AUBEL
ActiveAUBEL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.53M and a net result of €37k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-27
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 6.32 against 6.9 in 2024), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
2.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
on the day
2023
1 d early
2022
on the day
2021
2 d early
2020
1 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.53M▲ 2.5%
2024 · €1.49M
2019: €234k
2020: €242k
2021: €1.45M
2022: €1.57M
2023: €1.38M
2024: €1.49M
2019 → 2025
Total assets
€1.69M▲ 1.7%
2024 · €1.66M
2019: €808k
2020: €835k
2021: €1.75M
2022: €1.79M
2023: €1.67M
2024: €1.66M
2019 → 2025
Net result
€37k▼ 67.4%
2024 · €115k
2019: €20k
2020: €9k
2021: €1.21M
2022: €124k
2023: €-196k
2024: €115k
2019 → 2025
Working capital
€339k▲ 13.6%
2024 · €299k
2019: €-219k
2020: €-217k
2021: €283k
2022: €395k
2023: €198k
2024: €299k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.45M-€1.57M▲ 8.4%€1.38M▼ 12.5%€1.49M▲ 8.4%€1.53M▲ 2.5%
Operating result€1.22M-€-41k€-51k▼ 24.4%€18k€8k▼ 55.9%
Net result€1.21M-€124k▼ 89.8%€-196k€115k€37k▼ 67.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€1.29M▼ 2.0%
Current assets
€403k▲ 15.4%
Equity and liabilities €1.69M
Equity
€1.53M▲ 2.5%
Provisions
€6k▼ 9.1%
Debt
€158k▼ 5.2%
The debt ratio falls from 10.0% to 9.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▼
2024 · €46k
Cash flow
€64k▼
2024 · €142k
Solvency
90.3%▲
2024 · 89.6%
Current ratio
6.32▼
2024 · 6.90
Quick ratio
6.32▼
2024 · 6.90
Debt / equity
0.10▼
2024 · 0.11
ROE
2.5%▼
2024 · 7.7%
ROA
2.2%▼
2024 · 6.9%
Interest coverage
5.84▲
2024 · 3.55
Debt
€158k▼
2024 · €167k
Debt ≤ 1 year
€64k▲
2024 · €51k
Debt > 1 year
€93k▼
2024 · €112k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.69M▲
Fixed assets21/28€1.31M€1.29M▼
Tangible fixed assets22/27€514k€489k▼
Land and buildings22€507k€483k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€800k€800k=
Current assets29/58€349k€403k▲
Amounts receivable within one year40/41€163k€185k▲
Trade receivables40€3k€583▼
Other amounts receivable41€159k€184k▲
Current investments50/53€183k€182k▼
Cash at bank and in hand54/58€1k€28k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.69M▲
Equity10/15€1.49M€1.53M▲
Contributions10/11€19k€19k=
Reserves13€20k€19k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€18k€17k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.45M€1.49M▲
Provisions and deferred taxes16€6k€6k▼
Deferred taxes168€6k€6k▼
Amounts payable17/49€167k€158k▼
Amounts payable after more than one year17€112k€93k▼
Financial debts170/4€112k€93k▼
Amounts payable within one year42/48€51k€64k▲
Current portion of amounts payable after more than one year42€19k€19k=
Trade debts44€2k€18k▲
Suppliers440/4€2k€18k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€21k€15k▼
Accrued charges and deferred income492/3€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€52k€39k▼
Operating profit (loss)9901€18k€8k▼
Financial income75/76B€163k€37k▼
Recurring financial income75€163k€37k▼
Financial charges65/66B€64k€6k▼
Recurring financial charges65€13k€6k▼
Non-recurring financial charges66B€51k€0▼
Profit (loss) for the period before taxes9903€117k€39k▼
Transfer from deferred taxes780€555€555=
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€115k€37k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€117k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.45M€1.49M▲
Profit (loss) brought forward from the previous period14P€1.34M€1.45M▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €115k
Net result €115k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 6.90
Current ratio from 2.25 to 6.90; short-term debt falls from €158k to €51k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-196k ▼259%
Net result drops to €-196k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €1.21M ▲13766%
Operating result €1.22M, net result €1.21M, both a record.
30-06
Financial
Liquidity times 12current ratio 4.37
Current ratio from 0.35 to 4.37; short-term debt falls from €335k to €84k.
30-06
Financial
Equity above €1MEq €1.45M ▲499%
3 profitable years in a row build equity to €1.45M.
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aubettestraat(Bel) 338510 KortrijkGround area
827 m²
Building footprint
200 m²
Volume, LiDAR
588 m³
Parcel 34005C0017/00B000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Aubettestraat(Bel) 33, 8510 Kortrijk
since 20062.216.207.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34005C0017/00B000 | Flanders | 827 m² | 1 · 200 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GERECHTSDEURWAARDERSKANTOOR VERGAUWEN & AVONTROODT
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Of 1,019 companies in sector 69103 we hold annual accounts for 610. 316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2006
Fiscal year end30-06
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.