AUB.SVP
ActiveSummary
The computed 12-month bankruptcy probability of AUB.SVP is 1.6% (moderate). The 2025 annual accounts show equity of €806k and a net result of €161k. Equity is growing by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 810 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+1
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 3.08 in 2024; short-term debt: 20.4% and cash: 62.7% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
15.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
30 d late
2022
22 d late
2021
25 d late
2020
24 d late
2019
50 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€161k▲ 20.8%
2024 · €133k
2018: €100k
2019: €108k
2020: €67k
2021: €314k
2022: €170k
2023: €146k
2024: €133k
2018 → 2025
Working capital
€655k▲ 37.4%
2024 · €476k
2018: €115k
2019: €-6k
2020: €48k
2021: €151k
2022: €341k
2023: €445k
2024: €476k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€366k▲ 86.9%€512k▲ 39.8%€645k▲ 26.1%€806k▲ 25.0%
Operating result€297k-€246k▼ 17.2%€211k▼ 14.3%€183k▼ 13.1%€226k▲ 23.4%
Net result€314k-€170k▼ 45.9%€146k▼ 14.3%€133k▼ 8.5%€161k▲ 20.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€153k ▼ 9.3%
Current assets
€861k ▲ 22.1%
Equity and liabilities €1.01M
Equity
€806k ▲ 25.0%
Debt
€208k ▼ 9.2%
Debt's share of the balance-sheet total falls from 26.2% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€263k▲
2024 · €208k
Cash flow
€198k▲
2024 · €158k
Current ratio
4.17▲
2024 · 3.08
Debt to equity
0.26▼
2024 · 0.35
ROE
20.0%▼
2024 · 20.7%
ROA
15.9%▲
2024 · 15.3%
Interest coverage
42.33▲
2024 · 37.66
Debt ≤ 1 year
€206k▼
2024 · €229k
Income taxes
€73k▲
2024 · €56k
Staff costs
€680k▲
2024 · €627k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€874k€1.01M▲
Fixed assets21/28€169k€153k▼
Tangible fixed assets22/27€168k€153k▼
Land and buildings22€131k€123k▼
Plant, machinery and equipment23€37k€25k▼
Furniture and vehicles24-€4k
Financial fixed assets28€450€450=
Current assets29/58€705k€861k▲
Amounts receivable within one year40/41€199k€212k▲
Trade receivables40€13k€5k▼
Other amounts receivable41€186k€207k▲
Cash at bank and in hand54/58€494k€636k▲
Deferred charges and accrued income490/1€13k€13k▲
Equity and liabilities
Total equity and liabilities10/49€874k€1.01M▲
Equity10/15€645k€806k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€546k€707k▲
Distributable reserves133€546k€707k▲
Profit (loss) carried forward14€81k€81k=
Amounts payable17/49€229k€208k▼
Amounts payable within one year42/48€229k€206k▼
Trade debts44€100k€77k▼
Suppliers440/4€100k€77k▼
Taxes, remuneration and social security45€129k€129k▲
Taxes450/3€59k€63k▲
Remuneration and social security454/9€70k€66k▼
Other amounts payable47/48-€726
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€627k€680k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€37k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€837k€945k▲
Operating profit (loss)9901€183k€226k▲
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€14k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€189k€234k▲
Income taxes67/77€56k€73k▲
Profit (loss) for the period9904€133k€161k▲
Profit (loss) for the period to be appropriated9905€133k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€214k€242k▲
Profit (loss) brought forward from the previous period14P€81k€81k=
Transfer to equity691/2€133k€161k▲
To other reserves6921€133k€161k▲
Social balance
Average headcount (FTE)908715.215.6▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €512k ▲39.8%
6 profitable years in a row build equity to €512k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 4.39
Current ratio from 1.45 to 4.39; short-term debt falls from €337k to €101k.
31-12
Financial
Equity above €200kEq €366k ▲86.9%
5 profitable years in a row build equity to €366k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €314k ▲370%
Operating result €297k, net result €314k, both a record.
31-12
Financial
Equity above €150kEq €196k ▲93.1%
4 profitable years in a row build equity to €196k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €67k ▼37.9%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity triplescurrent ratio 2.82
Current ratio from 0.98 to 2.82; short-term debt falls from €259k to €27k.
31-12
Financial
Equity above €100kEq €101k ▲194%
3 profitable years in a row build equity to €101k.
19-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 50 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Willemsstraat 193500 HasseltGround area
2,668 m²
Building footprint
918 m²
Volume, LiDAR
15,132 m³
3 parcels, Brussels, Flanders · tallest building 25.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
AUB.SVP
since 20122.214.704.889
Café De Markten
since 20172.262.296.950
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0723/00M000 | Brussels | 1,459 m² | 1 · 336 m² | 25.9 m · 6 fl. |
| 21802B0931/00D000 | Brussels | 940 m² | 1 · 322 m² | 22.7 m · 6 fl. |
| 71022H1178/00D000 | Flanders | 269 m² | 1 · 260 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.262.296.950
Similar companies · same sector, comparable size
IMI
BE 0833.732.420
Mechelen · Eq €804,961
VERLOO
BE 0453.088.879
Charleroi · Eq €804,742
PULP
BE 0464.416.105
Sint-Gillis (bij-Brussel) · Eq €804,235
GENKER TRUCK-STOP
BE 0439.069.312
Genk · Eq €803,475
ZHAO
BE 0534.966.084
As · Eq €810,397
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 3,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.