AU LIT D'OR
ActiveSummary
AU LIT D'OR has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €14k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
short-term debt: 0.5% and cash: 75.8% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
1 d late
2022
44 d early
2021
17 d early
2020
32 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▲ 341%
2024 · €3k
2018: €-593
2019: €15k
2020: €11k
2021: €12k
2022: €18k
2023: €15k
2024: €3k
2018 → 2025
Working capital
€114k▲ 19.6%
2024 · €95k
2018: €58k
2019: €58k
2020: €69k
2021: €82k
2022: €100k
2023: €117k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€115k▲ 19.2%€130k▲ 12.6%€133k▲ 2.5%€147k▲ 10.9%
Operating result€12k-€19k▲ 55.7%€15k▼ 21.5%€3k▼ 77.7%€14k▲ 337%
Net result€12k-€18k▲ 55.8%€15k▼ 21.5%€3k▼ 77.4%€14k▲ 341%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 337% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€34k ▼ 11.0%
Current assets
€115k ▲ 17.9%
Equity and liabilities €148k
Equity
€147k ▲ 10.9%
Debt
€800 ▼ 60.1%
Debt's share of the balance-sheet total falls from 1.5% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €7k
Cash flow
€22k▲
2024 · €7k
Debt to equity
0.01▼
2024 · 0.02
ROE
9.8%▲
2024 · 2.5%
ROA
9.8%▲
2024 · 2.4%
Debt ≤ 1 year
€800▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €148k, equity €147k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€148k▲
Fixed assets21/28€38k€34k▼
Tangible fixed assets22/27€38k€34k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€27k€21k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€97k€115k▲
Amounts receivable within one year40/41€18k€2k▼
Other amounts receivable41€18k€2k▼
Cash at bank and in hand54/58€79k€112k▲
Deferred charges and accrued income490/1€353€350▼
Equity and liabilities
Total equity and liabilities10/49€135k€148k▲
Equity10/15€133k€147k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€30k€30k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€41k€55k▲
Amounts payable17/49€2k€800▼
Amounts payable within one year42/48€2k€800▼
Trade debts44€2k€358▼
Suppliers440/4€2k€358▼
Taxes, remuneration and social security45-€442
Taxes450/3-€442
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€18k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€826€2k▲
Gross operating margin9900€8k€24k▲
Operating profit (loss)9901€3k€14k▲
Financial income75/76B€85€262▲
Recurring financial income75€85€262▲
Financial charges65/66B€53-
Recurring financial charges65€53-
Profit (loss) for the period before taxes9903€3k€14k▲
Profit (loss) for the period9904€3k€14k▲
Profit (loss) for the period to be appropriated9905€3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€55k▲
Profit (loss) brought forward from the previous period14P€38k€41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity triplescurrent ratio 143.42
Current ratio from 48.49 to 143.42; short-term debt falls from €2k to €800.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Liquidity doublescurrent ratio 57.33
Current ratio from 28.57 to 57.33; short-term debt falls from €4k to €2k.
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €18k ▲55.8%
Operating result €19k, net result €18k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲19.2%
4 profitable years in a row build equity to €115k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
Show earlier events
31-12
Financial
Liquidity quadruplescurrent ratio 21.35
Current ratio from 4.86 to 21.35; short-term debt falls from €15k to €3k.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterlose Steenweg 1171060 Sint-Gillis (bij-Brussel)Ground area
493 m²
Building footprint
491 m²
Volume, LiDAR
4,096 m³
3 parcels, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
AU LIT D'OR
since 20042.137.257.418
AU LIT D'OR
since 20042.137.257.616
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0145/00Y006 | Brussels | 270 m² | 1 · 267 m² | 14.6 m · 2 fl. |
| 21562A0140/00K000 | Brussels | 186 m² | 1 · 186 m² | 14.8 m · 4 fl. |
| 21818B0532/00L004 | Brussels | 37 m² | 1 · 38 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EOS LINGERIE
BE 0882.316.849
Meise · Eq €147,233
NUITS VERTES
BE 0741.697.533
Braives · Eq €145,112
VINCA
BE 0443.215.566
Veurne · Eq €150,108
Schoenfabriek Siesta
BE 0406.435.245
Bornem · Eq €143,359
ANDREE
BE 0425.564.041
Manage · Eq €143,144
Of 1,271 companies in sector 47512 we hold annual accounts for 581. 490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-12-1974
Fiscal year end31-12
Abbreviation FR
A.L.D.
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.