320232024Trend
Equity€11k-€27k▲ 136%€19k▼ 27.0%€13k▼ 35.0%€13k▲ 2.9%
Operating result€-18k-€17k€-6k€-5k▲ 6.8%€4k
Net result€-22k-€15k€-7k€-7k▲ 5.5%€360
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€8k▼ 29.0%
Current assets
€12k▼ 32.8%
Equity and liabilities €21k
Equity
€13k▲ 2.9%
Debt
€8k▼ 56.1%
The debt ratio falls from 58.0% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2023 · €2k
Cash flow
€10k▲
2023 · €325
Solvency
62.9%▲
2023 · 42.0%
Current ratio
1.60▲
2023 · 1.05
Quick ratio
0.27▼
2023 · 0.38
Debt / equity
0.59▼
2023 · 1.38
ROE
2.8%▲
2023 · -53.8%
ROA
1.7%▲
2023 · -22.6%
Interest coverage
4.44▲
2023 · 1.27
Debt
€8k▼
2023 · €17k
Debt ≤ 1 year
€8k▼
2023 · €17k
Income taxes
€175▲
2023 · €99
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€21k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Land and buildings22€2k€6k▲
Plant, machinery and equipment23€373€1k▲
Furniture and vehicles24€9k€1k▼
Current assets29/58€18k€12k▼
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€1k€314▼
Other amounts receivable41€1k€314▼
Cash at bank and in hand54/58€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€30k€21k▼
Equity10/15€13k€13k▲
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-4k€-3k▲
Amounts payable17/49€17k€8k▼
Amounts payable within one year42/48€17k€8k▼
Trade debts44€13k€4k▼
Suppliers440/4€13k€4k▼
Taxes, remuneration and social security45€539€1k▲
Taxes450/3€539€1k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€850€2k▲
Gross operating margin9900€3k€15k▲
Operating profit (loss)9901€-5k€4k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-7k€535▲
Income taxes67/77€99€175▲
Profit (loss) for the period9904€-7k€360▲
Profit (loss) for the period to be appropriated9905€-7k€360▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-3k▲
Profit (loss) brought forward from the previous period14P€3k€-4k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €360
Net result €360 after 2 loss-making years.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 252910 EssenGround area
1,107 m²
Building footprint
247 m²
Volume, LiDAR
1,087 m³
Parcel 11016A0090/00P000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De voerman
since 20142.232.081.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0090/00P000 | Flanders | 1,107 m² | 1 · 247 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEssen2.232.081.945
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2014
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.