Starting capital
€6,000 60 shares
ATSE CONCEPT
Lifetime
2 annual accounts with figures on one time axispeak €85,807 (2024)
€85,807
peak €24,913 (2024)
€24,913
peak €36,452 (2024)
€36,452
-not published
Board2 names since 2021
2 directorsATMANE Hicham and 1 other
Documentsfilings and deeds
18-08-202518 days late
2024micro format
No figures for the year before
Key points
from the 2024 annual accountsPosition in the sector
100.0%
Higher solvency than 95% of companies in wholesale trade. Sector median 39.4% · 15,426 companies.
2025 accounts not filed, 103 days past the deadline
Checked score
58
Fair
Financially stronger than 94% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.8%
01-2025: 6.7%▲ +1.9 percentage points vs 12-2024
02-2025: 6.7%● unchanged vs 01-2025
03-2025: 6.8%▲ +0.1 percentage points vs 02-2025
04-2025: 6.2%▼ -0.6 percentage points vs 03-2025
05-2025: 6.2%● unchanged vs 04-2025
06-2025: 6.1%▼ -0.1 percentage points vs 05-2025
07-2025: 6.1%● unchanged vs 06-2025
08-2025: 7.5%▲ +1.4 percentage points vs 07-2025highest value
09-2025: 0.6%▼ -6.9 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.5%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.8%▲ +0.8 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2024 (filed on 18-08-2025)
Founded in 2021
1 financial year not filed after the legal deadline; last filed accounts filed 18 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: cash €36,163
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ATSE CONCEPT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ATSE CONCEPT itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ATSE CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Cash is 99.2% of total assets. 0% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 18 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
18 days late
2022
450 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 234 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- ATMANE Hicham 50 sharesdeed of 22-12-2021
- SEGERS Sarah Christiane G. 10 sharesdeed of 22-12-2021
Recent changes
Incorporation
Founding capital of €6,000, 60 shares · Founders: ATMANE Hicham and SEGERS Sarah Christiane G. · Appointments: ATMANE Hicham (director) and SEGERS Sarah Christiane G. (director) · published on 22-12-2021 · Gazette deed
First establishment
Rue de Gosselies 247/1/1, Courcelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ATSE CONCEPT Courcelles | €36,452 | €24,913 | 100.0% | - |
| KATO Solutions Alken | €45,042 | €22,044 | 6.7% | - |
| BELFRACARS Belgium Comines-Warneton | €49,621 | €26,496 | 22.2% | - |
| KSR GLOBAL CONSULTING Wavre | €43,952 | €31,851 | 25.9% | - |
| RC Kontich | €48,209 | €18,104 | 10.3% | - |
| CROONINVEST Antwerp | €42,332 | €34,514 | 68.8% | - |
| enew Linkebeek | €41,162 | €15,208 | 70.9% | - |
These companies have the same main activity as ATSE CONCEPT: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €41,200 and €49,600, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 18-12-2021Normal situation
- Activity
- Agents specialised in the wholesale of other particular productsNACE 46180and 5 others
- Establishment unit
- 2.326.903.6036183 Courcelles, since 18-12-2021
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on ATSE CONCEPT
The computed 12-month bankruptcy probability of ATSE CONCEPT is 1.8% (moderate). The 2024 annual accounts show equity of €36,452 and a net result of €24,913.
Its solvency ranks better than 95% of 15,426 sector peers (NACE 46, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ATSE CONCEPT
- What is the company number of ATSE CONCEPT?
- The company number of ATSE CONCEPT is 0778.802.409. The VAT number is the same number with BE in front: BE 0778.802.409.
- Where is ATSE CONCEPT based?
- The registered office is at Rue de Gosselies 247/1/1, 6183 Courcelles.Company details
- What does ATSE CONCEPT do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of ATSE CONCEPT?
- ATSE CONCEPT is a private limited company (BV).
- When was ATSE CONCEPT founded?
- ATSE CONCEPT was founded on 18-12-2021.
- Is ATSE CONCEPT still active?
- Yes, ATSE CONCEPT is an active enterprise in the KBO register.
- What is the turnover of ATSE CONCEPT?
- The turnover of ATSE CONCEPT was €85,807 in financial year 2024, according to the filed annual accounts.Financials
- Is ATSE CONCEPT profitable?
- In financial year 2024, ATSE CONCEPT made a profit of €24,913.
- Where can I find the annual accounts of ATSE CONCEPT?
- ATSE CONCEPT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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