ATRIUM
ActiveSummary
ATRIUM has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €480k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 56% of 112 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability70▲+11
Solvency92=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.11 in 2025; short-term debt: 21.5% and cash: 2.2% of total assets), and 33.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
66.6%
Return on assets
1.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
40 d early
2025
123 d early
2024
37 d early
2023
41 d early
2022
38 d early
2021
41 d early
2020
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2026, micro schema
Equity
€480k▲ 1.8%
2025 · €472k
Total assets
€721k▲ 1.8%
2025 · €708k
Net result
€9k▲ 90.7%
2025 · €4k
Working capital
€-134k▲ 9.6%
2025 · €-148k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€31k▼ 17.4%€34k▲ 10.4%€11k▼ 67.2%€22k▲ 96.9%€25k▲ 13.9%
Net result€15k▼ 25.8%€16k▲ 3.8%€-2k€4k€9k▲ 90.7%
Equity€454k▲ 3.4%€469k▲ 3.4%€467k▼ 0.4%€472k▲ 1.0%€480k▲ 1.8%
Total assets€753k▲ 5.8%€773k▲ 2.7%€742k▼ 4.1%€708k▼ 4.5%€721k▲ 1.8%
Debt€245k▲ 13.7%€254k▲ 3.4%€227k▼ 10.4%€193k▼ 15.1%€201k▲ 4.0%
Working capital€-140k▼ 58.4%€-164k▼ 17.5%€-161k▲ 2.2%€-148k▲ 7.6%€-134k▲ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 14% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €721k
Fixed assets
€701k ▲ 1.5%
Current assets
€21k ▲ 14.3%
Equity and liabilities €721k
Equity
€480k ▲ 1.8%
Provisions
€40k ▼ 7.5%
Debt
€201k ▲ 4.0%
Debt's share of the balance-sheet total rises from 27.2% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2025 · €62k
Cash flow
€50k▲
2025 · €44k
Current ratio
0.13▲
2025 · 0.11
Debt to equity
0.42▲
2025 · 0.41
ROE
1.8%▲
2025 · 1.0%
ROA
1.2%▲
2025 · 0.6%
Interest coverage
6.49▲
2025 · 4.78
Debt ≤ 1 year
€155k▼
2025 · €167k
Debt > 1 year
€36k▲
2025 · €15k
Income taxes
€10k▲
2025 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €38k | €39k | €40k | €41k | ▲ 4.3% |
| Other operating charges640/8 | €1k | €1k | €2k | €2k | €2k | ▲ 4.6% |
| Gross operating margin9900 | €66k | €73k | €52k | €63k | €68k | ▲ 7.7% |
| Operating profit (loss)9901 | €31k | €34k | €11k | €22k | €25k | ▲ 13.9% |
| Financial income75/76B | €0 | €20 | €546 | €6 | €71 | ▲ 1,094% |
| Recurring financial income75 | €0 | €20 | €546 | €6 | €71 | ▲ 1,094% |
| Financial charges65/66B | €6k | €9k | €12k | €13k | €10k | ▼ 20.6% |
| Recurring financial charges65 | €6k | €9k | €12k | €13k | €10k | ▼ 20.6% |
| Profit (loss) for the period before taxes9903 | €25k | €25k | €126 | €9k | €15k | ▲ 63.3% |
| Transfer from deferred taxes780 | €3k | €3k | €3k | €3k | €3k | = |
| Income taxes67/77 | €13k | €13k | €5k | €8k | €10k | ▲ 21.6% |
| Profit (loss) for the period9904 | €15k | €16k | €-2k | €4k | €9k | ▲ 90.7% |
| Transfer from tax-exempt reserves789 | €10k | €10k | €10k | €10k | €10k | = |
| Profit (loss) for the period to be appropriated9905 | €25k | €25k | €8k | €14k | €18k | ▲ 28.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €753k | €773k | €742k | €708k | €721k | ▲ 1.8% |
| Fixed assets21/28 | €738k | €753k | €722k | €690k | €701k | ▲ 1.5% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €738k | €753k | €722k | €690k | €701k | ▲ 1.5% |
| Land and buildings22 | €676k | €683k | €663k | €635k | €608k | ▼ 4.3% |
| Plant, machinery and equipment23 | €60k | €69k | €59k | €55k | €46k | ▼ 16.2% |
| Furniture and vehicles24 | €983 | €737 | €491 | €246 | €47k | ▲ 19,065% |
| Current assets29/58 | €15k | €21k | €19k | €18k | €21k | ▲ 14.3% |
| Amounts receivable within one year40/41 | €2k | €5k | €6k | €4k | €2k | ▼ 36.2% |
| Trade receivables40 | €2k | €5k | €830 | €4k | €950 | ▼ 74.0% |
| Other amounts receivable41 | - | - | €5k | - | €1k | - |
| Cash at bank and in hand54/58 | €10k | €13k | €11k | €12k | €16k | ▲ 36.6% |
| Deferred charges and accrued income490/1 | €3k | €2k | €3k | €3k | €2k | ▼ 16.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €753k | €773k | €742k | €708k | €721k | ▲ 1.8% |
| Equity10/15 | €454k | €469k | €467k | €472k | €480k | ▲ 1.8% |
| Contributions10/11 | €74k | €74k | €74k | €74k | €74k | = |
| Reserves13 | €380k | €395k | €393k | €397k | €406k | ▲ 2.2% |
| Tax-exempt reserves132 | €160k | €151k | €141k | €131k | €121k | ▼ 7.5% |
| Distributable reserves133 | €219k | €245k | €252k | €267k | €285k | ▲ 6.9% |
| Provisions and deferred taxes16 | €53k | €50k | €47k | €44k | €40k | ▼ 7.5% |
| Deferred taxes168 | €53k | €50k | €47k | €44k | €40k | ▼ 7.5% |
| Amounts payable17/49 | €245k | €254k | €227k | €193k | €201k | ▲ 4.0% |
| Amounts payable after more than one year17 | €87k | €62k | €37k | €15k | €36k | ▲ 147% |
| Financial debts170/4 | €87k | €62k | €37k | €15k | €36k | ▲ 147% |
| Amounts payable within one year42/48 | €155k | €185k | €180k | €167k | €155k | ▼ 7.0% |
| Current portion of amounts payable after more than one year42 | €24k | €25k | €25k | €22k | €22k | ▼ 3.9% |
| Trade debts44 | €15k | €2k | €1k | €4k | €5k | ▲ 28.4% |
| Suppliers440/4 | €15k | €2k | €1k | €4k | €5k | ▲ 28.4% |
| Taxes, remuneration and social security45 | €9k | €7k | €3k | €4k | €4k | ▼ 9.4% |
| Taxes450/3 | €9k | €7k | €3k | €4k | €4k | ▼ 9.4% |
| Other amounts payable47/48 | €106k | €151k | €151k | €136k | €125k | ▼ 8.4% |
| Accrued charges and deferred income492/3 | €4k | €7k | €10k | €12k | €9k | ▼ 19.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €16k | €-2k | €4k | €9k | ▲ 90.7% |
| + Depreciation and write-downs630 | €34k | €38k | €39k | €40k | €41k | ▲ 4.3% |
| Operating cash flow (approximation) | €49k | €53k | €37k | €44k | €50k | ▲ 13.1% |
| Investment in fixed assets (approximation) | - | €-53k | €-8k | €-8k | €-52k | ▼ 544% |
| Change in cash | - | €3k | €-2k | €1k | €4k | ▲ 314% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 1997
Ground area
2,623 m²
Building footprint
213 m²
Volume, LiDAR
968 m³
Parcel 43013A0153/00D000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vlamingstraat(STJ) 107, 9982 Sint-Laureins
since 19972.082.263.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43013A0153/00D000 | Flanders | 2,623 m² | 1 · 213 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HERMANS IMMO SPRINGS
BE 0867.459.419
Lebbeke · Eq €472k
CAMPUS
BE 0438.064.668
Herselt · Eq €491k
DOMINO
BE 0446.437.451
Gent · Eq €468k
Takin' Care
BE 0838.923.306
Sint-Pieters-Woluwe · Eq €464k
SPIN INVEST
BE 0686.894.117
Brussel · Eq €500k
Of 1,531 companies in sector 68322 we hold annual accounts for 740. 465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-05-1997
Fiscal year end31-03
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.