August
Active1 interim measureSummary
The file of August contains 1 interim measure, as published in the Belgian Official Gazette. The computed 12-month bankruptcy probability is 7.6% (elevated). The 2025 annual accounts show negative equity (-€6,492) and a net result of -€776.
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-03-2023 Interim administrator appointed on 30-01-2025 · normal situation in the KBO register
- Registered office
- 30 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.343.220.387 2170 Antwerpen, since 09-03-2023
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Tom De RaedtDirector · since 17-10-2025
- De Raedt Tom Margareta Frans Maurits500,000 sharesact of 13-03-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.6%
- Gross margin
- -€610
- ▲ 93.3%
- Loss
- €776
- ▼ 92.8%
- Equity
- -€6,492
- ▼ 13.6%
- Total assets
- €536,305
- ▼ 0.6%
- Negative equity on 30-06-2025
- 2025 accounts filed 166 days after the deadline
Score breakdownraises riskLast filed accounts filed 167 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskSize: total assets €536,305No main activity registeredShow the evidence
Checked score
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 40% on liquidity, 28% on profitability and 21% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 32 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 166 days after the deadline Filed on 16 July 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00328947.
Annual accounts 2025 filed on 16-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €610, smaller than the loss of €10,552 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €1,484 | €0 | ▼ 100% |
| Gross operating margin9900 | -€9,067 | -€610 | ▲ 93.3% |
| Operating profit (loss)9901 | -€10,552 | -€610 | ▲ 94.2% |
| Financial income75/76B | €33,700 | €0 | ▼ 100% |
| Recurring financial income75 | €33,700 | €0 | ▼ 100% |
| Financial charges65/66B | €33,864 | €167 | ▼ 99.5% |
| Recurring financial charges65 | €33,864 | €167 | ▼ 99.5% |
| Profit (loss) for the period before taxes9903 | -€10,716 | -€776 | ▲ 92.8% |
| Profit (loss) for the period9904 | -€10,716 | -€776 | ▲ 92.8% |
| Profit (loss) for the period to be appropriated9905 | -€10,716 | -€776 | ▲ 92.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €539,308 | €536,305 | ▼ 0.6% |
| Current assets29/58 | €539,308 | €536,305 | ▼ 0.6% |
| Amounts receivable after more than one year29 | €533,700 | €480,774 | ▼ 9.9% |
| Other amounts receivable291 | €533,700 | €480,774 | ▼ 9.9% |
| Amounts receivable within one year40/41 | €4,352 | €54,352 | ▲ 12× |
| Trade receivables40 | - | €50,000 | - |
| Other amounts receivable41 | €4,352 | €4,352 | = |
| Cash at bank and in hand54/58 | €1,257 | €1,180 | ▼ 6.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €539,308 | €536,305 | ▼ 0.6% |
| Equity10/15 | -€5,716 | -€6,492 | ▼ 13.6% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€10,716 | -€11,492 | ▼ 7.2% |
| Amounts payable17/49 | €545,024 | €542,797 | ▼ 0.4% |
| Amounts payable after more than one year17 | €533,700 | €533,700 | = |
| Other amounts payable178/9 | €533,700 | €533,700 | = |
| Amounts payable within one year42/48 | €11,324 | €9,098 | ▼ 19.7% |
| Trade debts44 | €10,024 | €7,748 | ▼ 22.7% |
| Suppliers440/4 | €10,024 | €7,748 | ▼ 22.7% |
| Other amounts payable47/48 | €1,300 | €1,350 | ▲ 3.8% |
Historical observation
In July 2024, 1,251 companies had the same profile as August has now. Two years later, 96.6% were still going and 1.0% had gone bankrupt.
- Small
- 2 to 5 years old
- negative equity
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of August itself is higher: 7.6% within 12 months. It rests on far more data about August than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for August. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Interim administrator | Tom Toremans | 30-01-2025 → present |
Owners and capital
Shareholders
- De Raedt Tom Margareta Frans Maurits 500,000 shares (100%) · in cash
Capital transactions
- 13-03-2023 Incorporation · €5,000 · 500,000 shares
Mandate history
- Board
- end not dated
| Name | Functions and periods |
|---|---|
| Tom De Raedt |
|
| GOLDFINCH INVESTMENTS |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Om welke reden en op welk ogenblik ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen”
Articles of association, deed of 13-03-2023 (in Dutch)
Network & group
Connections & network
0 connected companies, 4 earlier tiesTimeline
Acts, filings and financial milestones
21-11
Gazette deed
Resignation: BV Goldfinch Investments (director)Appointment: Tom De Raedt (director) · Director discharge: BV Goldfinch Investments4 points ▸
- General meeting, 17-10-2025
- Director resignation, BV Goldfinch Investments (director (not named in the articles))
- Director discharge, BV Goldfinch Investments
- Director appointment, Tom De Raedt (director (not named in the articles))
24-01
Gazette deed
Registered office moved within AntwerpNew seat: Komiteitstraat 46-52, 2170 Antwerpen · Previous seat: Roderveldlaan 5, 2600 Antwerpen2 points ▸
- Board meeting, 20-08-2024
- Registered-office move, Komiteitstraat 46-52, 2170 Antwerpen
13-03
Gazette deed
IncorporationFounding capital of €5,000, 500,000 shares · Founder: De Raedt Tom Margareta Frans Maurits · Appointment: Goldfinch Investments BV (director)5 points ▸
- Founder, De Raedt Tom Margareta Frans Maurits
- Founding capital, €5,000, 500,000 shares
- Registered office clause, Roderveldlaan 5, 2600 Antwerpen
- Director appointment, Goldfinch Investments BV (director (not named in the articles))
- Permanent representative, De Raedt Tom Margareta Frans Maurits
- The act holds 5 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Roderveldlaan 5, 2600 Antwerpen until 20-08-2024 · act of 24-01-2025
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11422C0294/00R020 | Flanders | 518 m² | 1 · 506 m² | 14.0 m · 4 |