AUBERT MANAGEMENT
ActiveAUBERT MANAGEMENT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €-6k. Equity is growing by ~61.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-42
Solvency85▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 1.9 in 2024; short-term debt: 25.5% and cash: 66% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
-3.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
85 d early
2021
39 d late
2020
24 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▼ 5.4%
2024 · €119k
2019: €-64k
2020: €40k
2021: €-21k
2022: €10k
2023: €28k
2024: €119k
2019 → 2025
Total assets
€186k▼ 25.9%
2024 · €251k
2019: €165k
2020: €489k
2021: €67k
2022: €82k
2023: €97k
2024: €251k
2019 → 2025
Net result
€-6k
2024 · €91k
2019: €-13k
2020: €103k
2021: €-24k
2022: €31k
2023: €18k
2024: €91k
2019 → 2025
Working capital
€77k▼ 9.5%
2024 · €85k
2019: €9k
2020: €87k
2021: €29k
2022: €59k
2023: €27k
2024: €85k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€10k€28k▲ 175%€119k▲ 332%€112k▼ 5.4%
Operating result€-6k-€35k€24k▼ 31.5%€132k▲ 453%€-3k
Net result€-24k-€31k€18k▼ 44.2%€91k▲ 421%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €132k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€62k▼ 14.3%
Current assets
€124k▼ 30.6%
Equity and liabilities €186k
Equity
€112k▼ 5.4%
Debt
€74k▼ 44.2%
The debt ratio falls from 52.7% to 39.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €149k
Cash flow
€13k▼
2024 · €108k
Solvency
60.4%▲
2024 · 47.3%
Current ratio
2.61▲
2024 · 1.90
Quick ratio
2.61▲
2024 · 1.90
Debt / equity
0.66▼
2024 · 1.11
ROE
-5.7%▼
2024 · 76.8%
ROA
-3.5%▼
2024 · 36.4%
Interest coverage
5.19▼
2024 · 78.52
Debt
€74k▼
2024 · €132k
Debt ≤ 1 year
€48k▼
2024 · €94k
Debt > 1 year
€26k▼
2024 · €38k
Income taxes
€696▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€186k▼
Fixed assets21/28€72k€62k▼
Tangible fixed assets22/27€72k€62k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€72k€58k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€135€135=
Current assets29/58€179k€124k▼
Amounts receivable within one year40/41€14k-
Trade receivables40€14k-
Cash at bank and in hand54/58€164k€123k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€251k€186k▼
Equity10/15€119k€112k▼
Contributions10/11€19k€19k=
Reserves13€100k€100k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€132k€74k▼
Amounts payable after more than one year17€38k€26k▼
Financial debts170/4€38k€26k▼
Amounts payable within one year42/48€94k€48k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€10k€529▼
Suppliers440/4€10k€529▼
Taxes, remuneration and social security45€43k€7k▼
Taxes450/3€43k€7k▼
Other amounts payable47/48€30k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€155k€19k▼
Operating profit (loss)9901€132k€-3k▼
Financial income75/76B-€13
Recurring financial income75-€13
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€130k€-6k▼
Income taxes67/77€39k€696▼
Profit (loss) for the period9904€91k€-6k▼
Profit (loss) for the period to be appropriated9905€91k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€-6k▼
Transfer to equity691/2€91k-
To other reserves6921€91k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €119k ▲332%
3 profitable years in a row build equity to €119k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-03
Financial
Liquidity doublescurrent ratio 5.59
Current ratio from 2.39 to 5.59; short-term debt falls from €21k to €13k.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
31-03
Financial
Weakest financial yearnet €-24k ▼123%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
31-03
Financial
Back to profitnet €103k
Net result €103k after one loss-making year.
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Baraques 481410 WaterlooGround area
1,624 m²
Building footprint
109 m²
Volume, LiDAR
745 m³
Parcel 25764N0833/00A011, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUBERT MANAGEMENT
since 20042.137.145.372
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0833/00A011 | Wallonia | 1,624 m² | 1 · 109 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0773.938.551
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ENTENDRE ET COMPRENDRE
BE 0824.074.485
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BELUX CAR LEASING
BE 0541.759.450
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OGHAM
BE 0890.342.115
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2004
Fiscal year end31-03
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
62020IT consultancy
62200Computer consultancy and computer facilities management
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
70120
70210Activities of head offices; management consultancy activities
70311
72100
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/376 36 73