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AUMAKO

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198540 yrs activeFortem 43, 8690 Alveringem, BelgiumKBO/BCE: BE 0428.125.435
Summary

AUMAKO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €68,944 and a net result of €2,459. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability48▲+15
Solvency45▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 3.01 in 2023; short-term debt: 51.1% and cash: 4.8% of total assets), but 79.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
20.2%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
34 d early
2023
40 d early
2022
54 d early
2021
9 d early
2020
20 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 December 1985, AUMAKO was incorporated.1 Total assets went from EUR 269,221 in 2018 to EUR 341,076 in 2024 and headcount from 2 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€68,944▲ 2.4%
2023 · €67,319
Total assets
€341,076▲ 12.7%
2023 · €302,581
Net result
€2,459▲ 285%
2023 · €638
Working capital
€138,232▼ 23.7%
2023 · €181,283
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€16,688▲ 27.2%€38,490▲ 131%€6,352▼ 83.5%€4,872▼ 23.3%€6,512▲ 33.7%
Net result€14,067within the sector's middle half▲ 32.3%€23,563above the sector's middle half▲ 67.5%€667within the sector's middle half▼ 97.2%€638within the sector's middle half▼ 4.3%€2,459within the sector's middle half▲ 285%
Equity€45,250within the sector's middle half▲ 38.0%€67,213within the sector's middle half▲ 48.5%€67,280within the sector's middle half▲ 0.1%€67,319within the sector's middle half▲ 0.1%€68,944within the sector's middle half▲ 2.4%
Total assets€252,557within the sector's middle half▼ 1.4%€309,814within the sector's middle half▲ 22.7%€354,657above the sector's middle half▲ 14.5%€302,581within the sector's middle half▼ 14.7%€341,076above the sector's middle half▲ 12.7%
Debt€207,308▼ 7.2%€242,601▲ 17.0%€287,376▲ 18.5%€235,262▼ 18.1%€272,132▲ 15.7%
Working capital€169,363above the sector's middle half▲ 10.2%€190,741above the sector's middle half▲ 12.6%€191,859above the sector's middle half▲ 0.6%€181,283above the sector's middle half▼ 5.5%€138,232above the sector's middle half▼ 23.7%
Solvency17.9%within the sector's middle half▲ 5.1pp21.7%within the sector's middle half▲ 3.8pp19.0%within the sector's middle half▼ 2.7pp22.2%within the sector's middle half▲ 3.3pp20.2%within the sector's middle half▼ 2.0pp
Current ratio3.73above the sector's middle half▲ 0.762.96above the sector's middle half▼ 0.772.35within the sector's middle half▼ 0.613.01above the sector's middle half▲ 0.661.79within the sector's middle half▼ 1.22
Return on assets (ROA)5.6%within the sector's middle half▲ 1.4pp7.6%within the sector's middle half▲ 2.0pp0.2%within the sector's middle half▼ 7.4pp0.2%within the sector's middle half=0.7%within the sector's middle half▲ 0.5pp
Staff (FTE)2within the sector's middle half=2=2=2=2=
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2020: €16,688€16,688Net result 2020: €14,067€14,067Operating result 2021: €38,490€38,490Net result 2021: €23,563€23,563Operating result 2022: €6,352€6,352Net result 2022: €667€667Operating result 2023: €4,872€4,872Net result 2023: €638€638Operating result 2024: €6,512€6,512Net result 2024: €2,459€2,45920202021202220232024€0€2,000€4,000€6,000Operating result 2022: €6,352€6,350Net result 2022: €667€667Operating result 2023: €4,872€4,870Net result 2023: €638€638Operating result 2024: €6,512€6,510Net result 2024: €2,459€2,460202220232024
The operating result recovers in 2024; 2024 is 34% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €341,076
Fixed assets €28,634 ▼ 8.4%
Current assets €312,442 ▲ 15.2%
Equity and liabilities €341,076
Equity €68,944 ▲ 2.4%
Debt €272,132 ▲ 15.7%
Debt's share of the balance-sheet total rises from 77.8% to 79.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€11,161▲
2023 · €6,393
Cash flow
€7,108▲
2023 · €2,159
Quick ratio
1.40▼
2023 · 2.34
Debt to equity
3.95▲
2023 · 3.49
ROE
3.6%▲
2023 · 0.9%
Interest coverage
3.41▲
2023 · 1.66
Debt ≤ 1 year
€174,210▲
2023 · €90,039
Debt > 1 year
€95,224▼
2023 · €145,224
Income taxes
€1,064▲
2023 · €489
Staff costs
€55,280▲
2023 · €51,542
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.3% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines
Balance sheet Code20232024
Assets
Total assets20/58€302,581€341,076▲
Fixed assets21/28€31,259€28,634▼
Tangible fixed assets22/27€30,412€27,787▼
Land and buildings22€18,477€18,477=
Plant, machinery and equipment23-€1,808
Furniture and vehicles24€11,934€7,502▼
Financial fixed assets28€847€847=
Current assets29/58€271,322€312,442▲
Stocks and contracts in progress3€60,556€69,226▲
Stocks30/36€60,556€69,226▲
Amounts receivable within one year40/41€194,138€224,781▲
Trade receivables40€184,078€222,090▲
Other amounts receivable41€10,060€2,691▼
Cash at bank and in hand54/58€12,409€16,477▲
Deferred charges and accrued income490/1€4,219€1,958▼
Equity and liabilities
Total equity and liabilities10/49€302,581€341,076▲
Equity10/15€67,319€68,944▲
Contributions10/11€26,029€26,029=
Capital10€26,029€26,029=
Issued capital100€26,029€26,029=
Reserves13€41,184€42,915▲
Non-distributable reserves130/1€2,603€2,603=
Legal reserve130€2,603€2,603=
Distributable reserves133€38,581€40,312▲
Profit (loss) carried forward14€105-
Amounts payable17/49€235,262€272,132▲
Amounts payable after more than one year17€145,224€95,224▼
Financial debts170/4€145,224€95,224▼
Amounts payable within one year42/48€90,039€174,210▲
Trade debts44€83,868€94,055▲
Suppliers440/4€83,868€94,055▲
Taxes, remuneration and social security45€5,751€9,006▲
Taxes450/3€180€1,314▲
Remuneration and social security454/9€5,571€7,692▲
Other amounts payable47/48€420€71,148▲
Accrued charges and deferred income492/3-€2,699
Income statement Code20232024
Remuneration, social security and pensions62€51,542€55,280▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,521€4,649▲
Other operating charges640/8€8,451€7,540▼
Gross operating margin9900€66,386€73,981▲
Operating profit (loss)9901€4,872€6,512▲
Financial income75/76B€100€283▲
Recurring financial income75€100€283▲
Financial charges65/66B€3,844€3,272▼
Recurring financial charges65€3,844€3,272▼
Profit (loss) for the period before taxes9903€1,128€3,523▲
Income taxes67/77€489€1,064▲
Profit (loss) for the period9904€638€2,459▲
Profit (loss) for the period to be appropriated9905€638€2,459▲
Appropriation of the result
Profit (loss) to be appropriated9906€705€2,564▲
Profit (loss) brought forward from the previous period14P€67€105▲
Transfer to equity691/2-€1,731
To other reserves6921-€1,731
Profit to be distributed694/7€600€833▲
Return on contributions (dividend)694€600€833▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€1,450----
Remuneration, social security and pensions62-€55,613€53,479€51,542€55,280▲ 7.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,411€633€652€1,521€4,649▲ 206%
Other operating charges640/8-€14,793€9,272€8,451€7,540▼ 10.8%
Gross operating margin9900€83,604€109,529€69,755€66,386€73,981▲ 11.4%
Operating profit (loss)9901€16,688€38,490€6,352€4,872€6,512▲ 33.7%
Financial income75/76B-€5€111€100€283▲ 182%
Recurring financial income75€470€5€111€100€283▲ 182%
Financial charges65/66B-€2,993€3,333€3,844€3,272▼ 14.9%
Recurring financial charges65€2,559€2,993€3,333€3,844€3,272▼ 14.9%
Profit (loss) for the period before taxes9903€14,599€35,501€3,130€1,128€3,523▲ 212%
Income taxes67/77€532€11,938€2,463€489€1,064▲ 117%
Profit (loss) for the period9904€14,067€23,563€667€638€2,459▲ 285%
Transfer from tax-exempt reserves789-€11,300----
Profit (loss) for the period to be appropriated9905€14,067€34,863€667€638€2,459▲ 285%
Line20202021202220232024Change
Assets
Total assets20/58€252,557€309,814€354,657€302,581€341,076▲ 12.7%
Fixed assets21/28€21,110€21,696€20,645€31,259€28,634▼ 8.4%
Tangible fixed assets22/27€20,543€20,484€19,433€30,412€27,787▼ 8.6%
Land and buildings22-€18,477€18,477€18,477€18,477=
Plant, machinery and equipment23-€786--€1,808-
Furniture and vehicles24-€1,220€955€11,934€7,502▼ 37.1%
Financial fixed assets28€567€1,212€1,212€847€847=
Current assets29/58€231,448€288,118€334,012€271,322€312,442▲ 15.2%
Stocks and contracts in progress3€55,884€44,245€46,120€60,556€69,226▲ 14.3%
Stocks30/36-€44,245€46,120€60,556€69,226▲ 14.3%
Amounts receivable within one year40/41€130,550€185,644€237,571€194,138€224,781▲ 15.8%
Trade receivables40-€179,362€219,090€184,078€222,090▲ 20.6%
Other amounts receivable41-€6,282€18,482€10,060€2,691▼ 73.3%
Cash at bank and in hand54/58€42,872€56,133€47,231€12,409€16,477▲ 32.8%
Deferred charges and accrued income490/1-€2,095€3,090€4,219€1,958▼ 53.6%
Equity and liabilities
Total equity and liabilities10/49€252,557€309,814€354,657€302,581€341,076▲ 12.7%
Equity10/15€45,250€67,213€67,280€67,319€68,944▲ 2.4%
Contributions10/11€26,029€26,029€26,029€26,029€26,029=
Capital10-€26,029€26,029€26,029€26,029=
Issued capital100-€26,029€26,029€26,029€26,029=
Reserves13€19,221€41,184€41,184€41,184€42,915▲ 4.2%
Non-distributable reserves130/1-€2,603€2,603€2,603€2,603=
Legal reserve130-€2,603€2,603€2,603€2,603=
Distributable reserves133-€38,581€38,581€38,581€40,312▲ 4.5%
Profit (loss) carried forward14-€17,784-€67€105--
Amounts payable17/49€207,308€242,601€287,376€235,262€272,132▲ 15.7%
Amounts payable after more than one year17€145,224€145,224€145,224€145,224€95,224▼ 34.4%
Financial debts170/4-€145,224€145,224€145,224€95,224▼ 34.4%
Amounts payable within one year42/48€62,084€97,377€142,153€90,039€174,210▲ 93.5%
Trade debts44€47,053€70,677€124,109€83,868€94,055▲ 12.1%
Suppliers440/4-€70,677€124,109€83,868€94,055▲ 12.1%
Taxes, remuneration and social security45-€17,607€17,624€5,751€9,006▲ 56.6%
Taxes450/3-€12,960€11,581€180€1,314▲ 630%
Remuneration and social security454/9-€4,646€6,043€5,571€7,692▲ 38.1%
Other amounts payable47/48-€9,094€420€420€71,148▲ 16,840%
Accrued charges and deferred income492/3----€2,699-
Line20202021202220232024Change
Profit (loss) for the period9904€14,067€23,563€667€638€2,459▲ 285%
+ Depreciation and write-downs630€2,411€633€652€1,521€4,649▲ 206%
Operating cash flow (approximation)€16,478€24,196€1,319€2,159€7,108▲ 229%
Investment in fixed assets (approximation)--€1,219€400-€12,135-€2,025▲ 83.3%
Change in cash-€13,261-€8,902-€34,822€4,068▲ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €23,563 ▲67.5%
Operating result €38,490, net result €23,563, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
16-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-12
Financial Back to profitnet €10,635
Net result €10,635 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 1986
seat establishment The establishment unit on the map
Ground area
443 m²
Building footprint
234 m²
Volume, LiDAR
1,358 m³
Parcel 38002C0177/00L000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fortem 43 B, 8690 Alveringem
Water transport
since 19862.028.372.146
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38002C0177/00L000 Flanders 443 m² 1 · 234 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 124 EUR awarded · 124 EUR paid
Year Entries awardedpaid
2023 1 124 EUR124 EUR
Schemes
1 entry · 124 EUR · 124 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 2,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded06-12-1985
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95313Repair and fitting of specific motor vehicle parts
95315Tyre services
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0428125435
Also 9925:BE0428125435
Registered 28-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.