ATZ FOOD
ActiveThe computed 12-month bankruptcy probability of ATZ FOOD is 5.0% (elevated). The 2024 annual accounts show equity of €68k and a net result of €11k. Its solvency ranks better than 88% of 18942 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+84
Solvency100▲+18
Growth78
Track record94
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.76 against 0.53 in 2023; short-term debt: 24.4% and cash: 5.9% of total assets), and 24.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€68k▲ 18.8%
2023 · €58k
2023: €58k
2023 → 2024
Total assets
€90k▼ 10.5%
2023 · €101k
2023: €101k
2023 → 2024
Net result
€11k
2023 · €-24k
2023: €-24k
2023 → 2024
Working capital
€-5k▲ 74.4%
2023 · €-20k
2023: €-20k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€58k-€68k▲ 18.8%
Operating result€-24k-€11k
Net result€-24k-€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €24k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €89k
Fixed assets
€72k▼ 5.6%
Current assets
€17k▼ 27.2%
Equity and liabilities €90k
Equity
€68k▲ 18.8%
Debt
€22k▼ 49.3%
The debt ratio falls from 43.0% to 24.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2023 · €-22k
Cash flow
€19k▲
2023 · €-22k
Solvency
75.6%▲
2023 · 57.0%
Current ratio
0.76▲
2023 · 0.53
Quick ratio
0.46▲
2023 · 0.28
Debt / equity
0.32▼
2023 · 0.75
ROE
15.8%▲
2023 · -42.4%
ROA
12.0%▲
2023 · -24.2%
Interest coverage
259.64▲
2023 · -798.86
Debt
€22k▼
2023 · €43k
Debt ≤ 1 year
€22k▼
2023 · €43k
Staff costs
€15k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€90k▼
Formation expenses20€1k€1k=
Fixed assets21/28€77k€72k▼
Tangible fixed assets22/27€77k€72k▼
Plant, machinery and equipment23€77k€72k▼
Current assets29/58€23k€17k▼
Stocks and contracts in progress3€11k€7k▼
Stocks30/36€11k€7k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€1k-
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€101k€90k▼
Equity10/15€58k€68k▲
Contributions10/11€82k€82k=
Profit (loss) carried forward14€-24k€-14k▲
Amounts payable17/49€43k€22k▼
Amounts payable within one year42/48€43k€22k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€27k€11k▼
Income statement
Code20232024
Remuneration, social security and pensions62€13k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8-€305
Gross operating margin9900€-9k€35k▲
Operating profit (loss)9901€-24k€11k▲
Financial income75/76B€0€149▲
Recurring financial income75€0€149▲
Financial charges65/66B€27€75▲
Recurring financial charges65€27€75▲
Profit (loss) for the period before taxes9903€-24k€11k▲
Profit (loss) for the period9904€-24k€11k▲
Profit (loss) for the period to be appropriated9905€-24k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-14k▲
Profit (loss) brought forward from the previous period14P-€-24k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Charles Deliège(BIN) 107130 BincheGround area
309 m²
Building footprint
133 m²
Parcel 56011B0471/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ATZ FOOD
since 20232.346.173.345
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011B0471/00M000 ProtectedMonument |
Wallonia | 309 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.346.173.345
Similar companies · same sector, comparable size
KOFUKU
BE 0804.487.811
Genk · Eq €68k
SAKURA
BE 0809.208.642
Sint-Gillis (bij-Brussel) · Eq €68k
CORESTO
BE 0781.479.807
Ittre · Eq €68k
Het Koetshuis Ooidonk
BE 0752.575.686
Deinze · Eq €68k
Sapori Veri
BE 0744.700.573
Aalst · Eq €68k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:squareburger2023@gmail.com
Phone:+32494146821