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ATYS CONSULT

Active
Private limited companyfounded 20178 yrs activeRue Général Ruquoy(TOU) 56, 7500 Tournai, BelgiumKBO/BCE: BE 0682.948.195
Summary

ATYS CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-14k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-79
Solvency95=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 3.2 in 2024; short-term debt: 29.6% and cash: 56.4% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.4%
Return on assets
-19.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
15 d late
2023
65 d late
2022
239 d late
2021
29 d late
2020
10 d late
2019
5 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €7k
2018: €12k 2019: €6k 2020: €7k 2021: €18k 2022: €5k 2023: €11k 2024: €7k
2018 → 2025
Working capital
€45k▼ 23.8%
2024 · €60k
2018: €17k 2019: €23k 2020: €30k 2021: €47k 2022: €52k 2023: €62k 2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€49k-€54k▲ 10.6%€65k▲ 20.1%€62k▼ 3.6%€49k▼ 21.9%
Operating result€14k-€7k▼ 49.7%€16k▲ 133%€12k▼ 28.4%€-12k
Net result€18k-€5k▼ 71.0%€11k▲ 110%€7k▼ 31.2%€-14k
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €14k€14kNet result 2021: €18k€18kOperating result 2022: €7k€7kNet result 2022: €5k€5kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €12k€12kNet result 2024: €7k€7kOperating result 2025: €-12k€-12kNet result 2025: €-14k€-14k20212022202320242025€-20k€-10k€0€10k€20kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €12k€12kNet result 2024: €7k€7.5kOperating result 2025: €-12k€-12kNet result 2025: €-14k€-14k202320242025
The operating result turns negative in 2025: a loss of €12k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets €3k ▲ 20.2%
Current assets €66k ▼ 24.0%
Equity and liabilities €69k
Equity €49k ▼ 21.9%
Debt €21k ▼ 24.3%
Debt's share of the balance-sheet total falls from 30.3% to 29.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-11k
2024 · €12k
Cash flow
€-13k
2024 · €8k
Current ratio
3.21
2024 · 3.20
Quick ratio
2.36
2024 · 2.56
Debt to equity
0.42
2024 · 0.43
ROE
-28.0%
2024 · 11.9%
ROA
-19.7%
2024 · 8.3%
Interest coverage
-5.89
2024 · 10.71
Debt ≤ 1 year
€21k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€90k€69k
Fixed assets21/28€3k€3k
Tangible fixed assets22/27€3k€3k
Furniture and vehicles24€1k€2k
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€63€63=
Current assets29/58€87k€66k
Stocks and contracts in progress3€17k€18k
Stocks30/36€17k€18k
Amounts receivable within one year40/41€10k€9k
Trade receivables40€10k€5k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€60k€39k
Equity and liabilities
Total equity and liabilities10/49€90k€69k
Equity10/15€62k€49k
Contributions10/11€6k€6k=
Reserves13€33k€33k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€31k€33k
Profit (loss) carried forward14€23k€9k
Amounts payable17/49€27k€21k
Amounts payable within one year42/48€27k€21k
Trade debts44€8k€8k
Suppliers440/4€8k€8k
Taxes, remuneration and social security45€11k€5k
Taxes450/3€11k€5k
Remuneration and social security454/9€500€500=
Other amounts payable47/48€8k€8k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358€437
Other operating charges640/8€50-
Non-recurring operating charges66A-€2k
Gross operating margin9900€12k€-9k
Operating profit (loss)9901€12k€-12k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€1k€2k
Recurring financial charges65€1k€2k
Profit (loss) for the period before taxes9903€11k€-14k
Income taxes67/77€3k-
Profit (loss) for the period9904€7k€-14k
Profit (loss) for the period to be appropriated9905€7k€-14k
Appropriation of the result
Profit (loss) to be appropriated9906€30k€9k
Profit (loss) brought forward from the previous period14P€23k€23k=
Transfer from equity791/2€10k-
Transfer to equity691/2€7k-
To other reserves6921€7k-
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €-14k ▼283%
Net result drops to €-14k, the lowest in the series.
15-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 15 days late
2024
04-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 65 days late
26-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 239 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial Highest result since 2018net €18k ▲144%
Net result €18k, the highest in the series.
31-12
Financial Liquidity quadruplescurrent ratio 10.55
Current ratio from 2.58 to 10.55; short-term debt falls from €19k to €5k.
10-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
05-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
31-12
Financial Liquidity triplescurrent ratio 15.50
Current ratio from 5.28 to 15.50; short-term debt falls from €4k to €2k.
04-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Général Ruquoy(TOU) 567500 Tournai
Ground area
313 m²
Building footprint
133 m²
Volume, LiDAR
967 m³
Parcel 57081I1324/00_000, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATYS CONSULT
Rue Général Ruquoy(TOU) 56, 7500 TournaiReal estate development
since 20172.269.013.706
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081I1324/00_000 Wallonia 313 m² 1 · 133 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.